Patrick Wittekind is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and 38 years of industry experience. He previously worked at Stifel Independent Advisors, LLC for 22 years and has been self-employed for over two decades. Outside of his advisory role, he serves as a trustee for his own defined benefit and 401(k) retirement plans. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary advisory services and supports its large network with advanced planning tools and specialized programs such as municipal advisory and SIMPLE IRA Employer Consulting Services.

Jason Bailey is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds Series 63 and Series 65 licenses and has 11 years of industry experience, all with Vanguard Marketing Corporation and The Vanguard Group, Inc. He previously operated Baileys Total Home Care for 12 years. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering tax-aware and customizable investment solutions at scale.

Bruce Lau is a financial advisor with Edward Jones in Mooresville, North Carolina, holding Series 63 and Series 66 licenses and possessing 23 years of industry experience. He has been with Edward Jones since 2003. Outside of his advisory work, he is a certified independent contract pilot and has served as a first officer for American Airlines. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad spectrum, including non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

David Jones is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 66 and Series 63 licenses and bringing 23 years of industry experience. His career includes multiple tenures at Wells Fargo Clearing and a prior role at CapFinancial Securities LLC. From 2014 to 2020, he was involved with Seaboard Brewing Company. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions across a broad range of financial products.

Matthew Clauss is a financial advisor at Morgan Stanley with 34 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley since 2019, including time at Morgan Stanley Private Bank, N.A. Prior to that, he was with Wells Fargo Clearing and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and research.

Wesley Gaines is a CFP® professional with 20 years of industry experience, currently serving at Vanguard Advisers since 2023. He has been affiliated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2006. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach that incorporates proprietary methodologies and Vanguard funds and ETFs. The firm manages a large client base through a combination of digital delivery and personalized advisor support.

Jeremy Huberty is a Series 66-licensed financial advisor with Vanguard Advisers, based in Charlotte, NC. He has 22 years of industry experience, all spent with The Vanguard Group since 2004. Vanguard Advisers delivers both automated and human-supported investment advice, serving retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily constructs portfolios from Vanguard funds and ETFs.

Veronika Kuzko is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and three years of industry experience. Prior to her current role, she has worked at Primerica Financial Service and has been a travel agent at Archer Travel Service, Inc. since 2021, organizing various personal and business travel arrangements. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

James Parker is a CFP® with 23 years of industry experience, currently serving at Vanguard Advisers since 2002. He has worked exclusively with The Vanguard Group throughout his career. Outside of his advisory role, he has been involved in managing Parker & Sons Farm since 1990. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach. The firm manages a large client base through digital delivery and a team servicing model, offering personalized portfolios primarily composed of Vanguard funds and ETFs with various tax-aware and customization features.

Lukas Van Beek is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on serving clients with significant success, including business owners, entrepreneurs, senior executives, and investors, helping them close gaps in their financial planning and advance measurable progress toward their life, career, and legacy objectives. Lukas and his team emphasize purposeful action by engaging clients in strategic discussions about their wealth, priorities, and values. They provide structured analysis and persistent focus to pursue ambitious goals, offering a deeper level of thought and robust engagement while helping clients restore valuable free time. He holds a Bachelor's Degree from Washington State University and professional designations including Certified Private Wealth Advisor (CPWA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment (SE). Lukas is also involved with the Downtown Seattle Association.

Gloria Potts is a financial advisor with Cambridge Investment Research Advisors in Charlotte, NC, holding Series 63 and Series 65 credentials and with 22 years of industry experience. She has worked with Cambridge Investment Research since 2015 and has longstanding experience with Millennium Financial Group and various insurance carriers. Outside of her advisory work, she serves as a board member for BLP Ministries and is an ordained minister conducting occasional weddings and funerals. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals. The firm manages a multi-billion dollar asset base and provides access to multiple platforms, third-party advisers, and proprietary model strategies.

Tyler Smithwick is a financial advisor at Wells Fargo Clearing with Series 63 credentials and one year of industry experience. His prior work includes roles at US Tech Solutions Inc and The CBD Centers, as well as entrepreneurship with Red Rocks Cafe. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

John Hunter is a financial advisor with Vanguard Advisers, holding a Series 66 designation and based in Charlotte, NC. He has been with Vanguard and its affiliates since 2025 and has prior experience in a variety of roles including educational and service positions. Outside of advisory work, he participated in the Linking Lives Study Abroad Program. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, offering various tax-aware and customization features.

Moise Compaore is a financial advisor at Wells Fargo Clearing with three years of industry experience. He holds a Series 66 designation and previously worked at Fiserv and SAA Logistics. Outside of his advisory role, he works as a rideshare driver in Charlotte, NC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical for large institutional advisers.

Dorothy Miller is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 63 designation and 17 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she works as a transportation specialist with the American Red Cross and serves on the townhome committee for the Caldwell Station Homeowners Association. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Filip Sokolovski is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 credential and nine years of industry experience. He has worked at Bank of America and Merrill since 2017 and had a prior role at Uber Technologies. He serves as a board member for the Hawthorne/Tremont Square homeowners association, overseeing the annual budget and neighborhood maintenance. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Megan Sutula is a CFP® professional with nine years of industry experience, currently working at Vanguard Advisers since 2020. She has been associated with The Vanguard Group and its affiliated entities since 2017. Outside of her advisory role, she serves as an executor for an immediate family member’s estate. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach, constructing portfolios mainly from Vanguard funds and ETFs, and serving a large client base through its digital platform and extensive advisory team.

Anna Keisler is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Vanguard Advisers. Her prior roles include positions at The Home Depot, Orion Advisor Technology, SG Financial Advisors, and Wells Financial Management. She holds Series 63 and Series 65 licenses and is based in Charlotte, NC. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach. The firm manages portfolios primarily composed of Vanguard funds and ETFs, offering customization features such as tax-aware strategies and ESG options.

Daniel Chang is a CFP® with 16 years of industry experience, currently serving as an advisor at Vanguard Advisers in Charlotte, NC. He has been with Vanguard and its affiliated entities since 2016 and previously worked at BB&T Investment Services from 2008 to 2014. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary methodologies and Vanguard funds, managing a large client base through its digital platform and extensive advisor team.

Ryan Murphy is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and having two years of industry experience. His prior roles include positions at Janney Montgomery Scott and multiple functions within Vanguard entities. Outside of finance, he has worked in food service and retail environments early in his career. Vanguard Advisers offers automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily Vanguard funds and ETFs, serving a large client base through a digital platform supported by over 2,200 advisors.