Edward Offutt is a financial advisor with Goldman Sachs Wealth Services in Miami, FL, holding Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at World LGX, Georgetown University’s McDonough School of Business, Consilio, Morgan Stanley, and Uber. He is also co-owner of The Trash Heroes LLC, a waste removal company based in Miami. Goldman Sachs Wealth Services serves a broad client base ranging from individual investors to institutional clients, offering financial planning and portfolio management alongside specialized programs such as Private Family Office and Executive Wealth services. The firm integrates strategic allocation models and manager selections within the wider Goldman Sachs ecosystem to provide tailored advisory solutions.

Hector Hernandez is a financial advisor with Principal Financial Services in Weston, FL, holding Series 63 and Series 66 licenses and 20 years of industry experience. He has worked at Principal Securities and Principal Life Insurance Company since 2006. Hector also serves as a bank officer supporting Principal’s retirement plan account relationships across insurance, broker-dealer, and bank/trust offerings. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individuals, retirement plans, trusts, estates, and business entities. The firm offers financial planning, retirement plan consulting, and access to third-party money manager solutions through various advisory and promoter arrangements.

John Castillo Tacuri is a financial advisor at Centaurus Financial, Inc. with a Series 65 credential and one year of industry experience. Prior to joining Centaurus Financial, he worked at Cambridge Investment Research, Inc. He has a background in education, having taught at Tufts University and several secondary schools from 2015 to 2023. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, businesses, and institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing a combination of fundamental and technical analysis across discretionary and non-discretionary arrangements.

Michael Foulkes is a Series 65 licensed financial advisor with Mariner, holding three years of industry experience. His prior roles include positions at Neil Jesani Advisors Inc., Grove Bank & Trust, and Ladin Tax & Financial Group. Outside of his advisory work, he is a member and CFO of MZF Enterprises 21 LLC, an Amazon drop-shipping business. Mariner serves a diverse client base, including high-net-worth individuals, pension plans, trusts, and corporations, offering investment management, financial planning, and tax services. The firm employs discretionary, customized portfolios supported by an internal investment team and third-party managers, with a notable emphasis on integrated tax and accounting services.

Alexander Recalde is a financial advisor at Citigroup Global Markets with a Series 66 credential and two years of industry experience. Prior to joining Citigroup in 2025, he worked at Morgan Stanley from 2022 to 2025 and had brief roles at Wells Fargo and Wells Fargo Advisors. Outside of his advisory work, he is an owner of a rental property in Doral, Florida. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs through discretionary and non-discretionary strategies. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services.

Idalia Lemus is a financial advisor at Citigroup Global Markets with four years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Citi since 2017, including prior roles at Suntrust Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including acting as a swap dealer and futures commission merchant.

Eric Garzon is a financial advisor at Citigroup Global Markets with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing and Wells Fargo Bank NA. Based in Miami, FL, Garzon joined Citi Group in 2022. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including in-house research and acting as a swap dealer and futures commission merchant.

Slavica King is a financial advisor at Guardian Life with a Series 66 designation and two years of industry experience. Her background includes multiple roles at Guardian Life since 2019 and prior work at Slanted Door, Lokanta, Oasis, and Blackhawk Grille. Guardian Life, through its subsidiary Park Avenue Securities LLC, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides tailored financial planning and discretionary management, combining proprietary and third-party strategies alongside access to insurance products and alternative investments.

Jose Daniel Hernandez is a financial advisor at Citigroup Global Markets with one year of industry experience. He holds a Series 66 designation and previously worked at Merrill, Citibank N.A., and Florida International University. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm’s large institutional scale and specialized market roles distinguish it from typical advisory firms.

Yoraxi Esis is a financial advisor at Citigroup Global Markets with 12 years of industry experience. She holds Series 66 and Series 63 credentials and has worked at various Citigroup-related entities since 2012, including Citibank IPB, CGIS Securities LLC, and Citigroup Global Markets. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs, broker-dealer execution, custody services, and derivatives trading. The firm employs multi-asset, multi-manager strategies with internal oversight and offers bespoke solutions for large relationships.

John Arango is a financial advisor with Empower Advisory Group in Miramar, FL, holding Series 63 and Series 66 licenses and having 11 years of industry experience. He has worked at Empower Advisory Group since 2025 and concurrently with Gwfs Equities, Inc. since 2016. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm uses an integrated service model connected to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Carlos Dominguez Gil is a financial advisor with Citigroup Global Markets, holding Series 63, 65, and 66 registrations and 14 years of industry experience. He has worked at Citigroup since 2020 and previously spent four years at Goldman Sachs & Co. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including operating as a security-based swap dealer and futures commission merchant.

Jacob Alvarez is a financial advisor at Citigroup Global Markets with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citigroup Global Markets since 2017. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains a unique combination of large institutional scale and specialized market roles.

Mariana Fernandez is a financial advisor at Citigroup Global Markets with three years of industry experience. She holds a Series 66 designation and has been with Citibank N.A. since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, including providing bespoke discretionary solutions and operating as a swap dealer and futures commission merchant.

Peter Stevens is a financial advisor with Commonwealth Financial Network holding a Series 66 designation and 28 years of industry experience. He has worked at Stevens Financial Inc. since 2008 and held prior roles at Summit Financial Group, Cetera, and Cary Stamp & Co. Stevens also engages in fixed insurance sales as a secondary business activity. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and hundreds of thousands of clients. The firm provides a comprehensive adviser-support platform with managed-account programs, third-party asset manager access, and custody services.

Cesar Alonso is a financial advisor at Citigroup Global Markets with 19 years of industry experience. He holds a Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006. Since 2014, he has also been affiliated with Citigroup and its related entities. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles and arrangements.

Luz Castre is a financial advisor at Citigroup Global Markets with 24 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Citigroup since 2017, previously working at HSBC Bank USA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, combining large institutional scale with specialized market roles.

Stephen Estep is a financial advisor with Corient, holding Series 63 and Series 65 licenses and 23 years of industry experience. His prior roles include positions at Morgan Stanley Services Group and E*TRADE Capital Management. Based in Miami, FL, he has been with Corient since 2023. Corient provides investment advisory and financial planning services to a wide range of clients, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporations. The firm uses a goals-based, team investment approach incorporating both in-house strategies and third-party managers, supported by continuous portfolio monitoring and risk management tools.

Desi Gonzalez Posada is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and four years of industry experience. Prior to joining Citigroup in 2022, Desi worked at Wells Fargo Clearing and Wells Fargo Bank, and also has experience in academic settings at Florida International University and Miami Dade College. Outside of finance, Desi has worked in the food service industry with Cold Stone Creamery. Citigroup Global Markets serves individual and institutional clients across a range of private banking and wealth management segments, offering multi-asset, multi-manager investment strategies through various advisory programs. The firm combines large institutional scale with specialized market roles, including in-house research and derivatives services, supporting a broad set of customized investment solutions.

Laura Maares is a financial advisor at Citigroup Global Markets with one year of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes roles at Citibank NA and XP Securities. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles including in-house research and derivatives services.