Matthew Fleming is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2014. He has been associated with The Vanguard Group and its related entities since 2006. Fleming is based in Charlotte, NC. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and primarily invests in Vanguard funds and ETFs, combining scale with digital delivery to manage a large client base.

Ian Penny is a financial advisor at Wells Fargo Advisors with eight years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing Services LLC since 2018. Prior to his career in financial services, he worked in event management and academic support roles at Guilford College. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients meeting a net-worth threshold, utilizing proprietary research and planning tools to develop recommendations delivered through discrete planning engagements.

Christopher Richard is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2012. He has been associated with The Vanguard Group and its related entities since 2007. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through its digital platform combined with a team servicing model.

John Howard is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and eight years of industry experience. His prior work includes roles at The Vanguard Group, Vanguard Marketing Corporation, and Coca-Cola Bottling Company Consolidated. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs.

Brandon Perkins is a Series 66 licensed financial advisor with five years of industry experience, currently with Wells Fargo Clearing in Charlotte, NC. His prior roles include positions at TD Ameritrade, DiSys, and Charter Communications. He serves as treasurer for the Revels Family Foundation, which provides scholarships. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets across more than 14,000 advisors and provides a range of brokerage and advisory solutions.

Matthew Duliba is a CFP® certificant with 10 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. His prior work includes roles at PNC Financial Corporation and Next Financial Group, Inc. Outside of finance, he participates as a TV show participant with Delirium TV LLC and is involved in public speaking on mental health topics. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models and primarily invests in Vanguard funds and ETFs, offering a range of customizable portfolio options.

Jenny Duncan is a financial advisor at Vanguard Advisers with 32 years of industry experience. She holds Series 63 and Series 65 designations and has worked with firms including Charles Schwab & Co., RSM US Wealth Management, and Wells Fargo Funds Distributor. She is currently based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, with portfolios constructed mainly from Vanguard funds and ETFs.

Jaret Tidwell is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2018. His prior experience includes roles at Creative Planning and TIAA-CREF. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing hundreds of thousands of client relationships through a team servicing model.

Alexis Mchugh is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Vanguard Advisers, Alexis held roles within Vanguard Marketing Corporation and The Vanguard Group, Inc. She is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm’s approach combines goal-based, algorithm-driven asset allocation with portfolios constructed mainly from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Thomas Sandry is a CFP® with 10 years of industry experience and has been with Vanguard Advisers since 2020. He has worked with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2016 and previously spent a year at Edward Jones. Outside of finance, he was involved with Show Pros Entertainment from 2016 to 2018. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, predominantly employing Vanguard funds and ETFs, with a variety of tax-aware and customization features.

Keyton Elmore is a financial advisor at Edward Jones in Indian Trail, NC, with two years of industry experience. He holds a Series 66 designation and has held positions at Principal Securities Inc, Principal Life Insurance Company, and several other firms. Prior to his financial career, he spent six years at the University of Alabama and three years at Shoal Creek Country Club. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Hannah Vann is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. She has held roles at Vanguard Advisers, The Vanguard Group, and Vanguard Marketing Corporation since 2026. Prior to joining Vanguard, her work experience includes positions at RSM US, LLP, Afni, Inc., and various non-financial roles. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach incorporating proprietary glide-path methodology and the Vanguard Capital Markets Model, with portfolios built mainly from Vanguard funds and ETFs.

Karl Curry is a financial advisor at Equitable Advisors with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Aon Hewitt Financial Advisors and Talentbridge prior to his current role. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of investment adviser representatives and utilizes third-party asset managers and advisory programs.

James Lange is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. Prior to joining Vanguard, he worked at City Market, Park Place Technologies, Vail Resorts, and held various positions in academic settings. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios primarily from Vanguard funds and ETFs, offering a range of tax-aware and customization features.

Thomas Harding is a Series 66 licensed financial advisor at Edward Jones with five years of industry experience. He has been with Edward Jones since 2020 and previously worked at Otsuka America Pharmaceutical, Inc. from 2010 to 2019. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a network of over 23,700 advisors and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Logan Blough is a financial advisor at Vanguard Advisers with 14 years of industry experience. He holds Series 63 and Series 65 designations and has been with Vanguard Advisers since 2014. His work history also includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and constructs portfolios largely from Vanguard funds and ETFs.

Brett Couch is a CFP® with 13 years of industry experience, currently serving as an advisor at Vanguard Advisers. He has worked at THE Vanguard Group, Inc. since 2013 and manages Perry's Market, a retail grocery store in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm combines a goal-based, algorithm-driven approach with Vanguard funds and ETFs to deliver personalized asset allocations and portfolio customization.

Troy Jones is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and 14 years of industry experience. His career includes roles at Wells Fargo Bank, N.A. since 2011 and Edward Jones from 2009 to 2011. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Nicolae Porancea is a CFP® credentialed financial advisor with 14 years of industry experience, currently working at Vanguard Advisers since 2013. He is based in Charlotte, NC, and holds a Series 63 license. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary methodologies and primarily Vanguard funds and ETFs to construct personalized portfolios.

Joseph Reyes is a financial advisor at Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses with three years of industry experience. Prior to joining Vanguard Advisers, he worked at Vanguard Marketing Corporation and The Vanguard Group, Inc. Reyes has also been involved with Reyes Enterprise Inc. and TF Yachts. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a range of customizable portfolios primarily constructed from Vanguard funds and ETFs.