John Mossa is a CFP® with 44 years of industry experience, currently affiliated with LPL Financial since 2018. His prior roles include positions at Cadaret, Grant & Co., Santander Securities, and PNC Wealth Management. In addition to his advisory work, he is licensed as a Medicare Planning Specialist and tax preparer. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.

Stephanie Rathbone is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. She has worked at Wells Fargo Advisors since 2021 and previously spent six years at Ameriprise Financial Services. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including specialized services such as business-owner transition and sports & entertainment planning, using proprietary research and tools to develop tailored recommendations.

Rebecca Trachtenberg is a financial advisor at Cetera with 19 years of industry experience. She holds a Series 66 designation and has previously worked at LPL Financial LLC and Kestra Financial Services, Inc. Since 2012, she has also been involved with Regal Wealth Advisors, where she performs administrative duties. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party investment options.

Anthony Buonomo is a financial advisor with Raymond James Financial in Manasquan, NJ, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has been with Raymond James Financial Services, Inc. since 1999 and with Raymond James Financial since 2009. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning using analytical tools and supports its clients through various advisory programs, including municipal and public finance services and a SIMPLE IRA Employer Advisory & Consulting Services program.

Laura Stamberger is a financial advisor with LPL Financial, holding Series 63 and Series 66 registrations and 13 years of industry experience. She has worked at LPL Financial since 2018, preceded by positions at Kestra Financial Services, Inc. and Deutsche Morgan Grenfell Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, advisory, and brokerage services supported by proprietary research, third-party asset management, and institutional platforms.

Arthur Foreman is Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2012. He has over 25 years of experience in the financial services industry, including roles as Financial Consultant and Investment Representative at Fidelity Investments, as well as a Floor Trader at the New York Stock Exchange from 1997 to 2007. His expertise includes working with Fidelity's High Net Worth clients in areas such as retirement, income, and wealth planning. Arthur leverages his extensive experience to assist clients and their families in pursuing their financial goals.

Carrie Topel is a financial advisor at Cetera with 26 years of industry experience. She holds a Series 66 designation and has worked at Cetera Advisors LLC since 2013. In addition to her advisory role, she maintains a CPA firm, Topel & Silver CPAs, which has been operating since 1994. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Daniel Monzi is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. He has previously worked at LPL Financial LLC, Ameriprise Financial Services, Inc., McAdam LLC, and Purshe Kaplan Sterling Investments. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a wide range of investment programs and maintaining a complex network of affiliated entities.

Margaret Mac Lellan is a financial advisor at Merrill with six years of industry experience and holds a Series 66 designation. Her prior work includes roles at Bank of America and Patricia’s of Holmdel, as well as time at Manhattan College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dean Tarta is a financial advisor at Cambridge Investment Research Advisors with a Series 66 designation and two years of industry experience. His prior work includes roles at LPL Financial, TD Bank, and HomeBridge Financial Services. Outside of his advisory role, he is involved in managing residential investment properties. Cambridge Investment Research Advisors serves a diverse client base, including individual and institutional investors such as pension and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs through multiple platforms and custodians.

Darren Armetta is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds the Series 66 designation and has worked at major firms including Bank of America, Merrill, and Equitable Advisors prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative manager due diligence with forward-looking capital market assumptions and employs a selective range of eligible investment strategies.

Anthony Alfano is a financial advisor with Cetera, holding the CFP® designation and Series 66 license, and has 13 years of industry experience. He has been with Cetera and its affiliate Cetera Wealth Services, LLC since 2013. Alfano volunteers with 3rd Decade, providing financial education to individuals who cannot afford professional advice. Cetera Investment Advisers LLC operates as a multi-manager platform serving individual, corporate, charitable, and institutional clients. The firm offers a broad range of investment advisory and retirement services through a network of over 10,000 advisors and manages more than $256 billion in assets.

Michael McCabe is a Financial Consultant at Fidelity Investments, a position he has held since 2022. He applies a goal and needs-based holistic approach to assist individuals, families, and businesses in pursuing their financial objectives. His work involves thorough planning conversations with clients and utilizing Fidelity's information, technology, and tools to support their financial success. Michael's strategy focuses on planning areas including investment planning, tax-efficient investing, income planning, and legacy planning considerations. Prior to joining Fidelity, he gained experience as a wholesaler and financial services education consultant at Allstate Financial Services from 2017 to 2021, served as a field sales associate at State Farm from 2014 to 2017, and worked as a registered representative at MetLife from 2009 to 2014. Outside of his professional role, Michael's personal interests include spending time at the beach, attending concerts, caring for pets, skiing, traveling, and practicing yoga.

Antonia Locascio is a financial advisor at Fidelity with two years of industry experience and holds a Series 66 designation. Her background includes roles at Fidelity Investments and various positions outside the financial industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm also offers fund advisory and model portfolio services, with involvement in commodity pool operations and registered investment company management.

Christopher Kostecki is a CFP® with 20 years of experience in the financial services industry, currently serving at J.P. Morgan Securities since 2012. Prior to this, he worked at Wells Fargo Clearing. Outside of his advisory role, he co-owns Vintage Moments LLC, a china tableware rental company. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm uses a research-driven process supported by centralized due diligence and offers broader derivatives and commodities capabilities relative to many institutional advisory programs.

Devin Mc Dermott is a financial advisor at Osaic with Series 63 and Series 65 credentials. He has been in the industry since 2025, following prior roles at Haven Technologies and FAST. Osaic Wealth serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services. The firm utilizes a model-based investment process focused on asset allocation and portfolio optimization, supporting strategies that include discretionary and advisor-managed options across multiple custodial and program arrangements.

Brian Trause is a financial advisor with Equitable Advisors, holding a Series 66 designation and 20 years of industry experience. He has been with Equitable Advisors since 2005 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he is involved in group benefits consulting through Athos Benefits Consulting. Equitable Advisors serves a broad client base including individuals, corporations, pension plans, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs. The firm utilizes a mix of proprietary and third-party advisory models and offers services through a large network of investment adviser representatives.

Anne Schnuriger is a financial advisor at Merrill with 30 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2013. Outside of her advisory role, she is associated with a plumbing and heating business operated by her husband. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Susan Hahn is a Series 66-registered advisor at Merrill with three years of industry experience. She previously worked at Wells Fargo Bank NA for five years and has periods as a homemaker between her financial services roles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, and institutional investors using model-based and discretionary strategies constructed by internal and third-party managers.

Richard Hagerty is a financial advisor at Ameriprise Financial Services with 27 years of industry experience. He holds a Series 66 designation and has worked previously at UBS Financial Services and Merrill. Outside of his advisory role, he is involved with The Atlantic Club in Manasquan, NJ, assisting members as floor staff. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.