Christopher Abbate is a Wealth Management Advisor with Merrill Lynch Wealth Management and a partner of The Calbi & Abbate Wealth Management Group. He specializes in developing personalized, goals-based financial strategies that address clients' investment and retirement planning, succession planning, liability management, and estate planning needs. His approach is focused on helping clients establish and optimize wealth across generations while managing areas such as divorce transition planning, executive compensation, family wealth management, and retirement income. Christopher holds several professional designations, including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor's Degree from the University of Rhode Island. Outside of his professional work, Christopher spends time volunteering in his community and enjoys adventure sports, biking, boating, fishing, music, skiing, surfing, traveling, and spending time with his family.

Scott Royley is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC for seven years. Outside of advising, he serves as a trustee for a family trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Emily Egan is a financial advisor at Fidelity with two years of industry experience. She holds Series 63 and Series 66 designations. Her work history includes positions at Fidelity Investments, Market Basket, The Collegiate Lineup, and the College of William & Mary. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and serves as an advisor to multiple registered investment companies.

William Locke is a financial advisor at Morgan Stanley with six years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2025. He also serves as a 2nd Lieutenant Engineer Officer in the Massachusetts Army National Guard, where he is involved in mission planning, risk management, and logistics planning. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering financial planning and investment services supported by structured planning tools and extensive asset management capabilities.

Leah Allen is a financial advisor at Fidelity with Series 66 and Series 63 credentials and two years of industry experience. Her prior work includes roles at Domino's, Eric's Landscaping and Tree Service LLC, and Blount Small Ship Adventures. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, often delegating daily management to sub-advisers while maintaining oversight.

James Cruise is a Series 66-licensed financial advisor with LPL Financial in Providence, RI, where he has worked since 2014. He has 11 years of industry experience. His outside business activities include involvement with The Virtus Group, a DBA entity for LPL business, and limited engagement in non-variable insurance products such as fixed annuities and life insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Daniel McCabe is a financial advisor with Cetera Wealth Services, LLC, holding a Series 66 designation and 21 years of industry experience. His background includes roles with Avantax Advisory Services and Avantax Insurance Agency, as well as longstanding service with the City of Taunton. Outside of advising, he operates a general legal practice and serves as a part-time instructor for the Massachusetts Municipal Police Training Committee. Cetera Investment Advisers LLC is an SEC-registered firm offering portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients nationwide. The firm operates a multi-manager platform featuring both affiliated and third-party managers, providing a range of discretionary and non-discretionary program options.

Mark Cruise is a financial advisor with LPL Financial in Providence, RI, holding a Series 66 designation and four years of industry experience. He previously worked at Willis Towers Watson for seven years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Abigail Cadorette is Vice President and Branch Leader, where she leads a team of financial professionals to deliver client services. She has held several roles in the financial industry, including Planning Consultant at Fidelity Investments from 2021 to 2022, Financial Solutions Advisor at Merrill Edge Bank of America from 2020 to 2021, and Investment Specialist at Merrill Edge Bank of America from 2018 to 2020. The progression of her roles reflects her experience in financial planning and investment services.

Ryan O'Connor is a financial advisor at Fidelity with three years of industry experience. He holds a Series 66 designation and has worked with Fidelity Investments since 2022. Outside his advisory role, he has worked part-time at a diner called JR Shack in Waterford, Connecticut. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a combination of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, and it also serves in advisory roles for multiple registered investment companies.

Royce Winsten is a Financial Consultant I at Fidelity Investments, where he works directly with clients to develop personalized retirement, investment, and gifting plans. He emphasizes understanding each client's individual goals and perspectives to craft flexible strategies tailored to their needs. With over two decades of experience in the financial advisory field, Royce has previously held advisory roles at several firms including IC Advisory Services Inc., The Investment Center, UBS Financial Services, Salomon Smith Barney Inc., and Merrill Lynch. His professional background covers a wide range of financial planning and investment services. Royce holds insurance licenses in Arkansas and California. Outside of his professional life, he engages in family activities, movies, reading, traveling, and writing.

Hanlet Soriano is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill and Bank of America, N.A., he held positions at Citizens Securities, Inc. and Fidelity Investments. Outside of his advisory role, he has worked as a sales associate for Total Wireless / Ready Wireless Group. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Michael Verde is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ryan Balon is a financial advisor at UBS Financial Services with 20 years of industry experience. He holds a Series 66 designation and has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a broad range of capital markets products and research to tailor investment strategies to clients’ goals.

Roger Lapierre is a financial advisor with Ameriprise in Glendale, Rhode Island, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate since 2011. Lapierre serves on the Board of Directors for the Industrial Foundation of Burrillville and is Vice President of the North Shore Drive Association, Inc. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets, providing detailed recommendation reports on income sources, Social Security, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to deliver tailored, annual retirement income advice while offering a broad range of advisory, brokerage, and insurance solutions.

Michael Richard is a financial advisor at Morgan Stanley with 31 years of industry experience. He has held roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. He holds Series 63 and Series 65 designations and is based in Providence, RI. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and analytical tools.

Aden Schwartz is a financial advisor at Fidelity with Series 66 and Series 63 credentials and two years of industry experience. Prior to joining Fidelity Investments, he held roles at Ignition Consultants, Juno Journey, and several other companies. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios and deliver model portfolios to intermediary platforms.

Kevin O'Connor is a Senior Resident Director at Merrill, serving a dual role as both a Financial Advisor and a leader in the local market. He has been with Merrill since 1993, initially joining as a Financial Advisor. In 2004, he was appointed Resident Director for the Syracuse office and currently leads firm strategy by providing training and coaching to Financial Advisors and Client Associates, as well as recruiting talented individuals to grow the office. Kevin applies over 30 years of experience to help clients address a wide range of wealth management needs using a Goals Based Approach to Wealth Management. His team emphasizes clear and regular communication about financial strategies, goals, and objectives to support clients. He earned professional designations including Chartered Retirement Planning Counselor™ (CRPC™) and Certified Plan Fiduciary Advisor® (CPFA®). Kevin holds a Bachelor's degree in Business Administration from Le Moyne College. He resides in Syracuse with his wife, Michelle, and their two sons, Ryan and Justin. Kevin is involved with various boards in the local community and supports charitable work through Merrill's Syracuse office. Outside of work, he enjoys boating, golfing, skiing, and traveling with his family. Kevin has been recognized by Forbes as one of the "Best-in-State Wealth Advisors" for New York for five consecutive years and as part of the "Best-in-State Wealth Management Teams" list for four consecutive years.

Devon French is a financial advisor at J.P. Morgan Securities with a Series 66 designation and two years of industry experience. His prior positions include roles at First Republic Investment Management, American Tower Corporation, and Tufts University. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Ronald Capraro Jr. is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets Inc. since 2008. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs for individuals and institutional clients, including tailored financial planning supported by proprietary tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services directly and through Corporate Financial Planning agreements.