Steven Hoffman is a financial advisor with Ameriprise based in Baltimore, MD, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has been with Ameriprise and its affiliated entities since 2013. Outside of his advisory work, he has ownership interests in a non-investment-related business called Pair of Queens. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service focused on retirement income planning with written recommendations and ongoing advice, using proprietary research and tools within a defined investment framework.

Helen Haile is a financial advisor at Merrill with one year of industry experience. She holds a Series 66 designation and has previously worked at Year Up School and Chercher Restaurant. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients of Bank of America through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Brooke Myers is a financial advisor at Morgan Stanley with three years of industry experience. She holds a Series 66 designation and has worked previously at RBC Capital Markets and TD Bank. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and structured discovery conversations. The firm manages approximately $2.74 trillion in client assets and provides services that include both direct financial planning and corporate financial planning agreements.

Elizabeth Bafford is a financial advisor at RBC Capital Markets with two years of industry experience. She holds the Series 66 designation and has worked previously at Calvert Impact, Inc. for 12 years, UBS Financial Services for two years, and currently also at City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs combining discretionary and non-discretionary portfolio management with financial planning and brokerage services, utilizing both in-house and third-party investment managers.

Ashley Mikhail is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD, holding Series 65 and Series 63 licenses and two years of industry experience. Prior to joining MassMutual Life Insurance Company and Mass Mutual Investors Services in 2025, Ashley worked at Northwestern Mutual in various capacities from 2023 to 2025 and spent eight years at CarMax. Outside of advisory work, Ashley owns and operates a daycare franchise, KK's Early Impressions LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes ongoing, collaborative planning relationships supported by firm-approved analytical tools and provides specialized offerings such as divorce planning and event-driven estate and employer-sponsored planning services.

Donna Ridley is a financial advisor with Wells Fargo Clearing and holds a Series 66 designation. She has 23 years of industry experience, including over 24 years with Wachovia Bank, N.A. and 10 years at Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

John Charlton is a Series 66-licensed financial advisor with six years of industry experience. He is currently with OSAIC and previously worked at firms including Lincoln Financial Advisors Corporation and Fidelity Investments. Outside of his advisor role, he serves as a Planning Analyst for Maller Wealth Advisors. OSAIC Wealth serves a diverse client base ranging from individual investors to corporate clients, offering brokerage and advisory services through a multi-advisor platform that emphasizes model-based asset allocation and portfolio optimization.

Thomas Finney is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in balance sheet management for businesses, families, and individuals. He has over 40 years of experience in wealth management, providing expertise in investment management, trust and estate planning services, liquidity strategies, banking, lending through Bank of America, and philanthropy. Mr. Finney's professional background includes senior roles at US Trust in Baltimore, Wilmington Trust, and SunTrust Bank. He holds a Bachelor's degree from Ohio Wesleyan University and a Master's degree from Johns Hopkins University. He also holds the Personal Investment Advisor (PIA) designation. Outside of his professional work, Thomas is involved with Goodwill Industries of the Chesapeake and Greater Baltimore Medical Center. His personal interests include biking, boating, dancing, skiing, spending time with family, and tennis.

Chris Schiesser is a financial advisor with LPL Enterprise holding a CFP® designation and Series 63 and 65 licenses. He has 12 years of industry experience, including roles at Prudential Insurance Company of America and Pruco Securities, LLC. Schiesser is also the business owner of Strategic Wealth Advisors LLC, which functions primarily as a payroll entity for his assistant. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, employer-sponsored retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm employs a model-driven investment approach and offers financial planning, third-party asset management access, and affiliated trust and insurance services.

Joseph Brusak is a financial advisor with Cetera possessing 11 years of industry experience. He holds the Series 66 designation and has previously worked at Avantax and his own CPA firm, Bluemount Financial, which provides tax preparation and accounting services. He is the owner of Bluemount Financial, a certified public accounting firm. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services through a large network of independent advisors, with access to multiple program structures and third-party managers.

Scott Shotto is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has been with various Morgan Stanley entities since 2007. Outside of his advisory role, he serves as the volunteer chairman of The Citadel in Maryland. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets.

Christopher Davis is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 22 years of industry experience. His career includes prior roles at F.N.B. Investment Advisors, Inc., PNC Wealth Management, Mercantile Brokerage Services, Inc., PNC Capital Advisors, Inc., and Morgan Stanley DW Inc. He is also involved with Old Orchard Wealth Solutions, LLC in an investment-related capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various model portfolio programs, utilizing advanced tools and a broad platform supported by over 22,900 advisors.

Ethan Pollack is a financial advisor with J.P. Morgan Securities in Baltimore, MD. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2026. Prior to joining, he attended the University of Southern California and held various positions in diverse industries. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program. Their advisory process is supported by centralized due diligence and includes capabilities in derivatives and commodities.

Kara Mikotowicz is a Planning Consultant at Fidelity Investments, where she collaborates with local Financial Consultants to understand clients' financial situations and assist them in working toward their financial goals. She focuses on helping clients develop financial plans tailored to their priorities and aspirations. Kara's professional experience includes roles as a Financial Advisor at American Wealth Strategy Group from 2021 to 2022, a Senior Financial Consultant at T. Rowe Price from 2020 to 2021, and a Financial Consultant at T. Rowe Price from 2019 to 2020. Through these positions, she has gained experience in financial advising and consulting. Outside of her professional work, Kara enjoys family activities, football, golf, pets, reading, and traveling.

James Allotey is a financial advisor with Mass Mutual Investors Services, holding the ChFC® designation and Series 66 license, with 30 years of industry experience. He worked at Metlife Securities Inc. for 21 years before joining Mass Mutual and has been with Mass Mutual Investors Services since 2017. Outside of advising, he maintains a role as a life insurance, health, and fixed annuity agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, goal-oriented planning supported by firm-approved analytical tools.

Anthony Braglio is a financial advisor at LPL Enterprise with Series 66 credentials and one year of industry experience. His prior roles include positions at Thrivent Financial, Paramount Management Group, and founding B&B Financial Services, where he currently serves as a consultant. Outside of advising, he owns BF Smokehouse, a BBQ restaurant and country market, and serves on the board of a youth football and cheer program. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and charitable entities. The firm’s investment approach is typically model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers access to financial planning, asset managers, and wrap programs.

Shawn Lemko is a financial advisor with UBS Financial Services in Hunt Valley, MD, holding a Series 66 designation and 24 years of industry experience. He has worked at UBS since 2013 and previously held positions at Hilltop Securities Inc. and Morgan Stanley. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm integrates proprietary research and model-based asset allocations to tailor financial plans and provides a broad range of capital markets services alongside wealth management.

Alexandra Jamieson is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at UBS Financial Services since 2015. She holds a Series 66 designation and is based in Baltimore, MD. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients. The firm combines institutional trading capabilities with wealth management, offering fee-based financial planning, portfolio management, and access to proprietary research and capital markets services.

Adam Doubet is a financial advisor at UBS Financial Services with six years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley for eight years before joining UBS in 2022. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client plans.

Joseph Jones II is a Series 66-licensed financial advisor with Merrill in Baltimore, MD, with 22 years of industry experience. He has been with Merrill Lynch since 1995. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.