Donald Vliet is a CFP® professional with 43 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Ameriprise provides a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm offers advisory, brokerage, and insurance solutions, delivering personalized, research-driven recommendation reports through a centralized consulting team.

Yvonne Cole is a financial advisor at Morgan Stanley with 27 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Based in Farmington Hills, MI, her career is focused within Morgan Stanley’s wealth management division. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Mahadee Chowdhury is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 licenses and has been with JPMorgan Chase and its affiliated entities since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence supported by an ESG eligibility framework. The firm offers customized solutions on a non-discretionary basis, combining extensive product access with a structured internal review process.

Paul Benson III is a financial advisor at Raymond James & Associates with 13 years of industry experience. He holds the Series 66 designation and has been with Raymond James since 2011. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, including services tailored to municipal clients and public finance.

Patrick Buschmohle Jr is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services for nine years before joining Wells Fargo in 2020. He serves on the finance committee of De La Salle Collegiate School in Warren, MI, providing oversight on finances and capital campaigns. Wells Fargo Clearing offers retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, providing both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Michael Livernois is a financial advisor at Merrill with 33 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Merrill since 1992. He has also worked at Bank of America, NA since 2009. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated within Bank of America’s corporate platform.

Diana Freeburg is a CFP®-credentialed financial advisor with 32 years of industry experience, currently practicing at UBS Financial Services since 2013. She holds Series 63 and Series 66 licenses and is based in Farmington Hills, MI. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and alternative product distribution. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and capital market assumptions to tailor client strategies.

Julie Dewolf is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds Series 63 and Series 65 designations and has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Ryan Hoff is a financial advisor with Cetera in Plymouth, MI, holding a Series 66 designation and 18 years of industry experience. His prior work includes six years at PNC Investments and several years with Cetera Wealth Services. He is also affiliated with Horizon Advisors, where he provides financial services, and has experience in the sale of fixed insurance products. Cetera Investment Advisers LLC operates as a multi-manager platform offering portfolio management, financial planning, and retirement services to a diverse client base, including individuals, employer-sponsored plans, and institutional accounts. The firm supports a range of investment strategies through discretionary and non-discretionary programs and serves over 800,000 clients across more than 10,000 advisors.

Mark Maddock is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at Jpmorgan Chase Bank, N.A. since 2003. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Michael Roberts is a financial advisor with Equitable Advisors in Plymouth, MI, holding a Series 66 designation and two years of industry experience. Prior to joining Equitable Advisors, he worked at Joseph Binder and spent nearly three decades at Visteon Corp. He serves on the board of directors for the Plymouth Boys' Soccer Booster Club and acts as a personal representative and conservator in family-related matters. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage channels tailored to client goals, risk tolerance, and time horizon.

Kyle Tousain is a financial advisor with Mass Mutual Investors Services and holds the Series 66 designation. He has 19 years of industry experience, including prior roles at MetLife Securities Inc. from 2015 to 2017. Tousain has been with Mass Mutual organizations since 2016. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to analyze client goals and providing recommendations without investment discretion.

Leslie Beier is a financial advisor at Stifel with 32 years of industry experience and holds Series 63 and Series 65 licenses. Prior to joining Stifel in 2021, she worked at Raymond James & Associates and UBS Financial Services Inc. Leslie is based in Southfield, MI. Stifel serves a broad range of clients including individuals, institutional investors, charitable organizations, and municipal entities, offering brokerage and investment advisory services supported by a proprietary investment strategy methodology developed by its Investment Strategy Group.

Bruce Slater is a financial advisor at OSAIC with ChFC® and Series 63 credentials and 39 years of industry experience. He has worked at OSAIC since 2023 and previously held roles at Transamerica Financial Advisors, Inc. and Intersecurities, Inc. since 1997. Outside of advisory work, he has served as an election inspector for the City of Northville and prepares taxes for a small number of disabled clients. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage, investment advisory services, financial planning, and retirement plan consulting. The firm employs asset-allocation tools and risk-tolerance analysis to construct portfolios across various asset classes and provides both discretionary and non-discretionary account management.

Alec Hagen is a financial advisor at Raymond James & Associates with nine years of industry experience. He holds the Series 66 designation and has worked at Raymond James & Associates since 2018, following a prior role at Hantz Financial. He also spent five years at Central Michigan University before entering the financial services industry. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets. The firm provides wealth advisory planning and investment consulting to a wide range of clients, including individuals, pension plans, corporations, and government entities, delivering non-discretionary planning and portfolio recommendations supported by extensive research and institutional resources.

Minoti Rajput is a CFP® with 43 years of experience in financial advising. She joined OSAIC in 2024 after 15 years with Securities America Advisors, Inc. and Securities America Inc. She serves as a trustee and president of the Rajput-Dasgupta Family Charitable Foundation and participates on the advisory board of the Living and Learning Enrichment Center, a nonprofit focused on special needs advocacy. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services with a focus on asset allocation, risk management, and access to third-party managers.

Richard Patrick III is a financial advisor with J.P. Morgan Securities in Birmingham, MI, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Fifth Third Private Bank and AXA Advisors, LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, which integrates quantitative asset-allocation modeling, centralized due diligence, and an ESG eligibility framework in its investment recommendations.

Nidal Hamameh is a financial advisor with Mass Mutual Investors Services in Southfield, MI, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc. from 2015 to 2017. In addition to his advisory role, Hamameh operates his own LLC providing financial services and acts as an independent insurance agent. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, structuring client engagements as collaborative annual relationships using firm-approved analytical tools.

Joseph Michalak is a financial advisor with Morgan Stanley in Birmingham, MI, holding Series 63 and Series 65 designations and possessing 34 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Jason Livernois is a financial advisor at Merrill with 26 years of industry experience and holds a Series 66 designation. He has worked with Merrill since 1999 and has been affiliated with Bank of America, N.A. since 2011. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, and other institutional investors.