Ryan Mclaughlin is a financial advisor with Mass Mutual Investors Services and holds the CFP® designation, along with Series 63 and Series 65 licenses. He has 25 years of industry experience, including roles at L.M. Kohn & Company and CGI Wealth Management LLC, where he serves as Vice President. His professional activities include retirement and investment planning. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars through annual, collaborative client relationships.

Daniel Reed is a Planning Consultant at Fidelity Investments, where he works directly with clients to provide holistic financial planning. He focuses on understanding clients' financial needs and goals to develop strategies that help them progress toward achieving those objectives. His approach aims to increase client knowledge and confidence regarding their financial future. Daniel's experience at Fidelity Investments spans several roles, including Investment Management Consultant and Customer Relationship Advocate, which contribute to his comprehensive understanding of financial planning and investment management. He holds an Arkansas Insurance License, supporting his capacity to address various financial and insurance needs. Outside of his professional work, Daniel has personal interests in board games, movies, reading, and soccer.

Emma Wright is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Fidelity, her work history includes roles in education, childcare, and retail. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios and deliver model solutions to intermediary platforms.

Scott Martin is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 designations and five years of industry experience. Prior to joining Fidelity in 2019, he worked at IBM for nine years and held positions with the Town of Waterville Valley and a brief period of unemployment. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, delivering model portfolios built from mutual funds, ETFs, and ETPs for intermediary platforms.

Nicholas Drapeau is a financial advisor with Fidelity, holding Series 66 and Series 63 licenses and three years of industry experience. Prior to joining Fidelity Investments in 2021, he worked in various roles including at Edible Arrangements and Ultimate Mobile Gaming. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is also noted for its registration as a commodity pool operator, advisory role to registered investment companies, and use of AI-driven research methods.

Jillian Gingras is a financial advisor at Fidelity with five years of industry experience. She holds the Series 63 and Series 66 designations and has previously worked with firms including GWFS Equities and Advised Assets Groups. Outside of her advisory role, she operates a homemade skincare and baked goods business called Made From Scratch Kitchen. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a broad client base, employing a systematic investment process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction.

Jacob Martin is a financial advisor at Fidelity with Series 63 and Series 66 designations and one year of industry experience. Prior to joining Fidelity, he held various roles including positions at the University of New Hampshire and several local businesses. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and fund advisory services.

Valeria Pankey is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Her prior roles include positions at Roessel Joy, Alo Yoga, Lemon & Thyme, and LuluLemon Athletica. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of investment products and model portfolios.

Bradley Rochford is a Planning Consultant at Fidelity Investments, a role he has held since 2024. In this position, he collaborates closely with clients and their Financial Consultants to develop tailored financial plans that address specific needs and concerns. Prior to this role, he worked as an Investment Solution Representative from 2023 to 2024 and as a Customer Relationship Advocate from 2022 to 2023, all within Fidelity Investments. Bradley holds an Arkansas Insurance License, which supports his work in financial planning and investment services. He emphasizes the importance of forming strong relationships with clients to maintain trust and longevity in those partnerships. Outside of his professional responsibilities, Bradley's personal interests include comedy, family activities, fitness, football, and skiing.

Chris Olson is the Director and Executive Services Officer at Fidelity Investments, where he serves as a dedicated point of contact for Senior Executives regarding their equity compensation benefits. In this role, he provides personalized support tailored to each executive's unique situation, assisting with the integration of equity into comprehensive financial plans. His focus areas include diversification strategies, tax-efficient investing, award analytics, and the development of comprehensive trading plans. Chris has been with Fidelity Investments since 2012, progressing through various roles including Wealth Management Senior Relationship Manager, Senior SPS Executive Services Specialist, Stock Plan Services Representative, and Financial Representative. This experience has equipped him with a broad understanding of wealth management and equity compensation services. Outside of his professional duties, Chris enjoys biking, golf, and skiing.

Declan Quinn is a financial advisor with Fidelity Investments in Merrimack, NH, holding Series 63 and Series 65 licenses. He has one year of industry experience, including roles at Keenan Financial and multiple positions at the University of Massachusetts Amherst and the Town of Danvers. Fidelity's Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs. The firm is noted for its role as a commodity pool operator, its advisory work for registered investment companies, and its use of algorithmic methods and AI in research.

Rajmond Pernokaj is a financial advisor at Fidelity with 10 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Citizens Securities Inc. and Northwestern Mutual Investment Management. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction while maintaining oversight of delegated management and addressing potential conflicts of interest.

Tyler Arnesen is a financial advisor at Ameriprise with four years of industry experience. He holds the Series 66 designation and has been with Ameriprise since 2018. Prior to his current role, he worked at Bentley University and Nashua High School South. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, featuring a written Recommendation Report and ongoing advice that emphasizes dependable income sources and tax-aware withdrawal strategies.

Louis Cardinale is a financial advisor with Mass Mutual Investors Services in Bedford, NH, holding Series 63 and Series 65 designations and possessing 19 years of industry experience. His prior work includes roles at MetLife Securities Inc. and Mass Mutual Life Insurance Company. Outside of his advisory role, he is an insurance agent specializing in individual and group life and health insurance and serves as a general partner in a business expense sharing LLC. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides structured, collaborative planning engagements using firm-approved analytical tools and delivers recommendations primarily focused on investment categories and strategies.

Richard Wright II is a financial advisor at Merrill with six years of industry experience. He holds the Series 66 designation and has worked with Bank of America, N.A. since 2017. Prior to his current role, he was employed at General Wireless Inc. DBA Radioshack for one year. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Adam Talhouk is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2021. His prior experience includes roles at Turner’s Seafood and academic positions at Philipps University of Marburg, University of Massachusetts Boston, and North Shore Community College. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm offers discretionary portfolio management, fund advisory, and model portfolios, and is noted for its use of AI technologies and its role as a registered commodity pool operator.

Ben Tobeler is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. His prior work includes positions at Rise Private Wealth Management and time at Southern New Hampshire University. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. This service provides clients with written recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

David Maguire Jr. is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Brokerage Services LLC since 2017. Prior to that, he was with Balanced Healthcare Receivables for one year. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, managing model portfolios that include mutual funds, ETFs, and ETPs, and maintains a formal advisory role with multiple registered investment companies.

Audrey Powers is a financial advisor at Fidelity with Series 63 and Series 66 designations and one year of industry experience. She has held roles at the University of New Hampshire Computer Science Department and The Pike School. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, with a focus on systematic methodologies and long-term asset allocation.

Peter Dupuis is a financial advisor at Fidelity with 28 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has been with Fidelity Investments since 2003. Outside of his advisory role, he serves as an official scorer for the New Hampshire Fisher Cats, a minor league baseball team. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.