Michael Maresca is a Financial Consultant currently working at Fidelity Investments since 2023. He focuses on helping clients achieve their financial goals through collaborative financial planning and strong communication. He has professional experience spanning over a decade, including roles as a National Financial Solutions Advisor at Merrill Lynch from 2017 to 2023 and as a Financial Consultant at AXA Equitable from 2013 to 2017. Outside of his professional career, Michael has interests in baseball, fitness, food, football, golf, and parenthood.

Philip Stern is a CFP® professional with 33 years of industry experience. He is currently with LPL Financial, having joined in 2024 after 26 years at Lincoln Financial Advisors. Stern is co-owner of Resource Group LLC, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management options, supported by technology and a broad network of investment adviser representatives.

Jennifer Lingad is a financial advisor with LPL Financial in Cherry Hill, NJ, holding a Series 66 designation and three years of industry experience. She has been with LPL Financial since 2017, following nine years at Verizon Wireless. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors.

Christopher Cudeyro is a financial advisor at OSAIC with five years of industry experience. He holds a Series 66 designation and has worked previously at JPMorgan Securities LLC and Merrill. He also serves as Vice President of Strategic Financial Services Corp., assisting with client meetings, service, and investment research, and is licensed as an insurance producer for fixed insurance and annuities. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by a model-based investment process and a complex network of affiliates and programs.

Aaron Dilliplane is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and four years of industry experience. His work history includes roles at Thrivent Financial and the Japan America Society of Greater Philadelphia. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on topics such as retirement, estate, and tax planning through a network of financial advisors. The firm combines goal-based analyses with client information and offers integrated planning and managed-account services under its WealthPlan program.

Johnson Sabir is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds the Series 66 and Series 63 designations and has worked at various J.P. Morgan entities and Citizens Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a wealth advisory program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research, supported by a centralized due diligence team and incorporates ESG eligibility considerations.

Yichen Hua is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and has previously worked at Kevin Hughes CPA, Morgan Stanley, and China Securities International. Hua’s background also includes roles in education at Temple University, Chongqing Technology and Business University, and Hainan Overseas Chinese Middle School. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary retirement income recommendations through a centralized consulting team.

Julie Conway is a financial advisor with Osaic, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She worked at FSC Securities Corporation for 22 years prior to joining Osaic in 2023 and has been affiliated with Meiji En since 1994. Additionally, she is a licensed insurance agent providing long-term care, life, health, and fixed annuity insurance coverage. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment approach centered on model-based asset allocation, portfolio optimization, and risk management tools.

Steven Cohen is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

Jason Schum is a financial advisor with Ameriprise in Pennsauken, NJ, holding Series 63 and Series 65 licenses and eight years of industry experience. He has worked at Ameriprise Financial Services LLC since 2021 and previously at Equitable Advisors, Axa Advisors, LLC, and with Dr. Yelena German. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations, with an emphasis on assets held in Ameriprise-managed accounts and the use of algorithmic automation overseen by a specialized committee.

Erik Lure is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has previously worked at Securities America Advisors and National Planning Corporation. In addition to his advisory role, he is involved in life insurance sales through AFR Financial Group. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services featuring model-based asset allocation and portfolio optimization, supported by various managed account options and third-party manager programs.

Michael Miller is a CFP® professional at OSAIC with 15 years of industry experience. Prior to joining OSAIC in 2025, he worked at Lincoln Financial Advisors for 10 years and held positions at Next Financial Group, Inc. and Cetera Advisors LLC. Outside of his advisory role, he is involved in supporting registered representatives and managing office operations through Integrity 5 LLC. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services utilizing a model-based investment process that incorporates asset allocation, portfolio optimization, and various program options such as Unified Managed Accounts and third-party money manager programs.

Scott Lerner is a financial advisor with Morgan Stanley in Marlton, NJ, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Morgan Stanley and its affiliated entities since 2007. Outside of his advisory role, he performs as a freelance guitarist with the Wildflower Band several times per month. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and provides services through a combination of financial advisors and specialized planning groups.

Ronald Donato Jr. is a CFP®-certified financial advisor with 29 years of industry experience. He is currently with Cetera and has previously worked at Avantax and 1st Global Advisors, among other firms. He also serves as Director of Financial Services at Alloy Silverstein Financial Services, Inc. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform offering portfolio management, financial planning, and various program structures.

Tara Czepiga is a financial advisor with Merrill, holding a Series 66 designation and five years of industry experience. Her prior roles include positions at Fidelity Investments and Bank of America, N.A. In addition to her advisory work, she operates an online business selling items on eBay. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Jason Sobin is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Raymond James & Associates, Citigroup Global Markets, UBS Financial Services, and Merrill. He is currently based in Marlton, NJ. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through financial advisors and specialized estate planning groups.

Joshua Broad is a financial advisor with Fisher Investments, holding Series 63 and Series 65 designations and possessing 25 years of industry experience. He previously worked at Oppenheimerfunds Distributor, Inc. for 19 years and Invesco Distributors, Inc. for one year before joining Fisher Investments in 2020. Fisher Investments serves institutional and private clients worldwide, including pension plans, foundations, investment companies, and high-net-worth individuals. The firm offers discretionary portfolio management across equity, fixed-income, and blended mandates, employing a centralized investment process that integrates quantitative and qualitative research, as well as tax-aware strategies and risk management techniques.

Rory Banks is a financial advisor with RBC Capital Markets holding Series 63 and Series 66 licenses and has 13 years of industry experience. His prior roles include positions at UBS Financial Services Inc. and J.P. Morgan Securities. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base that includes individual investors, institutional clients, and charitable organizations. The firm offers advisory programs featuring portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles through a combination of in‑house and third‑party investment managers.

Adam Johnstone is a financial advisor with Mass Mutual Investors Services, holding the CFP® and Series 66 designations. He has 11 years of industry experience, including roles at Mass Mutual Investors Services since 2017 and Massachusetts Mutual Life Insurance Company since 2016. Johnstone is also a member of Cadence Financial Management, LLC. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as collaborative, annual relationships that emphasize goal analysis and written recommendations.

Karl Foote is a financial advisor with Raymond James Financial in Cherry Hill, NJ, holding a Series 66 designation and 20 years of industry experience. He has been with Raymond James Financial since 2009 and also worked at Foote Financial, Inc. for 10 years, where he served as associate and co-branch manager. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals and maintains advisory programs with specialized services such as municipal finance and SIMPLE IRA Employer Advisory & Consulting Services.