Alejandra Hernandez Duque is a Series 66-licensed financial advisor with six years of industry experience, currently with Citigroup Global Markets in Miami, FL. She has worked with Citibank NA and CITI International Financial Services LLC since 2016. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines institutional scale with specialized market roles, including swap dealer and futures commission merchant activities.

Thor Gould is a financial advisor at Farther with 11 years of industry experience, including a decade at Goldman Sachs. He holds Series 65 and Series 66 credentials. Gould serves as the president of the United States Naval Academy Alumni Foundation Miami Chapter. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a web and mobile platform as well as in-person meetings. The firm’s investment approach is based on Modern Portfolio Theory, utilizing proprietary model portfolios, algorithmic rebalancing, and a mix of ETFs, mutual funds, equities, and fixed income.

Brian Mercado is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has been with Citigroup since 2013. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs along with broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies using internal standards and oversight committees to select and monitor managers, combining large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Gustavo Martinez Cabrera is a financial advisor at Citigroup Global Markets with Series 66 and Series 63 credentials and one year of industry experience. He previously worked at HSBC Bank USA NA for eight years. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with oversight committees to select and monitor managers and maintains functions such as in-house research, security pricing, and derivatives services.

Shelly Ruiz is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Citigroup since 2009. Outside of her advisory role, she serves as a stockholder and vice president of USA Air Conditioning Co., a business owned by her husband. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and maintains substantial in-house research and market roles not commonly found at peers.

Caroline Armstrong is a financial advisor at Citigroup Global Markets with five years of industry experience. She holds a Series 66 designation and has worked previously at Morgan Stanley, Wells Fargo Clearing, and Banco Santander International. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including research, security pricing, and derivatives services.

Bernardo Carabelli is a Series 66-licensed advisor at Citigroup Global Markets with four years of industry experience. His prior roles include positions at Intellego Health LLC, Bolfootball LLC, and involvement with the United States Tennis Association, as well as academic roles at Rollins College and Stetson University. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm generally employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and combines large institutional scale with distinctive market roles and arrangements.

Wellington Augusto Mazutti is a financial advisor with Citigroup Global Markets holding a Series 66 designation and two years of industry experience. His prior work includes roles at IESE Business School and General Motors. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies using both discretionary and non-discretionary programs, combining large institutional scale with specialized market roles such as swap dealing and futures commission merchant activities.

Javier Gutierrez is a financial advisor at Citigroup Global Markets with Series 63 and Series 65 credentials and one year of industry experience. His prior roles include positions at Northern Trust Bank, HIG Capital, WE Family Offices, and Ernst and Young. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs, as well as broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles such as swap dealing and futures commission merchant services.

Raoul Rodriguez Walters is a CFP® with 13 years of industry experience, currently serving at Mariner Wealth Advisors since 2023. His prior experience includes roles at Congress Wealth Management LLC and Pinnacle Advisory Group, Inc. He is a trustee of an irrevocable life insurance trust (ILIT) since 2005 and is active as a conference speaker, author for the Global Financial Planning Institute, and serves on a nonprofit board in Miami. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, and corporations, providing investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm offers customized discretionary portfolios supported by an internal management team and emphasizes integrated tax and accounting services alongside traditional portfolio management.

Armando Figueroa Cartagena is a financial advisor at Citigroup Global Markets with 16 years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2012. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including in-house research, swap dealer activities, and bespoke discretionary solutions for large relationships.

Ivan Acimovic is a financial advisor with Truist Advisory Services and holds a Series 66 designation. He has three years of industry experience, including roles at Merrill, Truist Bank, and Bank of America. Outside of his advisory work, he is involved as a member of a real estate investment entity in Miami Beach, FL. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and integrated inter-affiliate services.

Kevin Corbin is a financial advisor with Empower Advisory Group in Miami, FL, holding Series 63 and Series 65 licenses and 10 years of industry experience. His prior roles include positions at Personal Capital Advisors Corporation, Fisher Investments, TD Ameritrade, and Key Investment Services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated approach is tied to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions within plan lineups selected by plan sponsors.

Eduardo Mejia is a financial advisor at Citigroup Global Markets with two years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citi Bank since 2019, following prior roles at Popular Bank and Wells Fargo. Outside of his advisory role, he works part-time as an inbound stocker at a large retail store in Miami. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and security-pricing capabilities, alongside roles as a swap dealer and futures commission merchant.

Christie Bergamin is a financial advisor at Citigroup Global Markets with three years of industry experience. She has been with Citigroup since 2017, following a year at Citibank N.A. She holds the Series 66 designation. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad set of investment advisory programs and broker-dealer services. The firm utilizes multi-asset, multi-manager strategies with oversight committees to select and monitor managers, combining large institutional scale with unique market roles and arrangements.

Mary Early is a financial advisor with Transamerica Financial Advisors in Miami, FL, holding Series 63 and Series 66 licenses and 11 years of industry experience. Her background includes roles at Aflac, Colonial Life and Accidents, Avmed Medicare, and consulting on employee benefits. She is also active in union membership recruitment for AFSCME and serves as a notary public. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base including individual investors, employer-sponsored plans, trusts, and businesses. The firm utilizes model portfolios and third-party managers, delivering services through a large advisor network and multiple program platforms.

Paulina Sepulveda Welcker is a financial advisor with PNC Wealth Management, holding Series 65 and Series 66 credentials and with 17 years of industry experience. She previously worked at TD Ameritrade for 11 years before joining PNC Investments LLC in 2023. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering for employees that uses algorithm-driven risk assessments and approved model strategies executed via mutual funds and ETFs.

Jorge Morasso is a financial advisor at Citigroup Global Markets with 27 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. Prior to joining Citigroup in 2025, he spent a decade at Morgan Stanley Private Bank and 11 years at Morgan Stanley. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and security pricing, while providing a broad range of advisory and execution services.

Atif Sakrani is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. He has been with TIAA-CREF since 2013. Outside of his advisory role, he is involved as an LLC member in a holding company related to rental property. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with pre-existing TIAA retirement plan relationships. The firm offers a range of portfolio management options, including model-based and customized portfolios, and acts as adviser to donor-advised funds, operating within a vertically integrated structure.

Maria Patino is a Series 66-licensed financial advisor with Citigroup Global Markets in Miami, FL, where she has worked since 2007. She has 24 years of industry experience. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution and custody services. The firm combines large institutional scale with unique market roles and arrangements, implementing multi-asset, multi-manager strategies through both discretionary and non-discretionary programs.