Ryan Singer is a financial advisor with Edelman Financial Engines, holding the CFP® and Series 66 designations and bringing 22 years of industry experience. He has been with the firm and its predecessors since 2004, including roles at Edelman Financial Services, Inc. and EF Legacy Securities, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, offering discretionary and non-discretionary investment management with an emphasis on diversified portfolios, periodic rebalancing, and long-term strategies.

Neil Koricanac is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds a Series 66 designation and has worked at firms including Merrill, Bank of America, First Republic Investment Management, and J.P. Morgan. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations to deliver a range of investment and advisory services.

Matt Gold is a Financial Consultant currently working at Fidelity Investments since 2020. He has been engaged in the financial services industry since 2012, with previous roles including Bank Financial Advisor at Merrill Lynch from 2015 to 2020 and Relationship Specialist at Charles Schwab from 2012 to 2015. His professional approach involves building relationships with clients by providing excellent client service and utilizing disciplined financial plans tailored to individual needs. Matt employs a consultative process to understand client goals and helps them work towards what is truly important to them. His aim is to provide peace of mind by partnering with clients to create plans that instill confidence for their future.

Marina Galli is a financial advisor at RBC Capital Markets with 35 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at RBC Capital Markets since 2009 and City National Bank since 2017. She is involved with the Republican Club of the Palm Beaches as an unpaid executive committee member supporting local voters and candidates. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored strategies implemented through a mix of in-house and third-party managers, providing portfolio management, financial planning, custody, and brokerage services.

Kenneth Fonteyn is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. Prior to joining LPL Financial in 2021, he worked at Ameriprise Financial Services, Inc. for 12 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and various investment strategies.

Kathy Corrigan is a financial advisor with UBS Financial Services in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses. She has 39 years of industry experience and has been with UBS Financial Services since 2009. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm delivers advisory work using proprietary capital market assumptions, model-based asset allocations, and research from its Chief Investment Office and UBS Global Research.

Ronald Lee is a financial advisor with Mass Mutual Investors Services in Palm Beach Gardens, FL, holding a ChFC® designation and Series 63 license. He has 53 years of industry experience, including more than 35 years with MML Investors Services, Inc. and over 40 years associated with MassMutual Life Insurance Company and Lee, Nolan and Koroghlian, LLC. In addition to his advisory role, he works as a sales agent specializing in individual life and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and various asset management programs, utilizing firm-approved software to analyze clients' goals and deliver written recommendations.

Timothy Marino is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by advanced analytical tools and a structured planning process.

Dawn Stedronsky is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 66 licenses and possessing 25 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and analyses.

Daniel Crady is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding the CFP® and CFA® designations and having 27 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and has worked at Morgan Stanley Smith Barney LLC since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

Joseph Viviani is a financial advisor at Morgan Stanley with 45 years of industry experience. He holds the Series 63 and Series 66 designations and has worked with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney LLC since 2011. He is based in Palm Beach Gardens, Florida. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and modeling techniques.

Susana Martin Ortega is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Her prior work includes roles at Bank of America, Sunshine Animal Hospital, and Florida International University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individual and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations.

Austin Kane is a financial advisor at LPL Financial with a Series 66 designation and one year of industry experience. Prior to joining LPL Financial, he held positions at Accenture, BNY Mellon, and Freedom Mortgage. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Ermelinta Capozzi is a financial advisor with J.P. Morgan Securities in Palm Beach Gardens, FL, holding Series 63 and Series 65 credentials with 12 years of industry experience. Her career includes roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and SunTrust Advisory Services. She is employed by both JPMorgan Securities and JPMorgan Bank, which allows her to offer a range of bank products and services in addition to investment advisory. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Velia Daniel is a Series 66-licensed financial advisor with Morgan Stanley in Palm Beach Gardens, FL, and has eight years of industry experience. Prior to joining Morgan Stanley in 2025, she worked at Citi Personal Wealth Management from 2014 to 2025. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning supported by firm-approved tools and a structured planning process.

Joseph Cruzan is the sole advisor at Cruzan & Associates LLC in Jupiter, Florida, holding Series 63 and Series 65 licenses with 16 years of industry experience. He has been with the Cruzan firm in various forms since 1996. Joseph also holds a real estate broker license, though he is not currently active in real estate brokerage. Cruzan & Associates LLC is an independent advisory firm serving primarily individual clients with approximately $21 million in assets under management. The firm focuses on non-discretionary investment advice and financial planning, emphasizing client-directed implementation rather than discretionary portfolio management.

Joseph Littky is a CFP® with 30 years of experience in the financial industry. He is currently the sole advisor at Blue Line Capital Advisors in Palm Beach Gardens, FL. His previous roles include positions at Wealth Management America and OneGroup Wealth Partners. Outside of finance, he serves as an emergency medical technician, reserve deputy sheriff, adjunct professor teaching First Aid, and manages a youth basketball program. Blue Line Capital Advisors is an independent firm serving clients with personalized wealth management services.

Guy Stamberger is a CFA® charterholder and registered investment advisor with 16 years of industry experience. He has been the principal of Stamberger Capital Management, LLC since 2009. The firm provides investment advisory and financial planning services primarily to individuals and small organizations. Stamberger Capital Management focuses on a goals-oriented, long-term portfolio management approach with periodic account reviews and risk documentation, managing approximately $76.8 million in assets across 21 clients.

Bret Rosenthal is the sole advisor at Rosenthal Capital Management, LLC, an independent firm based in Jupiter, FL. He holds Series 63 and Series 65 licenses and has 9 years of industry experience. Rosenthal has been with his current firm since 2006.

Harris Dzwonkowski is a financial advisor with Divergent Capital Asset Management LLC, holding Series 65 and Series 63 credentials and seven years of industry experience. He has held roles at firms including Rockland Securities LLC, Castle Hill Capital Partners, and Merrill. Dzwonkowski serves as COO and Head of Investments at Divergent Capital Asset Management LLC and is also a minority owner and managing member of Divergent Branch LLC. Divergent Capital Asset Management LLC is an investment advisory firm affiliated with Rockland Securities LLC, serving clients with a supported firm model.