Ryan Dobbert is a financial advisor at Morgan Stanley in Middleton, MA, holding a Series 66 license with 20 years of industry experience. He has been with Morgan Stanley since 2013. Outside of his advisory role, he contributes as a content submitter to Adobe Stock Photo in the art and culture sector. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients, offering tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools, including Monte Carlo simulations and secular return estimates, to support client financial plans.

Catherine Ellis is a financial advisor at Ameriprise with 27 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations and has been with Ameriprise and its affiliated entities since 2014. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Armand Bassi III is a Wealth Management Advisor with Merrill Lynch Wealth Management in Burlington, Massachusetts. He began his career in financial services in 1993 at Prudential Securities and joined Merrill in 1998. As a Senior Vice President and qualified Portfolio Manager, Armand provides personalized portfolio management services, including managing his own personalized or defined strategies that may incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Armand focuses on working closely with affluent and ultra-affluent clients to design tailored wealth management strategies that address their goals, timelines, liquidity needs, and risk thresholds. His expertise includes equity and bond markets, mutual funds, hedge funds, private equity, managed futures, commodities, market-linked investments, and options. He offers guidance not only on investment management but also on retirement income planning, trust and estate planning, business structuring, and credit and lending solutions. He earned a bachelor's degree in finance from Southern New Hampshire University and holds the Personal Investment Advisor (PIA) designation. Armand is active in his community, serving on the Board of Directors for the Burlington Area Chamber of Commerce, participating in the Burlington Government Affairs and Charitable Foundation Committees, and coaching youth soccer. He enjoys skiing, boating, and golfing with his family.

Catherine Arnet Valega is a financial advisor with LPL Financial in Winchester, MA, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. Her work history includes roles at TD Private Client Wealth, Winslow, Evans & Crocker, Amundi Asset Management, and Bay Financial Advisors. Outside of her advisory work, she leads women's networking groups and contributes as an editor of financial education materials. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of financial planning and investment management solutions, leveraging model portfolios, third-party subadvisors, and customized strategies, supported by technology tools for operational and research purposes.

Dennis Sherlock is a financial advisor with Raymond James Financial Services Advisors, Inc. in Andover, MA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has worked with Raymond James since 2012 and is also associated with First Tech Federal Credit Union since 2014. Additionally, he is involved as an associate with Addison Avenue Investment Services, where he provides financial advice to members. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs tailored non-discretionary planning and analytical tools to support client goals and maintains a range of advisory programs and partnerships.

Duston Ladieu is a financial advisor with Mass Mutual Investors Services in Sudbury, MA, holding the CFP® designation and Series 63 and 65 licenses. He has 28 years of industry experience, including prior roles at Metlife Securities Inc. and MassMutual Life Insurance Company. Outside of his advisory work, he consults for Help me Fund College Fund and owns a real estate business, AJTL Enterprises, LLC. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning, asset management, and educational seminars to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures planning engagements as annual, collaborative relationships using firm-approved tools and offers specialized services including divorce planning, estate settlement, and employer-sponsored planning programs.

Faith Dash is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, Faith held various educational roles including teaching positions at Belmont High School and Cambridge Rindge and Latin School, as well as work with the United States Department of Education and the Massachusetts Department of Elementary and Secondary Education. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver diversified model portfolios across multiple asset classes.

John Maggiacomo is a financial advisor at Cambridge Investment Research Advisors with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Cambridge since 2009, previously working at Woodbury Financial Services. Outside of advising, he serves as treasurer for the North Peak Village Condo Association in Vermont and has held executive roles in financial-related firms. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organizations by providing financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base through various platforms and proprietary model strategies.

Rein Kampersal is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His career includes roles at Wells Fargo Advisors Financial Network and Fidelity Personal Investments. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, operating with over 14,000 advisors and $671 billion in assets under management.

Farah Khoulani is a Financial Consultant at the Danvers Investor Center. She works with local clients to build and maintain financial plans aimed at achieving their financial goals. Farah is originally from the Northeast area of Massachusetts and focuses on providing value through her partnership with Fidelity Investments. She has been with Fidelity Investments since 2020, progressing through several roles including Workplace Planning Associate, Workplace Planning Consultant I, Financial Representative, Relationship Manager, Planning Consultant, Investment Consultant, and currently Financial Consultant. Through these positions, she has developed knowledge and experience in financial planning and client relationship management. Farah's personal interests include cooking and baking, fitness, exploring food, outdoor adventures, traveling, and yoga.

