Timothy Ryan is a financial advisor with Kestra Advisory, holding a Series 66 license and 22 years of industry experience. He previously spent 10 years at Commonwealth Financial Network before joining Kestra in 2025. In addition to his advisory role, Ryan is a founding partner of Grandview Partners, where he manages day-to-day operations and provides financial planning and investment management to clients. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a wide range of institutional and individual clients, including plan sponsors. The firm offers services such as fiduciary consulting, plan design, and employee education, supporting its investment recommendations with due diligence across multiple management platforms and third-party solutions.

Brian Regan is a CFA® charterholder with eight years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and Wealth Enhancement Group, having joined in 2024. Prior to that, he worked at Asset Management Resources, LLC and Winter Harbor, LLC. Outside of his advisory work, he manages a rental property in Wellfleet, MA. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized consulting, employing a strategic investment approach that combines passive and active managers with quantitative and fundamental research.

Tyler Murphy is a financial advisor with Focus Partners Wealth, LLC in Boston, MA, holding Series 65 and Series 63 licenses and possessing nine years of industry experience. His career includes three years at Monument Group Wealth Advisors, LLC prior to joining Focus Partners Wealth in 2017. Focus Partners Wealth serves a diverse range of clients including individual, high-net-worth, family office, corporate, retirement plan, and institutional investors. The firm employs a long-term, tax- and fee-sensitive investment approach using enhanced open architecture that integrates fundamental and quantitative analysis, and offers a broad suite of wealth management and advisory services alongside affiliated service companies and specialized product relationships.

Brendan Donaghey is a financial advisor at Principal Financial Services with a Series 66 designation and four years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, Inc., and Equitable Advisors LLC. Outside of his advisory work, he serves as a referee at sporting events in Boston. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager asset allocation and separately managed accounts.

Kevin Breen is a CFA® charterholder with 26 years of industry experience. He has been with Goldman Sachs Wealth Services since 2005, spanning 21 years in his current role based in Boston, MA. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate and employer-sponsored participants, executives, plan sponsors, and institutional clients. The firm provides financial planning and portfolio management integrated with specialized offerings such as Private Family Office services and Executive Wealth programs, utilizing proprietary research, model strategies, and a range of platform options.

Ralph Crovo is a financial advisor at Oppenheimer with 46 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Oppenheimer since 2007. He serves as trustee to the Lorraine O. Crovo Testamentary Trust, managing the settlement of his father's estate. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations. The firm offers a range of advisory and brokerage services, employing strategic and tactical asset allocation with both discretionary and non-discretionary investment management programs.

Daniel Simidian is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He holds Series 63 and Series 65 designations and has been with Citigroup since 2011. Based in Boston, MA, he has worked exclusively for Citigroup during the past 15 years. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs, leveraging internal standards and oversight committees to select and monitor managers.

Ziqin Zhou is a Series 66-licensed financial advisor at VOYA Financial Advisors, Inc. with 20 years of industry experience. Zhou has been with VOYA Financial Advisors since 2014. VOYA Financial Advisors provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base including individuals, charitable organizations, corporations, and plan sponsors. The firm delivers investment guidance through a combination of model portfolios and manager-driven sleeves, offering both discretionary and predominantly non-discretionary programs.

Tyler Ash is a financial advisor at TD Private Client Wealth LLC in Boston, MA, holding a Series 66 designation with six years of industry experience. He has worked at TD Bank N.A. and TD Private Client Wealth LLC since 2017 and previously was employed at Hitachi Consulting Corporation from 2015 to 2017. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional, high-net-worth, and retail clients. The firm constructs portfolios using a combination of strategic and tactical asset allocation with investments from both affiliated and third-party sub-managers.

George Saltonstall is a CFA® charterholder with 44 years of industry experience and currently serves at Corient. His prior roles include positions at Eaton Vance WaterOak Advisors and Eaton Vance Distributors, Inc. He is also involved as a limited partner and advisor at S & Co., LLP, a family office, where he provides trustee services. Corient offers investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm utilizes a goals-based, team approach combining in-house strategies with third-party managers and incorporates risk management tools and alternative investments where appropriate.

Christopher Cusolito is a financial advisor at Voya Financial Advisors, Inc. based in Boston, MA. He holds the Series 66 designation and has approximately one year of industry experience. His background includes roles at Capitol Securities Management, Duke University, and various educational and recreational organizations prior to joining Voya. Voya Financial Advisors, Inc. serves individual, retirement plan, and institutional clients through financial planning, portfolio management, and brokerage services. The firm utilizes model portfolios and third-party strategists, offering primarily non-discretionary advisory services alongside commission-based product sales through its broker-dealer platform.

