Wesley Gaines is a CFP® professional with 20 years of industry experience, currently serving at Vanguard Advisers since 2023. He has been affiliated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2006. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach that incorporates proprietary methodologies and Vanguard funds and ETFs. The firm manages a large client base through a combination of digital delivery and personalized advisor support.

Jeremy Huberty is a Series 66-licensed financial advisor with Vanguard Advisers, based in Charlotte, NC. He has 22 years of industry experience, all spent with The Vanguard Group since 2004. Vanguard Advisers delivers both automated and human-supported investment advice, serving retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily constructs portfolios from Vanguard funds and ETFs.

Veronika Kuzko is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and three years of industry experience. Prior to her current role, she has worked at Primerica Financial Service and has been a travel agent at Archer Travel Service, Inc. since 2021, organizing various personal and business travel arrangements. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

James Parker is a CFP® with 23 years of industry experience, currently serving at Vanguard Advisers since 2002. He has worked exclusively with The Vanguard Group throughout his career. Outside of his advisory role, he has been involved in managing Parker & Sons Farm since 1990. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach. The firm manages a large client base through digital delivery and a team servicing model, offering personalized portfolios primarily composed of Vanguard funds and ETFs with various tax-aware and customization features.

Lukas Van Beek is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on serving clients with significant success, including business owners, entrepreneurs, senior executives, and investors, helping them close gaps in their financial planning and advance measurable progress toward their life, career, and legacy objectives. Lukas and his team emphasize purposeful action by engaging clients in strategic discussions about their wealth, priorities, and values. They provide structured analysis and persistent focus to pursue ambitious goals, offering a deeper level of thought and robust engagement while helping clients restore valuable free time. He holds a Bachelor's Degree from Washington State University and professional designations including Certified Private Wealth Advisor (CPWA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment (SE). Lukas is also involved with the Downtown Seattle Association.

Gloria Potts is a financial advisor with Cambridge Investment Research Advisors in Charlotte, NC, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. She has worked at Cambridge Investment Research Advisors since 2015 and has been affiliated with Millennium Financial Group since 2009. Outside of her advisory role, Potts serves as a board member for BLP Ministries and is an ordained minister who occasionally conducts weddings and funerals. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, utilizing both proprietary and third-party investment strategies across multiple platform arrangements.

Tyler Smithwick is a financial advisor at Wells Fargo Clearing with Series 63 credentials and one year of industry experience. His prior work includes roles at US Tech Solutions Inc and The CBD Centers, as well as entrepreneurship with Red Rocks Cafe. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

John Hunter is a financial advisor with Vanguard Advisers, holding a Series 66 designation and based in Charlotte, NC. He has been with Vanguard and its affiliates since 2025 and has prior experience in a variety of roles including educational and service positions. Outside of advisory work, he participated in the Linking Lives Study Abroad Program. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, offering various tax-aware and customization features.

Moise Compaore is a financial advisor at Wells Fargo Clearing with three years of industry experience. He holds a Series 66 designation and previously worked at Fiserv and SAA Logistics. Outside of his advisory role, he works as a rideshare driver in Charlotte, NC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical for large institutional advisers.

Dorothy Miller is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 63 designation and 17 years of industry experience. She has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Outside of her advisory role, she serves as a transportation specialist for the American Red Cross and is a member of the Caldwell Station Home Owners Association townhome committee. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research and analytics from the Wells Fargo Investment Institute.

Filip Sokolovski is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 credential and nine years of industry experience. He has worked at Bank of America and Merrill since 2017 and had a prior role at Uber Technologies. He serves as a board member for the Hawthorne/Tremont Square homeowners association, overseeing the annual budget and neighborhood maintenance. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Megan Sutula is a CFP® professional with nine years of industry experience, currently working at Vanguard Advisers since 2020. She has been associated with The Vanguard Group and its affiliated entities since 2017. Outside of her advisory role, she serves as an executor for an immediate family member’s estate. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach, constructing portfolios mainly from Vanguard funds and ETFs, and serving a large client base through its digital platform and extensive advisory team.

Anna Keisler is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Vanguard Advisers. Her prior roles include positions at The Home Depot, Orion Advisor Technology, SG Financial Advisors, and Wells Financial Management. She holds Series 63 and Series 65 licenses and is based in Charlotte, NC. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach. The firm manages portfolios primarily composed of Vanguard funds and ETFs, offering customization features such as tax-aware strategies and ESG options.

Daniel Chang is a CFP®-certified financial advisor with 16 years of industry experience. He has been with Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group, Inc. since 2016, working in the Charlotte, NC area. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with personalized asset allocations mainly constructed from Vanguard funds and ETFs.

Ryan Murphy is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and having two years of industry experience. His prior roles include positions at Janney Montgomery Scott and multiple functions within Vanguard entities. Outside of finance, he has worked in food service and retail environments early in his career. Vanguard Advisers offers automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily Vanguard funds and ETFs, serving a large client base through a digital platform supported by over 2,200 advisors.

Brett Meade is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and two years of industry experience. His prior roles include positions at Bank of America, Merrill Lynch, and Fidelity Investments. He has also been involved in various non-financial ventures, including employment with Serious Business Painting, LLC, and work connected to Wild Labs. Vanguard Advisers serves retail investors and employer-sponsored retirement plan participants through both automated and human-supported investment advice. The firm utilizes a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering tax-aware features and customization options.

Michael Sullivan is a financial advisor with Fidelity Investments in Charlotte, NC, holding a Series 66 designation and five years of industry experience. His prior experience includes roles at Wells Fargo Bank NA and Vanguard. He works at Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios for intermediary platforms.

Thomas Manuel is a financial advisor with OSAIC in Charlotte, NC, holding Series 65 and Series 63 credentials and five years of industry experience. His prior roles include positions at The Vanguard Group, Gaiser Financial Group, and various other firms. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through a broad network of advisers and uses a range of asset-allocation tools and third-party solutions to construct and manage portfolios across multiple investment types.

Steve Masciangelo is a financial advisor at Vanguard Advisers with 16 years of industry experience. He holds the Series 66 designation and has previously worked at TIAA-CREF before joining Vanguard in 2021. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs.

James Murphy is a financial advisor with Vanguard Advisers based in Charlotte, NC, holding Series 63 and Series 66 credentials and eight years of industry experience. His prior roles include positions at MML Investors Services, Mass Mutual Life Insurance, AXA Advisors, and Northwestern Mutual. Outside of his advisory work, he is involved in Airbnb hosting as a landlord in Hilton Head, SC. Vanguard Advisers provides automated and human-supported investment advice focused on retail investors and eligible participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach featuring personalized asset allocations and portfolios constructed mainly from Vanguard funds and ETFs.