William Haggett is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2023. He assists clients in making confident and well-informed decisions regarding their financial goals, including spending, saving, and investing. His approach to financial planning is rooted in Fidelity's established beliefs and is tailored to each client's unique circumstances and preferences. William's professional experience spans several roles within the financial services industry. Prior to his current position, he was a Planning Consultant at Fidelity Investments from 2021 to 2023. Before joining Fidelity, he held multiple roles at TD Ameritrade, including Financial Consultant from 2018 to 2020, Investment Consultant in 2018, and Client Service Specialist from 2017 to 2018. He also worked as a Financial Services Representative at TD Bank from 2015 to 2017 and as an Insurance Producer at AFLAC in 2015. Outside of his professional career, William has interests in food, football, scuba diving, snowboarding, and traveling.

Joseph Cifuni is a financial advisor at LPL Enterprise with 16 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. In addition to his advisory work, he is licensed as a property and casualty insurance agent in Georgetown, MA. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm employs a model-driven investment approach that combines proprietary research and third-party portfolio strategists, and offers financial planning, access to asset managers, and insurance product sales through affiliated entities.

David Smith is a CFP® professional with 27 years of experience in the financial services industry. He is currently with Cambridge Investment Research Advisors and has previously worked at firms including Securities America Advisors, KMS Financial Services, and Investors Capital Corp. He also serves as president of DCS Financial Group, an independent insurance agency. Cambridge Investment Research Advisors, Inc. provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs to a diverse client base that includes individual, pension, and charitable organization clients. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across various platforms and custodians.

Shauna Lynch is a financial advisor with Fidelity in Woburn, MA, holding CFP®, Series 66, and Series 63 credentials and 16 years of industry experience. She has been with Fidelity Investments since 2007. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, with formal advisory roles for multiple registered investment companies and the use of AI in research.

James Carey is a CFP®-designated financial advisor with Ameriprise, bringing 34 years of industry experience. He has been with Ameriprise and its predecessor entities since 2005. Outside of his advisory role, Carey is a co-owner of OC&C, Inc., a financial planning practice in North Reading, Massachusetts. Ameriprise Financial Services is a diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendation reports and ongoing advice focused on tax-aware withdrawal strategies and dependable income sources.

Brian Vinagro is a CFP® certificant and financial advisor with 23 years of industry experience, currently practicing at LPL Financial since 2018. His prior experience includes roles at Sii Investments and National Planning Corporation. Vinagro is based in Danvers, MA, and operates Vinagro Wealth Management, LLC as a non-investment-related business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and diverse operational tools.

Daniel Doherty is Vice President and Financial Consultant at Fidelity Investments, based in the Burlington Investor Center. In this role, he partners with clients and their families to create and implement financial plans through a collaborative process. He works with clients to monitor and adjust their plans as needed to align with their family and financial goals. Daniel has been with Fidelity Investments for 21 years, holding various positions including Financial Consultant, Investment Consultant, Relationship Manager, Retirement Solutions Representative, Proactive Sales Representative, Investment Solutions Representative, and Service Trading Representative. His extensive experience at Fidelity has provided him with a comprehensive understanding of financial consulting and investment management.

Alexander Argeros is a financial advisor at LPL Enterprise with a Series 66 designation and three years of industry experience. His prior work includes roles at Pruco Securities LLC, Community Credit Union, and Ferro-Ceramic Grinding, among others. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a large network of investment adviser representatives. The firm employs a model-driven approach to investment implementation and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Tanya Pramod is a financial advisor with LPL Financial, holding a Series 66 credential and one year of industry experience. Her background includes roles at Rockland Trust Company, Bank of America/Merrill Lynch, and Mighty Acorns Capital, as well as academic work related to Babson College. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions, offering a range of financial planning and investment management solutions supported by extensive operational and research tools.

Lawrence Albert is a CFP® professional with 15 years of experience in the financial services industry. He is currently with Cambridge Investment Research Advisors and has previously worked at Blakely Financial and Commonwealth Financial Network. Outside of his advisory work, he serves as a volunteer treasurer. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services across multiple platforms and custodians.