Grace Clark is a financial advisor with Voya Financial Advisors, Inc. She holds a Series 66 designation and has one year of industry experience. Prior to joining Voya, she held positions at Fidelity Investments, JEF Associates, Janney Montgomery Scott, and had roles outside the financial sector including work with UNH Admissions and various hospitality establishments. Voya Financial Advisors, Inc. serves individual clients, employer-sponsored retirement plans, and charitable and corporate clients. The firm provides financial planning, portfolio management through wrap and unified managed account programs, and access to third-party money managers, delivering advice primarily on a non-discretionary basis using model portfolios and both affiliated and third-party strategies.

Izabella Kacprzyk is a financial advisor at Voya Financial Advisors, Inc. with one year of industry experience. She holds the Series 66 designation and has previously worked at Fidelity Investments. Voya Financial Advisors, Inc. serves individuals, employer-sponsored retirement plans, and charitable and corporate clients, offering financial planning, portfolio management, and brokerage services through a combination of affiliated strategies and third-party managers. The firm conducts a significant portion of its advisory business on a non-discretionary basis and integrates broker-dealer activities within its service model.

Sylvia Kombouras is a financial advisor with VOYA Financial Advisors, Inc. She holds Series 63 and Series 66 credentials and has 12 years of industry experience. Her prior work includes roles at Citizens Bank, Bank of America, Merrill, Equitable Advisors, AXA Advisors, and Fidelity. VOYA Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base including individuals, charitable organizations, corporations, and plan sponsors. The firm offers a range of adviser-led programs and combines an advisory platform with an active broker-dealer distribution model.

Joanna Thompson is a Series 66 licensed financial advisor at Janney Montgomery Scott with 18 years of industry experience. She has been with Janney Montgomery Scott since 2006. Outside of her advisory work, she engages in clothing resale through online platforms such as ThredUp and Poshmark. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients including individuals, families, trusts, estates, and institutional clients, offering brokerage services, financial planning, consulting, and advisory programs.

Brandon Intrater is a financial advisor at Corient in Boston, MA, holding a Series 65 designation and with 17 years of industry experience. He previously worked at Vivaldi Capital Management for nine years and Long Term Solutions, LLC for eleven years. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pensions, charitable organizations, and corporations. The firm uses a goals-based, team investment approach combining in-house strategies with third-party managers and incorporates risk management tools and alternative investments as appropriate.

Kevin Pitts is a financial advisor at EP Wealth Advisors with a Series 65 designation and one year of industry experience. Prior to joining EP Wealth Advisors, he worked in education at Norton Public Schools and has been affiliated with Stonehill College. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation. It utilizes customized model portfolios and a mix of fundamental, technical, and cyclical analysis, alongside third-party manager recommendations and ERISA plan services.

Kamryn Person is a financial advisor at Schwab Wealth Advisory with a Series 66 credential and one year of industry experience. Prior to joining Schwab Wealth Advisory, Kamryn held positions at Citizens Bank, Fifth Third Bank, and Bank of America. Outside of finance, Kamryn has been self-employed as a professional singer and band leader since 2007 and performs regularly at Off The Rails, a concert venue and restaurant. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, supporting clients with financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models.

Randall Franco is a financial advisor with Voya Financial Advisors, Inc. based in Boston, MA. He holds the Series 63 and Series 66 designations and has two years of industry experience. His prior work includes roles at Fidelity Investments, Careerist, and Composite Modules/Motors, Inc. Voya Financial Advisors, Inc. serves individual clients, employer-sponsored retirement plans, and charitable and corporate clients. The firm offers financial planning, portfolio management through wrap and unified managed account programs, and access to third-party money managers, delivering advice via Investment Adviser Representatives using model portfolios and affiliated strategies.

Sophia Cross is an investment adviser representative at Voya Financial Advisors, Inc. with Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Voya, she worked at Keenan Financial and has a background that includes full-time education and roles in various industries. Outside of advisory services, she is a licensed insurance agent who occasionally offers commissionable insurance products. Voya Financial Advisors, Inc. serves individual clients, retirement plans, and charitable and corporate clients, providing financial planning, portfolio management, and brokerage and insurance products. The firm utilizes model portfolios, affiliated and third-party strategies, and manages a significant portion of its assets on a non-discretionary basis.