Ronald Garrison Jr. is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2007. Outside of his advisory role, he owns a rental property in Clermont, Florida. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers a broad range of investment and financial services through its extensive network of advisors.

Edward Winokur is a financial advisor with Raymond James & Associates in Orlando, FL, holding Series 65 and Series 66 credentials and bringing 27 years of industry experience. Prior to joining Raymond James in 2026, he worked at Oppenheimer & Co. for eight years and Ameriprise Financial Services for eight years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and consulting services supported by a broad range of portfolio management styles and affiliated research.

Marcus Gilford is a financial advisor at Fidelity with three years of industry experience and holds a Series 66 designation. Prior to joining Fidelity, he worked at Morgan & Morgan for nine years. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop and manage model portfolios across mutual funds, ETFs, and ETPs.

Michele Finley is a financial advisor at Morgan Stanley with 15 years of industry experience. She has been with Morgan Stanley since 2012 and holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs including tailored financial planning supported by firm-approved planning tools and advanced modeling techniques.

Petya Yordanova is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 65 licenses and having eight years of industry experience. She has been with Charles Schwab since 2017, previously working at BOOKS & ASSOCIATES CPAs/WEALTH MANAGEMENT GROUP, LLC from 2015 to 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s integrated structure combines non-discretionary advisory relationships with access to discretionary separate managed accounts and offers multi-asset model portfolios supported by centralized custody and operational capabilities.

Xiaping Lin is a CFP® professional with seven years of experience in the financial services industry. They have worked at Charles Schwab & Co., Inc. since 2026, following six years at Merrill Lynch, Pierce, Fenner & Smith, Inc., and four years at MassMutual. Lin also maintains a role as a life insurance agent through which they receive residual income from past cases. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio investment approach supported by centralized supervisory and operational infrastructure.

Christopher Luciano is a financial advisor with Charles Schwab based in Orlando, FL, holding a Series 66 designation and 11 years of industry experience. His career includes roles at Charles Schwab and Fidelity Investments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative-investment process.

Bryan Delpino is a financial advisor at Raymond James & Associates with four years of industry experience. He holds the Series 63 and Series 66 credentials. Prior to joining Raymond James, he worked at Truist Investment Services, INC., Truist Advisory Services, and Suntrust, now part of Truist. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional consulting, drawing on a range of portfolio management styles and affiliated research.

Stacey Demchak is a Wealth Management Planning Consultant at Fidelity Investments. She has been with Fidelity since 2018, progressing through roles from Financial Representative to Relationship Manager, Planning Consultant, and currently Wealth Management Planning Consultant. Her work focuses on collaborating with clients and their families to understand their goals and develop tailored financial plans. Stacey partners with clients and her colleagues to create strategies clients can have confidence in and take pride in. Outside of her professional role, Stacey has interests in art, concerts, movies, parenthood, pets, and traveling.

Deborah Turner is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with Cetera and its affiliate Cetera Financial Specialists LLC since 1999. Outside of her advisory role, she owns an accounting and consulting firm, Datch Corporation DBA Alternative Small Business Solutions, and serves on several community boards including The Baytree Center Association and Orlando Sunshine Condominium Association. Cetera Investment Advisers LLC is a multi-manager platform offering portfolio management, financial planning, and retirement services to a wide range of clients, including individuals, employer-sponsored plans, and institutional accounts. The firm supports advisors with access to affiliated and third-party investment managers and manages over $256 billion in assets across more than 10,000 advisors.

Sean Silver is a financial advisor at Fidelity with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill and Charles Schwab. Currently based in Gotha, FL, he has been with Fidelity in various roles since 2021. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic methods to manage portfolios across multiple asset classes.

Bradford Malloy is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he collaborates with Merrill clients to understand their current financial situations and introduces them to solutions offered through Merrill and Bank of America. His approach focuses on empowering clients with the knowledge and tools needed to manage their financial lives effectively. He holds the designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from Mercer University. Bradford's professional philosophy centers on helping clients identify what matters most to them and their families to develop strategies that pursue their financial goals.

Stephanie Carter is a financial advisor with Merrill in Lake Mary, Florida, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has worked with Merrill Lynch, Pierce, Fenner and Smith, Inc. since 2009 and with Bank of America, N.A. since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors. The firm supports trading, account administration, and custody while employing strategic and tactical asset allocation, including tax-aware strategies for investors with higher tax sensitivity.

Clint Shea is a financial advisor at Equitable Advisors with five years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors since 2020. Outside of his advisory role, he serves as a trustee of a trust for his parents. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and asset management programs. The firm’s approach involves assessing client risk tolerance and matching clients with program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Kimberly King is a financial advisor at Raymond James Financial with 19 years of industry experience. She holds a Series 66 designation and has worked at Raymond James Financial Services Advisors Inc. since 2013, as well as at Concurrent Advisors from 2018 to 2023. Outside of her advisory role, she is involved in remote online notarization services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers non-discretionary planning and consulting tailored to client goals, supported by detailed risk profiling and outcome modeling, and maintains specialized municipal and SIMPLE IRA advisory services.

Michael Brodsky is a financial advisor with Ameriprise in Oviedo, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Ameriprise and its related entities since 2010. Outside of his advisory role, Brodsky serves as president and board member for multiple community organizations, including the Yale Alumni Association of Central Florida and the All-Ivy Club of Central Florida, and he is an author of a book on personal improvement. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing tailored recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and adaptive withdrawal advice delivered through a centralized consulting team in partnership with client advisors.

Alyssa Benitez is a Series 66 licensed financial advisor with seven years of industry experience, currently with J.P. Morgan Securities since 2020. Prior to joining J.P. Morgan, she worked at Bernstein Private Wealth and maintained involvement with her former law practice through Sidebar Consulting. In addition to her advisory role, she is a co-owner of Skora Skin, an aesthetic medical business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative analysis supported by centralized due diligence and offers capabilities in derivatives and commodities through various regulatory registrations.

Danielle Fink is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 designations and three years of industry experience. Her background includes roles at JPMorgan Chase Bank, Amazon, and Navy Federal Credit Union. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening with qualitative research and may incorporate ESG criteria in its recommendations.

Daniel Chiavaroli is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016 and at Wachovia Bank since 2006. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources, managing approximately $671 billion in assets with over 14,000 financial advisors.

John Stewart IV is a ChFC® and Series 66 designated financial advisor with 27 years of industry experience, currently with Edward Jones since 2012. He serves on the boards of the Lake County Sheriffs Charities Organization and the Mount Dora Kiwanis Club. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and affiliated investment products. The firm is notable for its large retail advisor and branch network as well as its affiliated capabilities beyond advisory services.