Leslie Zoerb is a financial advisor with Merrill in Buffalo, NY, holding Series 63 and Series 66 registrations and bringing 26 years of industry experience. Zoerb has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1998. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Maxine Awner is a financial advisor at Merrill with 37 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill since 1989, including 15 years with Bank of America, N.A. Maxine serves as a board member of the Jewish Federation of Buffalo, where she participates in community support and organizational activities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Melissa Smith is a financial advisor at LPL Enterprise with a Series 66 designation and one year of industry experience. Her work background includes roles at New Era Cap, Sherwin Williams, and Brookfield Country Club. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering services through both advisory and brokerage channels. The firm provides financial planning, model portfolio programs, third-party asset management, and access to a range of brokerage and insurance products.

Peter Trigg is a financial advisor with UBS Financial Services in Buffalo, NY, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has worked at UBS since 2007 and has been with Mcdonald Investments Inc. since 1998. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Danielle Robertson is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 19 years of industry experience. Her career includes roles at MassMutual Life Insurance Co and MetLife Securities Inc. Outside of her advisory work, she is involved in coaching beach body fitness and operates as an independent insurance agent with a focus on life settlements. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, goal-oriented planning without investment discretion.

John Pacella is a financial advisor with Wells Fargo Clearing in Williamsville, NY, holding Series 63 and Series 66 credentials and bringing 34 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a seven-year tenure at Wells Fargo Advisors LLC. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is guided by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Dominick Lanuti is a financial advisor with LPL Financial in Williamsville, NY, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. He has worked with LPL Financial since 2021 and has been associated with M&T Securities since 2015. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing discretionary and non-discretionary management alongside research from LPL Research and third-party subadvisors.

William Hoock is a financial advisor with Ameriprise in Williamsville, NY, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has been with Ameriprise since 2004. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports through a centralized consulting team, serving clients with a broad range of advisory, brokerage, and insurance solutions.

Kimberly Hobart is a financial advisor at Merrill with 25 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1995. Outside of her advisory role, she is a managing member and general partner of HGR Property LLC, where she assists with bookkeeping for the company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Coogan is a financial advisor at Mass Mutual Investors Services with 44 years of industry experience. He has been with MML Investors Services, Inc. since 1991 and with Massachusetts Mutual Life Insurance Company since 1990. He holds Series 63 and Series 65 licenses. Coogan serves as chairman of the finance and investment committee for Elmlawn Cemetery, a 501(c)(3) organization. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that operates as a subsidiary of MassMutual. The firm provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Justin Wainwright is a financial advisor with LPL Financial based in Buffalo, NY. He holds the Series 66 designation and has five years of industry experience. His prior experience includes roles at M&T Bank, KeyBank NA, and Citigroup. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofits nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from multiple sources.

Justin La Rosa is a financial advisor at Mass Mutual Investors Services with Series 65 and Series 66 licenses and five years of industry experience. His background includes roles in education and financial services, including employment at Mass Mutual Life Insurance Co. and various school districts. Outside of advising, he consults as a strength and nutrition advisor, providing personalized training programs and guided workouts. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, employing collaborative, software-assisted strategies to develop written recommendations tailored to client goals.

John Macdonald is a Series 66-credentialed financial advisor with 16 years of industry experience. He has worked at Equitable Advisors since 2013 and previously with Axa Advisors, LLC. Outside of his advisory role, he is involved as an educator with ACN Inc. Equitable Advisors serves a diverse client base, including individuals, high-net-worth clients, retirement plans, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through program sponsors and third-party managers, with a significant portion of assets managed on a non-discretionary basis.

Mark Cryan is a financial advisor at OSAIC with 31 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at SagePoint Financial, Inc. for 14 years. Outside of his advisory role, he is an independent insurance agent. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers. The firm offers brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers, utilizing firm-provided tools and multiple platforms to construct portfolios across various asset classes.

Chau Casillas is a financial advisor with LPL Enterprise, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Enterprise, Casillas held positions with The Prudential Insurance Company of America and Pruco Securities LLC. Outside of financial services, Casillas has experience managing a small business, Divine Nail Spa Inc. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and a range of brokerage and insurance products, supported by an integrated platform that combines advisor programs with active sales of financial products.

Mary Setter is a financial advisor at LPL Financial with 11 years of industry experience. She holds Series 63 and Series 65 licenses and provides financial planning and consulting services through Lawley Retirement Advisors, an independent registered investment advisory firm. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by proprietary and third-party research.

Candice Uzarowski is a financial advisor with LPL Financial and holds Series 63 and Series 65 credentials. She has 29 years of industry experience, including prior roles at CUSO Financial Services and Calamar Financial Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by model portfolios and research from various sources.

Nancy Beale is a financial advisor with Morgan Stanley in Williamsville, NY, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and has been with Citigroup Global Markets since 1987. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm provides a range of advisory programs including financial planning services that use structured discovery processes and modeling tools to support client outcomes.

Christopher Panza is a financial advisor with MassMutual Investors Services who holds Series 63 and Series 65 licenses and has 10 years of industry experience. His prior roles include positions at WNY Asset Management, Steven Carmina CPA, Spectrum Wealth Management, and Cadaret, Grant & Co., Inc. Outside of advisory work, he is a tax preparer and serves as president of Panza Enterprises, Inc. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm offers comprehensive, collaborative planning that includes the use of advanced analytical tools and event-driven planning programs.

Jacob Katz is a CFP® credentialed financial advisor with Raymond James Financial Services Advisors Inc., where he has worked since 2014. He has 12 years of industry experience. Katz serves as a board member for the Erie1 Boces Education Foundation, involved in resource allocation and fundraising for local schools. He is also a partner and part-owner of Scheff Investment Group LLC and Scheff Liddell Wealth Group, where he works as a financial advisor. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance through a unique affiliation, along with specialized advisory programs.