Margaret Howell is a financial advisor at Merrill with 10 years of industry experience and a Series 66 designation. She has been with Merrill since 2015. Outside of her advisory role, she works part-time bartending at Forest Hills Golf Course in Cornelius, Oregon. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Timothy Davis is a financial advisor at Charles Schwab with 30 years of industry experience. He has held positions at Charles Schwab and Charles Schwab Bank since 2004 and 2005, respectively. He holds Series 63 and Series 66 registrations and is based in Lake Oswego, Oregon. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized custody and operational systems.

Yoana Pulley is a financial advisor with Morgan Stanley in Portland, OR, holding a Series 66 designation and having two years of industry experience. Her prior roles include positions at PricewaterhouseCoopers Bulgaria and US Bank. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group while managing approximately $2.74 trillion in client assets.

Nicholas Salisbury is a Series 66-licensed financial advisor with 14 years of experience, currently affiliated with UBS Financial Services in Portland, OR. He has been with UBS since 2012. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Jacquelene Hall is a financial advisor at RBC Capital Markets with 19 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations and has been with RBC Capital Markets since 2015. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile.

Caryn Alles is a financial advisor with Morgan Stanley in Portland, OR, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has worked with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory role, she serves as a board member for the United Church of God in Portland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutions. The firm offers tailored financial planning using structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Katherine Johnson is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and has worked at Bank of America since 2019. Her prior experience includes roles at Cano Real Estate and Kodama, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to a range of clients including individuals, high-net-worth clients, and charitable organizations.

Atsuko Zapata Ninomiya is a financial advisor with Equitable Advisors, holding Series 65 and Series 63 licenses and two years of industry experience. Prior to joining Equitable Advisors in 2023, she worked at Splunk Services Japan for five years and Symantec for nine years. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients, offering financial planning, retirement plan consulting, and various asset-management programs delivered through a network of Investment Adviser Representatives. The firm utilizes third-party program sponsors and fiduciary services, providing access to a broad range of mutual funds, ETFs, separately managed accounts, and select alternative investments.

Douglas Harman is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. Prior to joining Raymond James in 2023, he worked for UnionBanc Investment Services LLC for eight years. He also serves as an independent contractor for The Commerce Company, a support entity associated with his branch. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual and institutional clients, including high-net-worth individuals and charitable organizations. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance through a unique municipal advisor affiliation.

Emily Alferd is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has been with Merrill since 2019. Prior to her career in finance, she worked in roles at Orangetheory Fitness and Payless ShoeSource, and completed her education at the University of Nebraska Omaha. Outside of her advisory work, she contributes weekly to an Amazon project reviewing kitchen and home products. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Bryan Dockter is a financial advisor with J.P. Morgan Securities in Portland, OR, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. His prior roles include positions at Edward Jones, Massachusetts Mutual Life Insurance Co, and Fidelity Investments. Outside of his advisory work, he owns and manages a rental property business. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

James Wolleck is a financial advisor at Morgan Stanley in Portland, OR, holding Series 63 and Series 66 licenses with 29 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients with a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm employs structured discovery conversations and firm-approved planning tools in its financial planning process.

Mary Christianson is a financial advisor with Robert Baird & Co. in Portland, OR, holding Series 63 and Series 66 designations and bringing 31 years of industry experience. She has been with Robert Baird & Co. since 2014. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored consulting and portfolio services, including discretionary and non-discretionary management, separately managed accounts, and overlay strategies across a range of traditional and non-traditional asset classes.

Hannah Forney is a CFP®-certified financial advisor with 11 years of industry experience, currently with J.P. Morgan Securities in Portland, OR. Her prior roles include positions at First Republic Investment Management and Bank of America. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a combination of advisory and brokerage capabilities.

Theodore Spray is a financial advisor at Ameriprise with Series 66 registration and is based in Portland, OR. He has been with Ameriprise since 2024 and has previous experience working at George Fox University and Hudson's Bay High School. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing written recommendations and annual retirement-income planning advice that incorporates tax-aware withdrawal strategies and Social Security claiming options.

Jeffrey Yandle is a financial advisor with J.P. Morgan Securities in Portland, OR, holding Series 63 and Series 66 licenses and 16 years of industry experience. His prior roles include positions at First Republic Investment Management and First Republic Securities. He serves on the Investment Advisory Committee for the Archdiocese of Portland and is involved with nonprofit organizations such as Candlelighters for Children With Cancer and Catholic Charities in Portland. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Owen Arn is a financial advisor with LPL Financial based in Oregon City, OR. He holds the Series 66 designation and has been in the industry since 2025. Prior to joining LPL Financial, he gained experience at Crooks & Company Financial Management and has been involved in activities including work with Oregon Parks Forever and local sports organizations such as Portland Pickles Baseball and PDX Reign Basketball. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs supported by research and model portfolios, along with institutional services and advanced portfolio management options.

Rita Harmon is a financial advisor with Cetera, holding the PFS™ designation and Series 66 license, and has 23 years of industry experience. Her background includes roles at Avantax Investment Services and Avantax Advisory Services, as well as positions managing her own firms, Lifetime Financial Solutions, Inc. and Douglas-Harmon CPA LLC, where she provides accounting and tax planning services. She is also involved in real estate through her role as member-manager at Master's Touch Property Company LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports various investment strategies and program structures.

Janet Galusha is a financial advisor at RBC Capital Markets with 32 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at RBC Capital Markets since 2017, following a year at Morgan Stanley. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers tailored investment programs featuring discretionary and non-discretionary management, utilizing both in-house and third-party managers to meet clients’ advisory risk profiles.

Aimee Funk is a financial advisor at RBC Capital Markets with 21 years of industry experience. She holds Series 63 and Series 65 licenses and has been with RBC Capital Markets since 2012. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, pension plans, corporations, and charitable organizations with a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.