W Cox is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 36 years of experience to his role. Since joining Merrill in 1986, he has focused on helping individuals and families build and manage wealth for retirement, developing customized strategies to achieve clients’ goals while managing risk. His approach includes regular portfolio reviews to address client needs and adapt to changing market and life circumstances. W Cox holds both a bachelor's degree and a master's degree from Case Western Reserve University and is a Personal Investment Advisor (PIA). He grew up in Chagrin Falls, lived in Shaker Heights for many years, and currently resides in Bratenahl with his wife. They have two grown daughters and one granddaughter. Outside of his professional work, W Cox has interests in baseball, biking, music, reading, running, scuba diving, skiing, spending time with family, traveling, and watching movies.

Timothy Weber is a financial advisor with Morgan Stanley in Westlake, Ohio, holding a Series 66 designation and having 10 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analyses.

Matthew Ridler is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. He has worked at LPL Financial since 2018 and previously at SII Investments, Inc. for 11 years. Outside of his advisory role, Ridler is involved in several business ventures, including leadership positions in staffing and accounting firms. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial services, including discretionary and non-discretionary management supported by proprietary and third-party research.

Michael Abfall II is a Certified Financial Planner® (CFP®) with 28 years of industry experience, currently serving at Edward Jones since 2000. He holds a Series 66 license and works out of Avon, Ohio. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and operates a nationwide network of roughly 23,701 financial advisors and 15,121 branch offices, offering a range of discretionary and non-discretionary investment strategies along with affiliated mutual funds and tax-efficient services.

David Henkel is a financial advisor with J.P. Morgan Securities in Cleveland, Ohio, holding Series 63 and Series 65 licenses and 20 years of industry experience. His career includes roles at Hirtle, Callaghan & Co, CM Wealth Advisors LLC, Inverness Securities LLC, and The Ancora Group. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Makis Beach is a financial advisor at Raymond James & Associates with eight years of industry experience. He holds the Series 66 designation and previously worked at Bank of America and Merrill. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with over 5,400 advisors. The firm offers wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and government entities, delivering advice on a non-discretionary basis supported by a broad affiliate network and specialized municipal finance capabilities.

Brian Martin is a financial advisor with UBS Financial Services in Cleveland, Ohio, holding Series 63 and Series 66 designations and having 42 years of industry experience. He has been with UBS since 2007. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management, combining institutional trading capabilities with wealth management services.

William Fecht is a Series 66-credentialed financial advisor at Thrivent Investment Management with 17 years of industry experience. He has been with Thrivent Financial and Thrivent Investment Management Inc. since 2008. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning covering topics such as retirement, income tax, estate, and special needs planning, with options to combine planning with managed-account programs under a consolidated billing arrangement.

Gregory Chaplin is a CFP® and ChFC® with 14 years of industry experience, currently serving as a financial advisor at Edward Jones since 2011. Prior to his advisory role, he has been involved in healthcare as the owner of a physical therapy practice, though he did not provide patient treatments. He also works as president of an LLC established for commercial property investment. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets with a nationwide network of financial advisors and branch offices.

Raymond Glinka III is a financial advisor at Ameriprise with 11 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2013. Ameriprise offers a retirement-income planning service geared toward individuals with substantial investable assets, combining research, modeling, and tax-efficiency strategies to provide tailored recommendation reports. The firm delivers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Michael Koler is a CFP® with 39 years of industry experience, currently affiliated with OSAIC since 2023. He previously worked at Sagepoint Financial, Inc. for 17 years. He is a board member of the St. Ambrose Endowment Foundation, where he advises on the management and direction of the endowment funds. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable clients through a large network of financial advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, various managed account options, and access to third-party money managers, employing asset-allocation tools and automated portfolio rebalancing.

Michael Perrini is a financial advisor with Robert Baird & Co. in Cleveland, Ohio, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Robert Baird & Co. since 1999. Outside of advising, he is a passive investor in In-Nova LLC. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored consulting and portfolio services, including discretionary and non-discretionary management, separately managed accounts, and overlay strategies encompassing traditional and complex investments.

Michael Vavruska is a financial advisor with Ameriprise, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Impact and Provident Trust Group. Vavruska is based in Fairview Park, Ohio. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, utilizing a centralized consulting team that provides non-discretionary, research-driven recommendations incorporating tax efficiency and withdrawal strategies.

Timothy Ryan is a financial advisor with UBS Financial Services in Rocky River, OH, holding a Series 63 designation and 38 years of industry experience. He has been with UBS since 2009. Outside of his advisory role, he is a member of RJS Steamboat LLC, a timeshare ownership group primarily for personal use. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, leveraging proprietary research and model-based asset allocations to tailor client plans.

Robert Budny Jr. is an Executive Planning Consultant at Fidelity Investments, where he partners with executives to develop wealth plans centered on their goals and aspirations. He has been with Fidelity Investments since 2011, holding various roles including Financial Representative, Relationship Manager, Investment Consultant, Financial Consultant, Benefits and Planning Consultant, and currently as Executive Planning Consultant. His professional journey includes experience at Wells Fargo Advisors as a Branch Liaison from 2019 to 2021. Robert holds insurance licenses in Arkansas and California, enabling him to provide comprehensive financial planning services. His career reflects a broad range of expertise in financial consulting and planning.

Kevin Herman is a financial advisor with Cambridge Investment Research Advisors, holding 10 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Mass Mutual Life Insurance Company, and Metlife Securities Inc. Outside of his advisory work, Herman has been affiliated with the Cleveland Browns organization since 2015. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement advisory services. The firm offers multiple portfolio management options through independent financial professionals, combining proprietary model strategies and access to third-party managers with various custody and platform arrangements.

Katie Sweeney is a financial advisor with Charles Schwab, holding a Series 66 designation and two years of industry experience. She has worked at Charles Schwab and Charles Schwab Bank since 2023. Prior to her current role, she gained experience in healthcare and dental practice settings. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and provides integrated advisory, brokerage, and custody services.

Dominic D'amico is a financial advisor with Osaic, holding Series 63 and Series 65 credentials and offering 34 years of industry experience. He has worked at Royal Alliance Associates since 2018 and previously at Signator Investors from 2016 to 2018. Dominic is also vice president of Ivan & D'amico CPAs, where he prepares tax returns and financial statements, and he serves as a trustee for immediate family members. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, providing integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm utilizes various asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Bryce Smetana is a financial advisor with Mass Mutual Investors Services in Cleveland, OH, holding Series 65 and Series 63 credentials and eight years of industry experience. He has worked with MML Investors Services, LLC and Mass Mutual Life Insurance Company since 2016. Smetana serves as a board member on the associate board of Achievement Centers for Children, contributing to fundraising and organizational support. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, ongoing financial planning engagements using firm-approved analytical tools and supports a range of planning programs including estate and employer-sponsored planning.

Megan Lavins is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds the Series 66 designation and has worked at various firms including Embarc Collective and Armstrong Fleming & Moore. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.