Marcus Aiello is a CFP® with 18 years of industry experience and has been with Raymond James & Associates for the past 10 years. He is based in Hunt Valley, MD, and holds the Series 66 designation. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Scott Taylor is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has been with MassMutual and MML Investors Services since 2001. Outside of his advisory role, Taylor serves on the board of the Maryland Motor Truck Association and is involved in the sale of various insurance products. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-focused planning supported by a range of analytical tools.

Paul Gladkowski is a financial advisor with Morgan Stanley in Baltimore, MD, holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2014, including his current role at Morgan Stanley Private Bank, N.A. since 2019. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides tailored planning primarily in an advisory capacity.

Brian Sigwart is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD, holding the CFP® designation and Series 63 and 65 licenses. He has 18 years of industry experience, including prior roles at Metlife Securities Inc. and MassMutual Life Insurance Co. Outside of his advisory work, he is involved in a solar micro-grid venture through Buzzard Bolts LLC. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, offering collaborative annual planning engagements that utilize firm-approved software and tools to analyze client goals.

Steven Young is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Bank of America and Merrill Lynch. Young is currently based in Hunt Valley, MD. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering financial planning through structured discovery conversations and firm‑approved tools. The firm manages approximately $2.74 trillion in client assets and includes various investment products and strategies in its offerings.

Shreya Tiwari is a financial advisor at Cetera with 15 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Wells Fargo and First National Bank of Pennsylvania prior to joining Cetera. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services and provides access to multiple program structures and third-party money managers.

James Cannon is a financial advisor with UBS Financial Services in Baltimore, MD, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with UBS since 1987. Outside of his advisory role, he serves as a trustee for family trusts. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm uses proprietary research and model-based asset allocations to tailor financial plans and offers both fiduciary financial planning and extensive capital markets services.

Patrick Clark is a financial advisor at Cetera with six years of industry experience. He holds the Series 66 designation and has been with Cetera and Cetera Investment Services LLC since 2020. Prior to his financial career, he had diverse work experiences including roles outside the industry. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary authorities across multiple program structures.

Bradley Bartkowiak is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2009. Outside of his advisory role, he serves on the Board of Directors at Stevenson University. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved analytical tools and additional event-driven planning services, including divorce and estate-settlement planning.

Christopher Portner is a financial advisor at Osaic Wealth with 36 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Lincoln Financial Advisors and PSA Financial Advisors Inc. Outside of advising, he is involved with Heritage Financial Consultants, LLC, where he offers various insurance products. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm provides a multi-advisor platform with brokerage and advisory services that emphasize model-based asset allocation, portfolio optimization, and a range of investment programs supported by proprietary and third-party strategies.

Brady Allen is a financial advisor with Equitable Advisors in Baltimore, MD, holding a Series 66 designation and one year of industry experience. His background includes roles with Stifel Independent Advisors and participation in the Fulbright Program, as well as experience in education and research-related fields. Equitable Advisors serves a diverse clientele, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and a range of asset-management programs delivered through a network of Investment Adviser Representatives and third-party asset managers.

Scott Alberding is a CFP® and ChFC® with 29 years of experience in the financial industry. He has worked at Stifel Nicolaus since 2007, following prior roles at RBC Capital Markets and Deutsche Bank Securities Inc. Outside of his advisory work, he is a co-owner of Crab Alley Craft House LLC. Stifel serves a wide range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Steven James is a financial advisor with LPL Financial in Lutherville, MD, holding Series 63 and Series 66 credentials and 11 years of industry experience. His prior roles include positions at Lincoln Financial Advisors Corporation and T. Rowe Price. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Nicholas Smeresky is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models such as Monte Carlo simulations as part of its financial planning process.

Connor Buck is a CFP® with one year of industry experience, currently serving as a financial advisor at Wells Fargo Advisors. Prior to joining Wells Fargo, he worked at OSAIC Wealth, Inc. and Heritage Financial Consultants, LLC. His background also includes roles outside finance, such as working at Towson University and The Narrows Restaurant. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas like business-owner transition and sports & entertainment planning, using proprietary research and planning tools.

Ryan Engles is a Financial Advisor with Merrill Lynch Wealth Management. He works with clients to develop personalized financial strategies that align with their individual goals and priorities, focusing on areas such as retirement planning, college education planning, family wealth management, legacy planning, tax minimization, and socially responsible investing. He brings experience in helping clients navigate the complexities of wealth planning by providing clear and personalized advice. Ryan holds a Bachelor's Degree from Babson College and has earned the Personal Investment Advisor (PIA) designation. He emphasizes understanding clients' personal perspectives to create strategies tailored to their financial objectives. Residing in Towson, Maryland, Ryan is involved in his community through youth sports with Towson Rec. Outside of work, he enjoys coaching and staying active with activities including running, basketball, baseball, football, pickleball, chess, and table tennis.

Scott Manning is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, and Legg Mason Wood Walker. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and thorough discovery processes. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

George Raduano is a Financial Advisor with Thrivent Investment Management, holding a Series 66 credential and one year of industry experience. Prior to joining Thrivent in 2025, he worked for nearly three decades at Trinity Assembly of God. He serves as Chairman of the Board for Ascent College, a biblical education institution focused on leadership formation. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial planning without portfolio management or discretionary trading authority. The firm emphasizes holistic planning across multiple financial topics and integrates planning with managed-account services under a consolidated billing option.

Steven Nuetzel is a CFP®-designated financial advisor with over 31 years of industry experience. He currently works at Wells Fargo Advisors, joining in 2024 after eight years at Wells Fargo Clearing and prior roles at Citigroup Global Markets and Legg Mason Wood Walker. Nuetzel also owns Nuetzel Wealth Management LLC, a financial practice based in Towson, MD. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services tailored to clients who meet a net-worth threshold, covering various specialized planning needs.

Mark Schreder is a financial advisor with Stifel in Baltimore, MD, holding Series 63 and Series 66 designations and 31 years of industry experience. His career includes roles at Stifel Nicolas Inc., UBS Financial Services, Robert Baird & Co., Morgan Stanley, and Citigroup Global Markets. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.