Zach Lucas is a financial advisor at Citigroup Global Markets with two years of industry experience. He holds a Series 66 designation and has worked previously at Morgan Stanley, CCI, and M&T Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs, combining large institutional scale with unique market roles such as swap dealing and futures commission merchant activities.

Julyan Santos is a financial advisor at Citigroup Global Markets with one year of industry experience. He holds Series 65 and Series 63 licenses. Prior to joining Citigroup in 2025, he worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including in-house research and operations as a swap dealer and futures commission merchant.

Sean Sullivan is a financial advisor at Citigroup Global Markets with five years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, and the US Commodities Futures Trading Commission. He has held positions related to finance and business at American University and engaged with the Cancer Support Community. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options, supported by in-house research and specialized market roles.

Carlton Light is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He holds a Series 66 designation and has been with Citigroup Global Markets since 2007. The firm serves individual and institutional clients across wealth segments, offering a range of investment advisory programs, brokerage execution, and custody services. Citigroup Global Markets employs multi-asset, multi-manager strategies using internal standards and oversight committees to select and monitor managers, providing access to a variety of investment vehicles including separately managed accounts, mutual funds, ETFs, and alternative products.

Nikoll Tinaj is a financial advisor at Citigroup Global Markets with Series 65 and Series 63 licenses and two years of industry experience. Prior to his current role, he worked at Siller & Cohen Family Advisory and has experience in the restaurant industry, including five years at FLAMES Steakhouse and two years at Benjamin Steakhouse. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including acting as a swap dealer and futures commission merchant.

Amanda Azzopardi is a financial advisor at Goldman Sachs Wealth Services with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at The Ayco Company LP since 2017, following two years at Aetna. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate participants, executives, plan sponsors, and institutional clients. The firm provides tailored financial planning and portfolio management utilizing strategic allocation models and offers specialized programs such as Private Family Office services and Financial Wellness, supported by integration with the wider Goldman Sachs platform.

Edward Hughes IV is a financial advisor with Goldman Sachs Wealth Services in New York, NY. He holds a Series 66 designation and has 14 years of industry experience, all of which he has spent with AYCO, Co./Goldman, Sachs & Co. since 2012. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base including individuals, high-net-worth households, corporate participants, and institutional clients. The firm utilizes centralized investment resources and offers tailored services such as Executive Wealth and Private Family Office support within a large integrated financial group.

Icaro De Santana Pazeti is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds Series 63 and Series 66 licenses. Prior to his current role, he worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm implements multi-asset, multi-manager strategies and maintains large institutional scale with specialized market roles, including security pricing and swap dealing.

Christopher Brunner is a financial advisor at Citigroup Global Markets with four years of industry experience. He holds a Series 66 designation and has worked at Citigroup since 2022. Prior to joining Citigroup, he was employed at Trader Joe's from 2018 to 2022. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains distinctive market roles including operating as a security-based swap dealer and futures commission merchant.

Eduardo Pieta is a financial advisor with Citigroup Global Markets in New York, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He previously worked at Deutsche Bank Securities Inc. and Db Trust Company Americas from 2012 to 2019 before joining Citibank in 2019. Citigroup Global Markets serves individual and institutional clients through multiple wealth management divisions, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains in-house research, serving a broad client base from workplace investors to ultra-high-net-worth individuals.

Zachary Cohen is a financial advisor at Citigroup Global Markets with Series 66 credentials and one year of industry experience. His prior experience includes a role at TAG Associates. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm utilizes multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles such as acting as a swap dealer and futures commission merchant.

Harris Collins is a financial advisor with Citigroup Global Markets holding a Series 66 designation and currently has less than one year of industry experience. His prior roles include positions at JP Morgan Chase, Republic Airways, and multiple engagements affiliated with Purdue University. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with internal oversight committees and manages both discretionary and non-discretionary portfolios, including exposure to alternative and digital-asset products.

Carly Ackerina is a financial advisor at Citigroup Global Markets with three years of industry experience. She holds a Series 66 designation and has been with Citigroup since 2021. Prior to this, her work history includes positions at Abel HR II Inc and Susquehanna University, among others. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with a combination of discretionary and non-discretionary programs, supported by in-house research and specialized market roles.

Simon Kunthara is a financial advisor at Schwab Wealth Advisory with one year of industry experience. He holds a Series 66 designation and previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, Morgan Stanley, and other firms. Outside of his advisory role, he is the owner and partner of SiHa LLC, a real estate business. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm serves individual clients within the Schwab ecosystem and does not exercise discretionary trading authority.

Bryan Dalessandro is a financial advisor at Farther with 17 years of industry experience. He holds a Series 66 designation and has worked previously at UBS Financial Services, Bank of America, Merrill, and as a sole proprietor. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform and direct meetings with firm representatives. The firm employs an investment approach based on Modern Portfolio Theory, utilizing bespoke allocations and proprietary algorithmic model portfolios with automatic rebalancing.

Francis Johnson is a CFP® with 26 years of experience and is currently affiliated with TLG Advisors, Inc. He has held positions at Griffin Distribution Partners LLC, The Leaders Group Inc, Guardian NFN, Massachusetts Mutual Life Insurance Company, MML Investor Services LLC, and Axa Distributors, LLC. Outside of his advisory roles, he is a registered representative involved in the insurance business at Griffin Distribution Partners LLC. TLG Advisors, Inc. manages approximately $2.0 billion in discretionary client assets and serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm offers investment supervisory and portfolio management, comprehensive financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios, employing fundamental analysis and Modern Portfolio Theory in its investment approach.

Mary Pucciarelli is a financial advisor at Commonwealth Financial Network with Series 63 and Series 65 credentials and 41 years of industry experience. Her prior work includes roles at Reilly Financial Group, Mass Mutual Investors Services, MASSMUTUAL Life Insurance Company, and METLIFE Securities Inc. She also engages in fixed insurance sales as a secondary business activity. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving approximately 2,900 affiliated advisors and hundreds of thousands of clients nationwide. The firm provides a comprehensive adviser-support platform, including managed-account programs and access to third-party asset managers, while acting as a wrap-fee program sponsor and back-office provider.

Juan Cediel Cervantes is a financial advisor at Citigroup Global Markets with a Series 66 designation and two years of industry experience. He has held roles at Citigroup since 2020 and previously worked at several Colombian firms, including Grupo Cumplimos SAS ZOMAC and Citibank Colombia S.A. He completed full-time education at the University of The Andes from 2015 to 2019. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, combining large institutional scale with unique market roles and arrangements.

Natani Drati is a CFP® professional at Schwab Wealth Advisory with two years of industry experience. His prior work includes roles at Charles Schwab & Co., Inc., Northwestern Mutual Investment Services LLC, JP Morgan, and Rick Hu. Outside of financial advising, he has worked as a food delivery driver for Instacart and Uber and is engaged in youth sports training for football and speed and agility. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations based on Schwab’s research and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not act as a discretionary portfolio manager.

Thomas Baxter is a financial advisor with Citigroup Global Markets in New York, NY, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across multiple private banking and wealth management segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with a notable combination of large institutional scale and specialized market roles, including in-house research and derivatives services.