Gail Fernandez is a CFP® professional with 19 years of industry experience, currently associated with OSAIC in Chesterfield, MO. Her prior roles include positions at Loren Lumpe, Royal Alliance Associates, and Edward J Liberty, among others. Outside of advisory work, she owns a tax preparation service, Gail Fernandez Tax Service. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through a large network of advisers and utilizes various asset-allocation and portfolio management tools.

Dala Freesmeier is a financial advisor at Edward Jones with 20 years of industry experience. She has held her current position at Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, and is supported by a nationwide network of more than 23,700 advisors.

Christopher Myers is a financial advisor at Osaic Wealth, Inc. with three years of industry experience. He holds Series 63 and Series 65 credentials and has prior experience with firms including The ON Equity Sales Company and Ohio National Life Insurance. He is also involved in providing life insurance and annuities through a related firm. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services utilizing advanced asset-allocation tools and supports various investment platforms and third-party solutions.

Daniel Marcotte is a financial advisor at Mass Mutual Investors Services with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Mass Mutual Investors Services since 1997, also maintaining a role with MassMutual Life Insurance Company since 1996. Outside of his advisory work, he serves as a finance committee member for Twin Oaks Church. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, goal-oriented planning engagements using advanced analytical tools and supports a range of investor needs through various programs and educational seminars.

Mark Freeman is a financial advisor at Edward Jones with nine years of industry experience. He holds the Series 63 and Series 66 licenses and has previously worked at Citigroup, TD Ameritrade, Major League Baseball Advanced Media, Mission Taco Joint, and WAAY-TV. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs and affiliated services. The firm manages approximately $1.01 trillion in assets and maintains a large network of financial advisors and branch offices nationwide.

Michael Mc Ghee is a financial advisor at Edward Jones with 11 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2014, based in O’Fallon, MO. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients and managing approximately $1.01 trillion in assets. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors and over 15,000 branch offices.

Nicholas Love is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 credentials and 35 years of industry experience. His career includes roles at Prudential Insurance Company of America, Pruco Securities, and NFP Securities. He also operates Love Insurance and Financial Services Inc., which sells health and Medicare insurance products. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm utilizes model-driven investment approaches with access to third-party asset managers and offers services including financial planning, consulting, and insurance product facilitation through affiliated entities.

Geoffrey Rigabar is a CFP®-credentialed financial advisor with Edward Jones, where he has worked since 2007, totaling 19 years of industry experience. He is based in Chesterfield, MO. Outside of his advisory work, he has an interest in authorship through his wife's book royalties. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network. The firm manages approximately $1.01 trillion in assets under management and provides services under a fiduciary standard.

Alexander Ottinger is a financial advisor with Ameriprise Financial Services, holding CFP® and Series 66 designations and having nine years of industry experience. He has worked with Ameriprise since 2016, currently based in Weldon Spring, MO. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm focuses on delivering written recommendation reports and ongoing advice centered on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

David Boersig is a financial advisor at LPL Financial with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Ameriprise Financial Services, UBS Financial Services, and Edward Jones. Boersig serves on the board of the RHEMA Foundation/Midwest Career Source. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, portfolio management, and institutional platforms, utilizing both proprietary and third-party investment strategies.

Andrew Maret is a financial advisor with Edward Jones in Maryland Heights, MO, holding a Series 66 designation and 14 years of industry experience. He has been with Edward Jones since 2008. Outside of his advisory role, Maret owns AWM Investments, a real estate investment business in Fenton, MO. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Holli Franklin is a Series 66-licensed financial advisor with Edward Jones, based in Maryland Heights, MO, and has eight years of industry experience. Prior to joining Edward Jones in 2018, she worked at Enterprise Holdings from 2015 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide, with approximately $1.01 trillion in assets under management.

Teresa White is a financial advisor with LPL Financial in St. Peters, MO, holding a Series 66 license and 14 years of industry experience. She worked at Edward Jones for nine years before joining LPL Financial in 2019. Outside of her advisory role, she serves as a FINRA arbitrator. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services, including financial planning and model portfolio programs, and supports its network of advisors with research tools and multiple investment strategy options.

Ethan Bowers is a financial advisor with LPL Financial in Chesterfield, MO, holding Series 63 and Series 66 credentials and six years of industry experience. His prior work includes roles at First Community Credit Union, Bank of America, Merrill, and other financial institutions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, and institutional platforms, supported by extensive technology and a large network of advisors.

Carrie Malick is a financial advisor at Edward Jones with 24 years of industry experience and holds the Series 63 and Series 66 designations. She has been with Edward Jones since 2001. Outside of her advisory role, she is a co-owner of an LLC that acquired a chiropractic business. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad range of households and organizations. The firm manages approximately $1.01 trillion in assets, providing both discretionary and non-discretionary strategies, as well as affiliated mutual funds and tax-efficient services through a nationwide network of over 23,000 advisors.

Zachary Judson is a financial advisor at Osaic Wealth Inc. with a Series 66 designation and approximately one year of industry experience. His prior work includes roles at Northwestern Mutual, Panda Express, and other organizations across various sectors. He has also been associated with academic institutions such as the University of Missouri-St. Louis and William Woods University. Osaic Wealth Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, employing asset-allocation tools and model portfolios that include a range of investment products managed on discretionary or non-discretionary bases.

William Meneses is a financial advisor with Ameriprise in Chesterfield, MO, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to joining Ameriprise, he worked at Impact Partnership Wealth, Aul Financial Group, Bank of America, Merrill Lynch, U.S. Bank, and Central Bank. He is involved in non-investment activities including managing social media for the Mid America Rugby Union and teaching at the American Retirement Institute. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning, tax-aware withdrawal strategies, and Social Security claiming options. The firm uses proprietary research and third-party data to support its recommendations, which are implemented non-discretionarily in collaboration with clients and their advisors.

Qianqian Wang is a financial advisor at Edward Jones in Maryland Heights, MO, with 14 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Edward Jones since 2014. Wang also serves as an arbitrator for a regulatory organization. Edward Jones is a full-service wealth management firm serving individual and institutional clients through a broad network of advisors and offices. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Patrick Mac Donald is a financial advisor with Ameriprise in Chesterfield, MO, holding a Series 66 designation and beginning his industry experience in 2025. His prior work includes four years at Edward Jones and roles outside finance such as at Campus Bar & Grill and the University of Missouri. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Sharyn Kellison is a Series 66-licensed financial advisor with Edward Jones in Lake Saint Louis, MO, bringing nine years of industry experience. She has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.