Samantha Cotter is a financial advisor with Merrill in Buffalo, NY, holding a Series 66 designation and eight years of industry experience. She has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jeremy Martin is a financial advisor at RBC Capital Markets with five years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at HSBC Bank USA, HSBC Securities (USA) Inc., Equitable Advisors, and AXA Advisors. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Julian Wong is a financial advisor at Equitable Advisors with a Series 66 credential and three years of industry experience. Prior to joining Equitable Advisors in 2022, he held roles at the Institute for Environmental Health and various other organizations. Equitable Advisors serves individual investors, retirement plan sponsors and participants, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Christina Battista is a financial advisor with Merrill in Buffalo, NY, holding a Series 66 designation and seven years of industry experience. She has been with Merrill since 2018 and previously worked in roles at AVI FoodSystems, the Faculty Student Association Centre Pointe, SUNY Fredonia, and Old Navy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Douglas Sosnowski is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. He has worked at several firms, including Avantax Investment Services, Avantax Advisory Services, and 1st Global Capital Corp. Outside of financial advising, he serves as a director at Brisbane Consulting Group, LLC, a litigation consulting firm. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

John Miskey III is a CFP®-designated financial advisor with Ameriprise, based in Lancaster, NY, and has 35 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves on the non-voting advisory committee for the St. Francis of Assisi School Endowment & Chapel Fund. Ameriprise offers retirement-income planning services primarily for individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to produce tailored Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Austin Blujus is a financial advisor with Mass Mutual Investors Services and holds the Series 63 designation. He has 12 years of industry experience, including roles at MML Investors Services LLC since 2013 and Mass Mutual Life Insurance Company since 2012. Outside of his advisory work, he is an insurance broker with Heritage Agency LLC, focusing on life, disability, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to deliver collaborative, goal-oriented recommendations.

Jordan Buell is a Series 66 licensed financial advisor with six years of industry experience. He has been with Equitable Advisors since 2020 and previously worked at Safran Aerosystems and the State University of New York at Cortland. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through LPL-sponsored programs and endorsed TAMPs, providing advisory and brokerage solutions with a mix of discretionary and non-discretionary asset management.

Nicholas Popovec is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 16 years of industry experience. His prior roles include positions at M and T Securities, TD Ameritrade Investment Management, TD Ameritrade, Inc., and Scottrade. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through its national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Rebecca Doctor is a financial advisor with Ameriprise, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise in 2022, she worked in various roles at Dennys, Target, Instacart, Keuka College, Bob Evans, and the Oakfield Alabama Central School District. Ameriprise is a large institutional firm that offers retirement-income planning services for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce tailored Recommendation Reports. The firm also provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Jacob Young is a financial advisor at LPL Financial with 16 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at LPL Financial since 2021. His prior experience includes roles at M&T Bank and M&T Securities, where he has been employed for over a decade. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse range of clients including individuals, retirement plans, banks, and corporations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research, model portfolios, and technology-driven solutions.

Nicholas Zinter is a financial advisor at RBC Capital Markets with 14 years of industry experience. He holds a Series 66 designation and has worked at City National Bank since 2019 in addition to his tenure at RBC. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs and portfolio management services tailored to client risk profiles and employs both in-house and third-party investment managers.

Jay Logan is a financial advisor at Merrill in Buffalo, NY, holding a Series 66 designation and beginning his advisory career in 2025. He has prior experience at Bank of America, N.A., and 1st Priority Mortgage Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gregory Smith is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and eight years of industry experience. His career includes roles at Morgan Stanley and Axa Advisors, LLC, as well as a position at St. Gregory the Great Parish. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Michael Malaney is a Certified Financial Planner (CFP®) with eight years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc. and previously worked at Commonwealth Financial Network and AXA Advisors, LLC. Outside of his advisory role, he is also employed as a tax preparer. Raymond James Financial Services Advisors provides financial planning and investment consulting to a diverse client base, including individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary advice supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting.

Kenneth Wilson Jr. is a financial advisor at OSAIC with 23 years of industry experience. He holds a Series 63 designation and previously worked for Lincoln Financial Advisors Corporation for 18 years. Outside of his advisory role, he is an insurance agent offering accident, health, disability income, traditional life insurance, fixed and indexed annuities, as well as property and casualty insurance. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through multiple platforms and employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios that include a broad range of investment options.

Christopher Spadafora is a financial advisor at MassMutual Investors Services with 22 years of industry experience. He holds a Series 63 designation and has been with MassMutual and its subsidiaries since 2008. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs using a collaborative, goal-focused approach without investment discretion in planning engagements.

Robert Peterson Jr. is a CFP® with 37 years of industry experience, currently serving at Osaic since 2024. His prior experience includes seven years at Securities America Advisors and INVEST Financial Corp. In addition to his advisory role, he is involved in brokering traditional life insurance and annuity products through multiple local agencies. Osaic Wealth, Inc. serves a diverse clientele including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services utilizing various investment platforms, asset allocation tools, and third-party money managers to construct portfolios managed on discretionary or non-discretionary bases.

Marc Pearlman is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and more than 30 years of industry experience. He has worked with firms including EverBank and Securities America Advisors, Inc., and has managed his own advisory practice since 2002. His work involves developing strategy, selecting managers, managing portfolios, and selecting investments. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios.

Harender Arora is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. His prior work includes long tenures at Securities America Advisors, Inc. and SECURITIES AMERICA, inc. He serves as a trustee of the Niagara Frontier Sikh Society. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of advisers and advisory platforms. The firm offers integrated brokerage and advisory services using various portfolio construction tools and supports both discretionary and non-discretionary account management.