Richard Srnec is a financial advisor with J.P. Morgan Securities in Lathrup Village, MI, holding Series 63 and Series 65 licenses and 15 years of industry experience. His career includes roles at JPMorgan Chase Bank, J.P. Morgan Securities, PNC Wealth Management, and PRUCO Securities. He also worked at Wayne State University for two years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Andrew Pusateri is a CFP® and CFA® charterholder with 20 years of industry experience. He has been with Edward Jones since 2007, based in South Lyon, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a nationwide network of financial advisors and branch offices.

John Perryman III is a financial advisor with Merrill based in Farmington Hills, MI. He holds Series 63 and Series 65 licenses and has 31 years of industry experience. He has worked at Merrill Lynch Pierce, Fenner & Smith Inc. since 2002 and at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jodi Whitmore is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has worked at several firms, including Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, Quick & Reilly, Inc., and Banc One Securities Corporation. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets. The firm employs a structured financial planning process supported by firm-approved tools and offers various investment and advisory services.

Kenneth Cylkowski is a financial advisor with Merrill, holding Series 63, Series 65, and Series 66 designations and 26 years of industry experience. He has been with Merrill and Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing a variety of model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Douglas Dawe is a CFP® professional with 17 years of industry experience, currently serving at OSAIC since 2018. He worked previously at Signator Investors Inc for eight years. Dawe is a board member of Family Face Ministries and serves as president of the board of directors at St. Stephen Lutheran Church, engaging in strategic and governance roles outside of his advisory work. Osaic Wealth supports a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment process focused on asset allocation and portfolio optimization, with capabilities for discretionary management and third-party manager selection.

Nicholas Arkwright is a Series 66 licensed financial advisor with 12 years of industry experience. He has been with UBS Financial Services since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Sabri Hesano Jr. is a financial advisor at UBS Financial Services with 29 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at UBS since 2015. Prior to that, he was employed at J.P. Morgan Securities and Banc One Securities Corporation. Hesano is involved with the Detroit Economic Club as a member of its Reception, Audit, and Finance Committees, and he serves on the Investment Committee for Detroit Regional Dollars for Scholars, a nonprofit focused on scholarships and academic support for local students. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm delivers advisory work through financial advisors who utilize proprietary research and model-based asset allocations tailored to clients’ goals and risk tolerances.

Joseph Mastroberto is a Senior Financial Advisor at Merrill Lynch Wealth Management. He brings a veteran's perspective to the financial services industry, having begun his career in 1996 as a retirement consulting actuary. In 2004, Joseph joined Merrill to extend his expertise to individual and small business investors, focusing on retirement planning, wealth management, and investment strategies for both individuals and corporations. Before joining Merrill, Joseph spent nine years advising companies on the design, implementation, and valuation of retirement programs. His approach to financial advising emphasizes a comprehensive and systematic methodology tailored to each client's risk tolerance, time horizon, liquidity needs, and investment goals. He works alongside other Merrill specialists to address clients' total financial picture, including retirement preparation, education savings strategies, portfolio management, wealth preservation, and wealth transfer planning. Joseph earned a Bachelor of Science degree in Mathematics from the University of Michigan. He holds the Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC) designations. In his personal time, Joseph enjoys ice hockey, reading, and tennis.

Derick Grembi serves as a Private Wealth Advisor at MKG & Associates within Merrill Private Wealth Management. He brings over 30 years of experience in financial services, focusing on investment analysis and implementation, wealth strategy, and portfolio management. Derick's primary role involves developing custom portfolio strategies tailored to the unique and evolving needs of families. He provides strategic vision, investment oversight, and relationship leadership, guiding the firm's investment philosophy and portfolio strategy. Before joining Merrill in 2014, Derick was a Director and Portfolio Manager at BlackRock's Private Investors Group, where he customized investment strategies for high net worth clients and institutions. He holds the Chartered Financial Analyst (CFA) designation, the CERTIFIED FINANCIAL PLANNER (CFP) certification, and the Personal Investment Advisor (PIA) credential. Derick earned a Bachelor's degree from Oakland University and is a member of professional organizations including the CFA Institute. Derick is recognized for his contributions to wealth management, having been named to the Forbes "Best-in-State Wealth Advisors" list for five consecutive years. He is active in his community, serving on the boards of Men of the Sacred Heart and Legatus. Derick resides in Rochester Hills, Michigan, with his wife Diane and their seven children, often spending time coaching their sports teams.

