Daniel Halley Wright is a financial advisor with Merrill, holding a Series 66 designation and 12 years of industry experience. He has worked at Merrill since 2013 and Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Angel Ferrer is a Private Wealth Advisor at Merrill Private Wealth Management in Coral Gables, Florida. He serves as the primary point of contact for ultra-high-net-worth families, working closely with a team of specialists to provide a comprehensive range of financial services, including investment management, personal banking, customized lending, wealth management planning, trust and estate services, and brokerage services. With over 35 years of experience in finance, Mr. Ferrer has held positions at prominent institutions such as Citi Private Bank, Wachovia Wealth Management, Northern Trust Bank of Florida, and Barnett Bank. He also served as Director of Investor Relations for UniCapital Corporation, where he played a key role in executing a $532 million initial public offering. He began his banking career in 1986 and graduated with a Bachelor of Science degree in Finance from the University of Miami in 1985. Mr. Ferrer holds the Personal Investment Advisor (PIA) designation and is fluent in Spanish and English. Mr. Ferrer is a member of the Board of Directors of Voices for Children Foundation, a nonprofit organization focused on improving outcomes for children in foster care in Dade County. In his personal time, he enjoys boating, golfing, and traveling.

Ruben Trenche Olivero is a financial advisor at Merrill with 27 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith Inc. for 23 years and holds a Series 66 designation. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Derek Damas is a financial advisor with Cambridge Investment Research Advisors in Miami, FL. He holds a Series 66 designation and has been in the industry since 2026. Prior to his current role, his work history includes positions at Leach Student Recreation Center, Florida State University, and roles in the food service industry. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals and employs a variety of portfolio management strategies tailored to client objectives.

Christopher Bruce is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and 26 years of industry experience. He previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association from 2013 to 2023. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, investment consulting, and institutional fiduciary solutions with a non-discretionary advisory approach.

Alicia Llamazares is a Financial Consultant at Fidelity Investments, where she has been serving clients since 2024. Prior to this role, she worked as a Planning Consultant at Fidelity Investments from 2019 to 2023. Alicia's professional background also includes experience as an Investment Consultant at TD Ameritrade, Inc from 2017 to 2019 and at Scottrade, Inc from 2015 to 2017. Throughout her career, Alicia has focused on helping families achieve their financial well-being by understanding their needs, motivations, and aspirations. She collaborates with clients to develop plans that support their financial goals, leveraging Fidelity's trusted strategies for a diverse range of investors. Outside of her professional work, Alicia enjoys spending time with family, attending social events with friends, exploring culinary interests, and engaging in activities such as movies, music, and Pilates.

John O'rourke III is a CFP® professional at Merrill with two years of industry experience. Prior to joining Merrill, he spent seven years at First American Bank and over two decades at Montica Corporation. He is a co-owner of a family-operated retail jewelry business and serves as a board member for both the Estate Planning Council of Greater Miami and the Coral Gables Chamber of Commerce Foundation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Jorge Aguilar is a CFP® with 15 years of industry experience, currently serving at Wells Fargo Clearing since 2016. His prior roles include positions at Wells Fargo Advisors LLC and Wachovia Bank, N.A., where he has worked since 2005. Outside of his advisory work, he holds ownership interests in a family business and a dental practice operated with his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s IPS-driven process incorporates a broad range of investment products, including insurance-related vehicles and bank deposit sweep options, and it acts as an ERISA fiduciary in its investment advice.

Gary Ciampitti is a financial advisor with Mass Mutual Investors Services in Miami, FL, holding the CFP® and ChFC® designations and having 16 years of industry experience. He has worked with Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 2012. Outside of his advisory role, he is involved as an insurance broker offering life, fixed annuities, disability, long-term care, and health insurance products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, focusing on collaborative, annual planning relationships that utilize firm-approved software and deliver written recommendations.

Christian Neret is a Financial Consultant at Fidelity Investments, where he has been contributing since 2026. He has held several positions within Fidelity, including Investment Consultant from 2025 to 2026, Planning Consultant from 2023 to 2025, Relationship Manager from 2022 to 2023, and Financial Representative from 2020 to 2022. Throughout his tenure at Fidelity, Christian has focused on providing clients with personalized financial planning and strategies aimed at achieving their financial goals. He emphasizes understanding each client's unique objectives as a key aspect of his advisory approach. Outside of his professional responsibilities, Christian's personal interests include spending time at the beach, cars, cooking and baking, fishing, fitness, and traveling.

Bjorn Koch is a financial advisor at UBS Financial Services with 25 years of industry experience. He holds Series 66 and Series 65 designations and has been with UBS since 2013. Koch serves on the board of advisors for Life Science Cares, a nonprofit focused on reducing poverty in the greater Boston area. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Miguel Viyella is a financial advisor with Raymond James & Associates who holds Series 63 and Series 65 licenses and has 28 years of industry experience. Prior to joining Raymond James in 2021, he worked at Wells Fargo Clearing and Wells Fargo Advisors. He is also a trustee and owner involved in various business ventures under Migson Ltd and Torrvi LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, and municipal entities. The firm offers financial planning, consulting, and institutional fiduciary services, utilizing a range of portfolio management styles supported by firm research and third-party sub-advisers.

Andrew Lask is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation and bringing 12 years of industry experience. He has worked with Morgan Stanley since 2014 and has been with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a variety of advisory programs. The firm manages approximately $2.74 trillion in client assets and emphasizes structured planning processes using firm-approved tools and modeling techniques.

Maite Blanco is a financial advisor with UBS Financial Services, holding a Series 66 designation and bringing 24 years of industry experience. She has been with UBS and its affiliates since 2001. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Andres Echeverri is a financial advisor at Morgan Stanley with 16 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2016 and spent five years at Merrill prior to that. Outside of his advisory role, he is the sole proprietor of Phoenix Investments Group, LLC. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, including tailored financial planning services that utilize firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides both direct client services and employer-sponsored financial planning.

Julian Dumurdzanov is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Citigroup and Credit Agricole CIB. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Samantha Maysonet is a financial advisor at Ameriprise with seven years of industry experience. She holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2017. Prior to her financial services career, she was involved with Himmarshee Public House and Florida International University. Outside of her advisory role, she is co-owner of The Horvath Group, providing office management services, and serves on the board of directors for BNI-Pinecrest Visionaries. Ameriprise is a large institutional firm offering a range of advisory, brokerage, and insurance solutions. Its notable retirement-income planning service utilizes research, modeling, and tax-efficiency analysis to provide tailored, written recommendations primarily for clients with substantial investable assets.

Giovanna Egas is a Series 66 licensed financial advisor with seven years of industry experience. She has worked at J.P. Morgan Securities, J.P. Morgan Chase Bank, Bank of America, and Merrill. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

John Espinosa is a CFP® professional with 39 years of industry experience, currently with LPL Financial since 2025. He previously worked for Next Financial Group, Inc. for 20 years. Outside of his advisory role, he manages insurance-related businesses including a property and casualty agency. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides diverse financial planning and investment management solutions, supported by technology tools and a broad range of non-advisory financial services.

Beatriz Soler Balsinde is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds the Series 66 designation and has worked previously at Wells Fargo Clearing and EFG Capital Asset Management. Outside of her advisory role, she owns a rental property in Doral, Florida. Morgan Stanley Wealth Management provides advisory and brokerage services to both individual and institutional clients, offering tailored financial planning and a range of investment programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and economic modeling.