Christopher Sankey is a financial advisor at Ameriprise in Lutz, FL, holding a Series 66 designation with 10 years of industry experience. He has been with Ameriprise and its affiliate since 2015. Ameriprise offers a retirement-income planning service tailored for individuals near or in retirement who meet certain asset criteria, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and delivers recommendations through a centralized consulting team working alongside financial advisors.

Thomas Meachum is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has worked since 1999. He specializes in creating strategies for high-net-worth individuals and their families to help them meet their short and long-term financial goals. As a qualified Portfolio Manager, Thomas builds and manages personalized or defined investment strategies, which may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies, often managing these on a discretionary basis through the firm's Investment Advisory Program. He collaborates with clients' other professionals, such as attorneys and CPAs, to provide comprehensive retirement and estate planning services and to review the tax efficiency of portfolios. Thomas holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification awarded by the Certified Financial Planner Board of Standards, a Certified Plan Fiduciary Advisor® (CPFA®) designation from the National Association of Plan Advisors, and other credentials including Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA). He earned both his Bachelor of Science in Business Management and his Master of Business Administration (MBA) from the University of Tampa. He lives in Palm Harbor with his wife and children. Thomas supports several local charities and engages in volunteer work and philanthropic efforts in his community. He has served on the University of Tampa's Board of Trustees and on multiple alumni organizations, as well as serving as Chairman of the Administrative Council for Heritage United Methodist Church. His personal interests include golfing, skiing, traveling, mentoring, and coaching.

Jud Toth is a Planning Consultant at Fidelity Investments, a role he has held since 2024. He is focused on helping families work toward financial security and pursue their most meaningful life goals through intentional strategy and thoughtful planning. Jud emphasizes that financial planning is deeply connected with the goals and dynamics of the entire family. Prior to his current position, Jud served as a Relationship Manager at Fidelity Investments from 2023 to 2024, and as a Financial Representative at the same firm from 2021 to 2023. Before joining Fidelity, he worked as a Senior Relationship Banker at SunTrust, now Truist Bank, from 2018 to 2021. Outside of his professional career, Jud enjoys biking, skiing, tennis, traveling, and spending time with his pets.

Paul Martin is a financial advisor with LPL Financial in Dunedin, FL, holding Series 63 and Series 65 credentials and 27 years of industry experience. He previously worked at Invest Financial Corporation and Raymond James Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Michael Legge is a CFP® professional with one year of experience, currently affiliated with Cetera. His prior roles include positions at Northern Trust Company, Sabal Trust Company, and J.P. Morgan Securities LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with options for customized investment strategies.

Justin Hahl is a CFP® with 13 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities in Palm Harbor, FL. His prior roles include positions at Transamerica Retirement Solutions and USAA Financial Advisors. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Eric Maniaci is a financial advisor with LPL Financial in Tampa, FL, holding Series 63 and Series 65 designations and 14 years of industry experience. Prior to joining LPL Financial in 2026, he worked at AGIA for four years and Valic Financial Advisors for thirteen years. He is also licensed as an agent offering non-securities insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm provides a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

John Kearney is a Financial Consultant with Fidelity, a role he has held since 2023. In this position, he leverages Fidelity's resources to develop financial strategies tailored to clients' needs. Prior to this role, John held positions at Fidelity including Portfolio Specialist and Client Management Representative from 2021 to 2023. His earlier experience includes roles such as LTC Consultant at Raymond James Financial and LTC Wholesaler at OneAmerica Financial, as well as management and client service positions at American Funds, Charles Schwab, and Prudential Insurance Company dating back to 1991. Throughout his career, John has gained extensive experience in financial consulting and portfolio management. His background spans a range of financial services, including long-term care consulting and client management. This diverse experience informs his approach to financial planning and client relationships. Outside of his professional work, John enjoys fishing and golf.

Stacey Rothman is a financial advisor with Wells Fargo Clearing in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Rothman’s other business activities include working as a union transcriber outside of the investment industry. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a wide range of investment advisory, financial planning, and retirement consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

David Evans II is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He previously worked with Ameriprise and Wells Fargo Clearing and has served as a Senior Financial Advisor at Suncoast Credit Union since 2008. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational tools and oversight of more than $819 billion in discretionary assets.

Albert Schreck III is a financial advisor with Merrill in Clearwater, FL, holding Series 63 and Series 65 designations and 45 years of industry experience. He has worked at Merrill since 1980 and has been affiliated with Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Vicki Morgan is a financial advisor at Merrill with 30 years of industry experience and holds a Series 63 designation. She has been with Merrill since 1992. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Melinda Jones is a financial advisor with Wells Fargo Clearing in Tarpon Springs, FL, holding Series 63 and Series 66 designations and possessing 14 years of industry experience. She has been with Wells Fargo Clearing and Wells Fargo Bank since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions utilizing research from Wells Fargo Investment Institute and third-party analytics.

Eban Barnett is a financial advisor with Morgan Stanley in Palm Harbor, FL, holding CFP® and Series 66 credentials and bringing 24 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC before joining Morgan Stanley. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning that utilizes firm‑approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through a structured financial planning process without offering individual security recommendations as part of standalone plans.

Jacqueline Messado is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. She holds Series 63 and Series 65 designations. Prior to joining Wells Fargo in 2024, she worked at Morgan Stanley for eight years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Babubhai Doshi is a financial advisor at Raymond James Financial with 38 years of industry experience. He holds a Series 63 designation and has been with Raymond James Financial Services Advisors, Inc. since 2015. Doshi is also the owner of Doshi Financial LLC, where he serves as Branch Manager. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and consulting using analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting.

Stephanie Fries is a financial advisor with Wells Fargo Clearing in Tampa, FL. She holds Series 66 and Series 63 licenses and has 19 years of industry experience. Her prior work includes roles at Morgan Stanley and Wells Fargo Advisors, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, retirement plan consulting, and brokerage solutions. The firm manages roughly $671 billion in assets and offers services supported by research from Wells Fargo Investment Institute and third-party analytics.

Ryan Malo is a financial advisor at Ameriprise with six years of industry experience. He holds the Series 66 designation and has worked with Ameriprise since 2020. Prior to his financial advisory career, Malo was involved in education roles at K12 - Florida Cyber Charter Academy, Brooks DeBartolo Collegiate High School, and Kaneland CUSD #302. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on income sources and tax-aware withdrawal strategies.

Todd Giere is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked with Next Financial Group Inc since 2000 and joined LPL Financial in 2025. Outside of his advisory role, he serves as a board member and development chair for Robins Nest Children's Home, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting a wide range of investment strategies and operational tools.

Peter Dickenson is a financial advisor at Primerica Advisors with 10 years of industry experience. He holds Series 65 and Series 63 licenses and has been with Primerica Advisors since 2016 and Primerica Financial Services since 2014. In addition to advisory work, he receives compensation for the sale of loan products and part-time referrals for home security and automation products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and manages approximately $15.5 billion in assets, delivering advisory services through model-based strategies created by unaffiliated managers.