Christopher Sprenkle is a CFP®-certified financial advisor with 33 years of industry experience. He is currently with Morgan Stanley in Cincinnati, OH, having previously worked at Bank of America and Merrill. His credentials also include Series 63 and Series 65 registrations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process supported by firm-approved tools and modeling techniques.

Arik Naasz is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2007. Over the years, he has held several roles within the company, including Portfolio Specialist from 2012 to 2015 and Retirement Solutions Representative from 2010 to 2012. His experience encompasses guiding clients through various financial planning tools and investment options to help them achieve their goals. Originally from a small town in Ohio, Arik values honesty, hard work, and treating others with respect. These principles have been central to his approach in building long-term client relationships based on trust and collaboration. He holds insurance licenses in Arkansas and California, supporting his ability to serve clients in these states.

Michael Galinger is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Fidelity Investments since 2006, including roles at Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is noted for its advisory role to multiple registered investment companies, use of AI and algorithmic methods in research, and formal governance procedures.

Brian Bruns is a financial advisor at Fidelity with 17 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Bank of America, Merrill, and various Fidelity divisions. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and model portfolios delivered to intermediary platforms.

Justin Clark is a Planning Consultant at Fidelity Investments, where he has been serving since 2025. In his role, he partners with clients to understand their financial goals, objectives, values, and needs in order to develop comprehensive plans tailored to their circumstances. Justin's experience at Fidelity Investments includes roles as an Investment Solutions Representative, Customer Relationship Advocate, Workplace Planning Consultant, and Financial Associate, spanning from 2014 to the present. His expertise encompasses financial planning and client relationship management. He holds an Arkansas Insurance License. Outside of his professional work, Justin's personal interests include family activities, fitness, football, movies, tennis, and traveling.

James Farrell IV is a Series 66-licensed financial advisor with six years of industry experience. He is currently with J.P. Morgan Securities and JPMorgan Chase Bank, N.A., where he has worked since 2020. Outside of finance, he is a co-owner of Phineas Productions LLC, an entertainment company involved in film projects. J.P. Morgan Securities provides institutional consulting services focused on asset allocation advice, investment manager searches, and performance reporting for plan sponsors, corporations, endowments, and other institutional clients. Their advisory process combines quantitative and qualitative research to build model asset allocations, with a non-discretionary approach that gives clients final decision-making authority.

Lawrence Vogelpohl is a financial advisor at Fidelity with 29 years of industry experience. He holds Series 63 and Series 66 credentials and has worked with various Fidelity entities since 1996. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including managing model portfolios using proprietary research and systematic methodologies. The firm serves a broad client base and incorporates algorithmic portfolio construction and oversight of sub-advisers in its investment process.

Tony Weickert is a Planning Consultant at Fidelity Investments, where he supports clients by reviewing their retirement plans, needs, and goals, and providing potential solutions to strengthen their overall retirement plans. He has been with Fidelity since 2022, progressing through various roles including High Net Worth Representative, Investment Solutions Representative I, II, and III before becoming a Planning Consultant in 2025. Tony holds insurance licenses in Arkansas and California, which complement his work with clients in managing retirement and investment solutions. His professional experience is centered on investment solutions and client service within Fidelity Investments. Outside of his professional role, Tony enjoys cooking and baking, participating in family activities, fitness, social events with friends, spending time at the lake, and parenthood.

Cody Smith is a Series 66 licensed financial advisor at Fidelity with two years of industry experience. He previously worked at Altafiber for six years and GTN Logistics for one year. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Kristine Black is a financial advisor with Fidelity Investments in Covington, KY, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. Her prior roles include positions at Citizens Bank and Fifth Third Securities. Outside of her advisory work, she has performed food delivery and shopping services with Instacart and DoorDash. She is associated with Strategic Advisers LLC, a Fidelity Investments company that serves retail and institutional clients through discretionary and non-discretionary portfolio management, advisory services, and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, overseeing investments with attention to conflicts of interest and regulatory compliance.

Brian Bailey is a financial advisor with Fidelity Investments, holding Series 63 and Series 65 designations and 26 years of industry experience. His prior work includes a year with Fifth Third Securities and nearly two decades with Fidelity and its related entities. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm serves various clients, including registered investment companies and charitable funds, and utilizes systematic methodologies alongside oversight of sub-advisers and proxy voting in its fund management.

David Richer is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked in various capacities within Fidelity since 2012. Outside of his advisory work, he assists his son with a small family entertainment business. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Travis Geers is a financial advisor at Fidelity with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has been with various Fidelity entities since 2006. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is also registered with the CFTC as a commodity pool operator and serves multiple registered investment companies.

Titus Huber is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at JJA Italian (PEPP&D), Amazon, Compass Group, and Xavier University. Fidelity’s Strategic Advisers LLC, a company within the Fidelity Investments family, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across a range of mutual funds, ETFs, and ETPs.

Michael Cooke II is a financial advisor at Fidelity with Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Fidelity, he worked at PayChex and NEXAMP, and spent nearly a decade with Tailored English Solutions. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a variety of clients, including retail and institutional investors, emphasizing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm maintains oversight of sub-advisers and employs systematic methodologies to build model portfolios from a wide universe of funds and ETFs.

Neil Bourgeois is a CFP® with 40 years of industry experience, currently serving as a financial advisor at Osaic since 2024. He previously worked for Securities America Advisors, Inc. and SECURITIES AMERICA, inc. for 15 years each, and Brecek & Young Advisors, Inc. for 8 years. Outside of his advisory role, he is a 5% owner and solicitor of Queen City Capital Management LLC and has worked as an insurance agent specializing in insurance and fixed annuity sales. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a variety of brokerage and advisory services utilizing a model-based investment process centered on asset allocation and portfolio optimization, supported by a complex affiliate network and significant scale.

Owen Stephens is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. His prior work includes roles at the Cincinnati Circus Company and various positions related to education and finance. Outside of advising, he has experience in hospitality and nonprofit sectors, having worked with RoHS Street Cafe and Piston Society. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios composed of mutual funds, ETFs, and ETPs and is noted for its registration with the CFTC and advisory roles to several registered investment companies.

Julia Fisher is a Wealth Management Planning Consultant at Fidelity Investments, a position she has held since 2023. In this role, she partners with clients to provide dedicated planning and service by understanding what is important to them and their families. She emphasizes forming strong relationships and maintaining open dialogue, trust, and reliability. Prior to her current role, Julia worked as a High Net Worth Associate at Fidelity Investments from 2021 to 2023 and as a Customer Relationship Advocate at Fidelity from 2020 to 2021. Before joining Fidelity, she was a Customer Service Associate at Waddell & Reed from 2018 to 2020. Outside of her professional career, Julia has personal interests that include concerts, music, pets, reading, and theater.

Cabell Payne is a financial advisor with Fidelity Investments in Covington, KY, holding Series 63 and Series 66 licenses and having three years of industry experience. Prior to joining Fidelity, Payne worked in various roles at Wal-Mart for over two decades, along with brief positions at other companies. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Payton Hirko is a financial advisor at Fidelity with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked in roles at Fidelity Investments since 2020. Prior to his current position, his background includes a role at Yum! Brands and various other positions in the retail and service sectors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, and it engages in advisory and management activities that include algorithmic portfolio construction and oversight of sub-advisers.