Caleb Cronic is a financial advisor at Raymond James & Associates with nine years of industry experience. He holds the Series 66 designation and previously served ten years in the United States Navy. Caleb is an officer and CEO of the United States Naval Academy Alumni Association in Jacksonville, FL, and serves as a trustee for Southside Baptist Church. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, charitable organizations, and public entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Seth Gieselman is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked in various roles within Fidelity since 2010. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolio delivery.

Beth Williams is a financial advisor at Merrill with 34 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Merrill and Merrill Lynch Life Agency since 1991. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeffrey Betros II is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 credential and bringing 12 years of industry experience. His prior roles include positions at Pacer Advisors, Fisher Investments, Wells Fargo Funds Management, and Bank of America. He is also the CEO of Coastal Oak Wealth Advisors and JSBII Wealth Management LLC, support companies affiliated with his advisory work. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, pension plans, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, while also maintaining services in municipal and public finance advisory.

Adam Klohr is a financial advisor with Thrivent Investment Management in Jacksonville, FL, holding a Series 66 designation and 25 years of industry experience. He has been with Thrivent and its predecessor entities since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering one-time or ongoing planning engagements that cover a broad range of topics such as retirement, income tax, estate, and special needs planning. The firm combines holistic, goal-based analyses with managed-account programs under a consolidated WealthPlan option while maintaining separation between planning and portfolio management services.

Leonardo Barcena is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. Prior to joining Fidelity in 2025, he worked as an independent contractor for Uber and DoorDash. Fidelity’s Strategic Advisers LLC division provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

Michael Oleszek is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has been with various Fidelity entities since 2010, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across various investment vehicles.

Robert Corrao is a financial advisor with Morgan Stanley in Jacksonville, FL, holding a Series 63 designation and 32 years of industry experience. He has been associated with Morgan Stanley Smith Barney since 2009 and the Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a variety of investment services.

William Gaines is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been a financial advisor since 1993 and joined Merrill Lynch in 2003. In his role, he and his team work with a select group of families to coordinate various aspects of their financial lives and assist in making informed decisions across generations. His areas of focus include investment planning, credit and lending, tax-aware investment strategies, alternative investments, and trust and estate planning services. Trust, fiduciary, and investment management services are provided through Bank of America, N.A., a subsidiary of Bank of America Corporation. William holds the professional designation of Personal Investment Advisor (PIA). William earned his bachelor's degree from Boston University. He resides in Jacksonville Beach, Florida, with his wife, Kimberly, and their three children.

Carissa Jackson is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several firms, including Truist Advisory Services, Brighthouse Financial, and AXA Distributors. Outside of her advisory role, she serves as a board member for the First Coast Cultural Center, a nonprofit supporting local arts, and holds board positions with the Ponte Vedra Chamber of Commerce and the Flagler Tiger Bay Club. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm integrates institutional advisory operations with broker-dealer and investment adviser functions, delivering recommendations on a non-discretionary basis.

Christopher Oberley is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 10 years of industry experience. His background includes roles at JP Morgan Chase Bank and First Horizon Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and technology-driven investment solutions.

Alex Bell is a financial advisor at Merrill with five years of industry experience. He holds the Series 66 and Series 63 designations. Prior to joining Merrill and Bank of America in 2026, he worked at TIAA and TIAA-CREF Individual & Institutional Services for five years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Molly Vines is a Series 66-licensed financial advisor with Merrill in Jacksonville, FL, and has 24 years of industry experience. She has been with Merrill Lynch since 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies managed by internal and third-party teams for a range of clients including individuals, high-net-worth investors, and organizations.

Mark Peters is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 licenses and having seven years of industry experience. He has worked at Fidelity Brokerage Services LLC since 2018 and joined Fidelity Investments in 2025. Prior to his tenure at Fidelity, he was with MDA Enterprises Inc. for 17 years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a range of clients, including charitable funds and registered investment companies, and is noted for its use of systematic methodologies and formal advisory roles.

Marc Porrazzo is a financial advisor at Merrill with 32 years of industry experience. He holds a Series 63 designation and has been with Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kevin Victory is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with six years of industry experience. His prior roles include positions at Bank of America and PNC Bank. He serves as a trustee for a family special needs trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through model-based and discretionary strategies, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brendon Mitcham is a financial advisor at Fidelity with two years of industry experience. He holds Series 66 and Series 63 credentials. Prior to joining Fidelity, he was involved in various marketing and media roles, including positions at MADD Marketing LLC, Aletheia Digital, and Cox Media Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, combining proprietary fundamental research with quantitative analysis and systematic portfolio construction. The firm manages model portfolios using a range of mutual funds, ETFs, and ETPs, and serves both retail and institutional investors, including registered investment companies.

Sheryl Brown is a financial advisor with Merrill based in Jacksonville, FL, holding a Series 66 designation and 20 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006 and Bank of America, N.A. since 2011. Outside of her advisory role, she owns and manages rental properties in Jacksonville. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Zachary Stevenson is a financial advisor at Merrill with 20 years of industry experience. He holds the Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Russo is a financial advisor with Merrill based in Jacksonville, Florida. He holds a Series 66 designation and has 15 years of industry experience. He has been with Bank of America, N.A. and Merrill since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.