Andrew Miller is a financial advisor at Cetera with 17 years of industry experience and holds a Series 63 designation. He has extensive experience in pension actuarial consulting and insurance sales, holding senior analyst and vice president roles at multiple firms since 2007. Outside of his advisory role, Miller is involved in insurance wholesaling, focusing on variable life insurance sales and management. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of investment programs and discretionary authorities, supported by a large network of over 10,000 advisors and more than $256 billion in assets under management.

Ronald Pompei Jr. is a CFP®-credentialed advisor at LPL Financial with 40 years of industry experience. He previously spent 22 years at Crown Capital Securities before joining LPL Financial in 2024. Outside of his advisory role, he works as a tax preparer and is also active as a musician. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services, including financial planning, retirement consulting, and access to model portfolios and third-party research.

Michael Luftman is a financial advisor at Mass Mutual Investors Services with 28 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Mass Mutual Investors Services in 2017, he worked at Metlife Securities Inc. for 16 years. Outside of his advisory role, he owns a small business entity registered as Luftco, Inc. and works as an insurance broker specializing in individual life, health, disability, long-term care, and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to develop written recommendations tailored to client goals.

Ashleigh Barr is a financial advisor at UBS Financial Services with 17 years of industry experience. She holds the Series 63 designation and has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services. The firm uses proprietary capital market assumptions and model-based asset allocations to tailor financial plans and portfolio management aligned with clients’ goals and risk tolerances, while combining institutional trading capabilities with wealth management offerings.

John Guarnieri is a Senior Financial Advisor at Merrill Lynch Wealth Management. In his role, he provides financial advisory services to clients, leveraging his expertise to assist with investment strategies and wealth management. He holds the professional designation of Personal Investment Advisor (PIA), reflecting his commitment to personalized investment guidance. Mr. Guarnieri earned a Bachelor's Degree from Iona College.

Leonard Sander is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 40 years of industry experience. He previously worked at National Planning Corporation for 19 years before joining LPL Financial in 2017. Outside of his advisor role, he is involved with The Creative Planners Group, LTD, which provides tax and accounting services as well as fixed insurance sales. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by model portfolios and research.

Andrew Rose is a CFP®-credentialed financial advisor with Morgan Stanley, based in Purchase, NY, and has 31 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2009, holding roles within both entities. Outside of his advisory duties, he is involved in a trust-related business activity in Ridgefield, CT. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs. The firm offers tailored financial planning supported by structured discovery processes and proprietary tools, managing approximately $2.74 trillion in client assets.

David Balkcom is a CFA® charterholder with three years of industry experience. He is currently with Mass Mutual Investors Services and has prior experience at Equity Services, Inc., National Life Group, and New York Life Insurance Co. Outside of finance, he has worked with dental practices earlier in his career. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-focused planning utilizing firm-approved software and offers event-driven services such as estate settlement and divorce planning.

Sheila Littleton is a financial advisor with Cetera, holding a Series 63 designation and 22 years of industry experience. She has been affiliated with Cetera and its related entities since 2005 and has owned Littleton Financial since 2019. In addition to investment advisory, she sells health and fixed insurance products through various carriers. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to both affiliated and third-party money managers.

Theresa Ferri is a financial advisor with Morgan Stanley in Purchase, NY, holding a Series 66 designation and 33 years of industry experience. She has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs. The firm’s financial planning process involves structured discovery and proprietary tools, offering tailored plans without individual security recommendations as part of standalone services.

Gabriel Carvalho is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2012. Outside of his advisory role, he works as an independent contractor for Cadena Consulting LLC, providing business consulting services unrelated to his work at J.P. Morgan. J.P. Morgan Securities LLC offers institutional consulting services to corporations, foundations, and defined contribution plan sponsors, providing asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm integrates advisory services with brokerage, distribution, and investment management capabilities.

Angel Herrera is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he worked at Compass and was involved with the Young Mens & Young Womens Hebrew Association. He has a background that includes roles in community organizations and education. Morgan Stanley Wealth Management is a large institution serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Theodore Gelb is a financial advisor at Morgan Stanley with three years of industry experience. He previously worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank from 2022 to 2024 and attended Syracuse University from 2018 to 2022. He holds the Series 66 and Series 63 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning using firm-approved tools and models, and manages approximately $2.74 trillion in client assets.

Matthew Hesse is a financial advisor at Morgan Stanley with three years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Madison Planning Group, Bourbon Street, Northwestern Mutual, and Body Armor. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Karen Rosner is a CFP®-certified financial advisor with 19 years of industry experience, currently practicing at Morgan Stanley. Her prior work history includes positions at Bank of America and Merrill. She is registered with Series 63 and Series 66 licenses. Morgan Stanley Wealth Management serves individual and institutional clients by offering a broad range of advisory programs, including tailored financial planning that utilizes firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-based financial planning services.

Dylan Wynne is a Series 66 licensed financial advisor with two years of industry experience. He is currently with UBS Financial Services and has prior experience at LPL Enterprise, The Prudential Insurance Company of America, and Pruco Securities LLC. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm integrates institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Ryan Machovec is a financial advisor with Morgan Stanley in Purchase, NY, holding Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at Bank of America and positions with the Town of Hempstead and SUNY College at Cortland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

John Morrison IV is a financial advisor with Morgan Stanley in Purchase, NY, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked with Morgan Stanley and its affiliates since 2009, including Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers planning services both directly and through corporate agreements.

Meredith Fierro is a financial advisor at Morgan Stanley with one year of industry experience. She holds the Series 66 and Series 63 credentials and has worked at Morgan Stanley since 2023. Outside of finance, she has been involved with Blu Ale House since 2022. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and investment analysis.

Logan Gatch is a financial advisor at Morgan Stanley with Series 65 and Series 63 licenses and one year of industry experience. Prior to joining Morgan Stanley, he worked at Candex Solutions and held positions in educational institutions including Northeastern University and The Dwight School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individual and institutional clients, including tailored financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct-to-client and corporate financial planning solutions.