Robert Diskin is a financial advisor with Raymond James Financial and holds Series 63 and Series 65 designations. He has 35 years of industry experience and has owned and operated his own CPA firm since 1996. Diskin also serves as treasurer for the nonprofit Oxbow Lake Private Launch Association, overseeing its financial operations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and nonprofits. The firm delivers tailored, non-discretionary planning using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Anil Kapoor Jr. is a Series 66-licensed financial advisor with Merrill, where he has worked for 13 years. He has a total of 14 years of industry experience and also serves on the National Advisor Board of The Salvation Army. Merrill provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party teams.

Michael Klassa is a CFP® professional with 31 years of industry experience, currently advising at Ameriprise in Novi, MI. He has been with Ameriprise and its affiliated entities since 2005. Klassa is also the owner of Life & Legacy Wealth Advisors, LLC, through which he manages his Ameriprise business. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations supported by an institutional platform.

Karin Deline is a CFP® professional with 32 years of industry experience, currently serving at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Richard Srnec is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and possessing 15 years of industry experience. His career includes roles at JPMorgan Chase Bank and PNC Investments. He also has experience working at Wayne State University. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Andrew Pusateri is a CFP® and CFA® charterholder with 20 years of industry experience. He has been with Edward Jones since 2007, based in South Lyon, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a nationwide network of financial advisors and branch offices.

John Perryman III is a financial advisor at Merrill with 30 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Merrill Lynch Pierce, Fenner & Smith Inc. since 2002 and at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jodi Whitmore is a financial advisor at Morgan Stanley with 30 years of industry experience. She has held roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets since 2004. Whitmore holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers services that incorporate structured planning tools and scenario modeling.

Kenneth Cylkowski is a financial advisor with Merrill, holding Series 63, Series 65, and Series 66 designations and 26 years of industry experience. He has been with Merrill and Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing a variety of model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Douglas Dawe is a CFP®-credentialed financial advisor with 17 years of industry experience, currently serving at OSAIC since 2018. Prior to OSAIC, he worked for Signator Investors Inc for eight years. He holds leadership roles outside of advisory work, including serving as President of the Board for St. Stephen Lutheran Church and as a board member of Family Face Ministries. OSAIC serves a diverse client base that includes retail and institutional investors, offering integrated brokerage and investment advisory services through a large network of affiliated advisers. The firm employs firm-sponsored portfolio construction tools and provides access to third-party money managers and wrap programs.

Nicholas Arkwright is a Series 66 licensed financial advisor with 12 years of industry experience. He has been with UBS Financial Services since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Sabri Hesano Jr. is a financial advisor with UBS Financial Services in Troy, MI, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with UBS since 2015. Outside of his advisory role, he serves on the Reception Committee and Audit and Finance Committee for the Detroit Economic Club and is an Investment Committee member for Detroit Regional Dollars for Scholars, a nonprofit supporting local students’ post-secondary success. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers proprietary research and various capital markets services through its integrated platform.

Joseph Mastroberto is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been working in the financial services industry since 1996. Joseph began his career as a retirement consulting actuary at a pension and retiree benefits consulting firm before joining Merrill in 2004. He applies his experience to provide personalized and strategic advice tailored to each client's financial needs. His areas of expertise include retirement income planning, wealth management for individuals, business owners, and corporations, educational savings strategies, portfolio management, and wealth preservation and transfer. Joseph holds the Certified Plan Fiduciary Advisor (CPFA) and Chartered Retirement Planning Counselor (CRPC) designations. He earned a Bachelor of Science degree in Mathematics from the University of Michigan. Joseph resides in Troy, Michigan. Outside of work, he enjoys ice hockey, reading, and tennis.