Matthew Bucher is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds the Series 66 designation and previously worked at Bank of America, N.A. for nine years prior to joining UBS in 2024. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and provides proprietary research to tailor client solutions.

John Moran is a Financial Advisor and Portfolio Advisor at Merrill Lynch Wealth Management. He serves as a resource to business owners, executives, and wealthy families, assisting them in navigating complex financial situations to achieve their financial goals. His expertise includes executive compensation, family wealth management strategies, personal retirement planning, tax minimization, and retirement income. John's approach involves understanding clients' priorities through thoughtful conversations, followed by designing and implementing personalized financial plans. He and his team provide a comprehensive experience that covers family wealth planning, tailored investment strategies, retirement and cash flow planning, tax-aware investing, legacy planning, banking, lending, and charitable giving strategies. He holds a Bachelor's Degree in Finance from Michigan State University and has earned the Personal Investment Advisor (PIA) designation. John is involved with the Brother Rice High School Alumni Association and the Michigan State University Alumni Association. His community involvement includes contributions to the Capuchin Soup Kitchen and the Gleaners Community Food Bank of Southeastern Michigan. Outside of work, John enjoys basketball, boating, fishing, football, pickleball, swimming, and spending time with his family.

Keith Kozak is a financial advisor with Morgan Stanley in Farmington Hills, MI, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including comprehensive financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and corporate agreements.

Ashley Gerback is a Wealth Management Planning Consultant at Fidelity Investments. In this role, Ashley partners with clients and their Wealth Management Advisors to provide a team-based approach to holistic financial planning. Ashley collaborates with clients to understand their priorities and customize plans that address their evolving needs. Ashley has been with Fidelity Investments since 2016, progressing through several roles including Financial Representative from 2016 to 2018, Relationship Manager from 2018 to 2020, and Planning Consultant from 2020 to 2026 before assuming the current position. This experience has provided Ashley with a comprehensive understanding of wealth management and client relationship development. Outside of work, Ashley enjoys outdoor activities such as camping, hiking, kayaking, and playing soccer, as well as spending time with family and reading.

Samuel Orlando is a financial advisor with Raymond James Financial in Northville, MI, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has been with Raymond James Financial and its affiliated entities since 2010. Outside of his advisory role, he is the owner of Orlando Wealth Management and an associate at Center Street Wealth Strategies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools and supports municipal and public-finance advisory work through a unique affiliation with a municipal advisor.

Louis Perraut is a CFP®-designated financial advisor with eight years of industry experience, currently with Osaic. His prior roles include positions at Signator Investors Inc, Beaumont Health, and Wayne State University. He holds a Series 66 license and is based in Southfield, Michigan. Outside of Osaic, he serves as Director of Investment Management at Fathom Financial Partners and is involved with Dunleavy Wealth Management in both advisory and insurance sales capacities. Osaic Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, providing brokerage and advisory services across various financial programs. The firm’s investment approach features model-based asset allocation, portfolio optimization, and a multi-advisor platform with access to discretionary and third-party managed strategies.

Racheal Hardy is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various J.P. Morgan entities since 2011. Prior to her financial career, she spent a year at Jamberry Nails. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments with a focus on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates both quantitative screening and qualitative research, incorporating ESG criteria and advanced derivatives capabilities.

William Knudsen is a financial advisor with LPL Financial, holding Series 63, 65, and 66 credentials and 27 years of industry experience. Prior to joining LPL Financial in 2015, he worked at The Huntington Investment Company, Chase Investment Services Corp., and Fifth Third Securities, Inc. He also manages a private investment and tax-related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by both discretionary and non-discretionary strategies.

Jon Vander Laan is a Financial Consultant currently working at Fidelity Investments since 2026. He has held various roles within Fidelity Investments including Financial Consultant, Investment Consultant, and Financial Representative since 2022. Prior to his current role, he worked as a Private Wealth Advisor at Stonebrook Private from 2024 to 2026. Jon focuses on providing a personalized and holistic approach to financial planning. He takes time to understand each client's unique situation, analyzing and stress testing their financial status to identify opportunities and risks. He collaborates with clients to develop strategies aligned with their financial goals, adjusting plans as life circumstances and market conditions change. Outside of his professional career, Jon enjoys family activities, football, golf, outdoor adventures, traveling, and volunteering.

Alvin Hill III is a financial advisor at Edward Jones with 20 years of industry experience. He holds Series 63 and Series 66 designations and has worked at several firms, including Comcast Corporation, Citizens Securities, Chase Investment Services, and Banc One Securities. Alvin has been with Edward Jones since 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of advisors and branch offices.