Derick Grembi serves as a Private Wealth Advisor at MKG & Associates within Merrill Private Wealth Management. He brings over 30 years of experience in financial services, focusing on investment analysis and implementation, wealth strategy, and portfolio management. Derick's primary role involves developing custom portfolio strategies tailored to the unique and evolving needs of families. He provides strategic vision, investment oversight, and relationship leadership, guiding the firm's investment philosophy and portfolio strategy. Before joining Merrill in 2014, Derick was a Director and Portfolio Manager at BlackRock's Private Investors Group, where he customized investment strategies for high net worth clients and institutions. He holds the Chartered Financial Analyst (CFA) designation, the CERTIFIED FINANCIAL PLANNER (CFP) certification, and the Personal Investment Advisor (PIA) credential. Derick earned a Bachelor's degree from Oakland University and is a member of professional organizations including the CFA Institute. Derick is recognized for his contributions to wealth management, having been named to the Forbes "Best-in-State Wealth Advisors" list for five consecutive years. He is active in his community, serving on the boards of Men of the Sacred Heart and Legatus. Derick resides in Rochester Hills, Michigan, with his wife Diane and their seven children, often spending time coaching their sports teams.

Matthew Bucher is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds the Series 66 designation and previously worked at Bank of America, N.A. for nine years prior to joining UBS in 2024. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and provides proprietary research to tailor client solutions.

John Moran is a Financial Advisor and Portfolio Advisor at Merrill Lynch Wealth Management. He serves as a resource to business owners, executives, and wealthy families, assisting them in navigating complex financial situations to achieve their financial goals. His expertise includes executive compensation, family wealth management strategies, personal retirement planning, tax minimization, and retirement income. John's approach involves understanding clients' priorities through thoughtful conversations, followed by designing and implementing personalized financial plans. He and his team provide a comprehensive experience that covers family wealth planning, tailored investment strategies, retirement and cash flow planning, tax-aware investing, legacy planning, banking, lending, and charitable giving strategies. He holds a Bachelor's Degree in Finance from Michigan State University and has earned the Personal Investment Advisor (PIA) designation. John is involved with the Brother Rice High School Alumni Association and the Michigan State University Alumni Association. His community involvement includes contributions to the Capuchin Soup Kitchen and the Gleaners Community Food Bank of Southeastern Michigan. Outside of work, John enjoys basketball, boating, fishing, football, pickleball, swimming, and spending time with his family.

Keith Kozak is a financial advisor with Morgan Stanley in Farmington Hills, MI, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including comprehensive financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and corporate agreements.

Ashley Gerback is a Wealth Management Planning Consultant at Fidelity Investments. In this role, Ashley partners with clients and their Wealth Management Advisors to provide a team-based approach to holistic financial planning. Ashley collaborates with clients to understand their priorities and customize plans that address their evolving needs. Ashley has been with Fidelity Investments since 2016, progressing through several roles including Financial Representative from 2016 to 2018, Relationship Manager from 2018 to 2020, and Planning Consultant from 2020 to 2026 before assuming the current position. This experience has provided Ashley with a comprehensive understanding of wealth management and client relationship development. Outside of work, Ashley enjoys outdoor activities such as camping, hiking, kayaking, and playing soccer, as well as spending time with family and reading.

Samuel Orlando is a financial advisor with Raymond James Financial in Northville, MI, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has been with Raymond James Financial and its affiliated entities since 2010. Outside of his advisory role, he is the owner of Orlando Wealth Management and an associate at Center Street Wealth Strategies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools and supports municipal and public-finance advisory work through a unique affiliation with a municipal advisor.

Louis Perraut is a CFP® professional with eight years of industry experience, currently affiliated with OSAIC since 2018. His prior work includes roles at Signator Investors Inc, Beaumont Health, and Wayne State University. Perraut is also involved with Michigan Financial Companies and Fathom Financial Partners in capacities related to securities sales and investment advisory services. OSAIC serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations, through a broad network of financial advisers and advisory platforms. The firm integrates brokerage and investment advisory services with tools such as asset allocation models and automated rebalancing to offer customized portfolio management and third-party managed-account solutions.