Sandra Ballard is a financial advisor with Morgan Stanley in Louisville, KY, holding Series 63 and Series 65 credentials and having 25 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets from 2004 to 2009. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Their planning process utilizes firm-approved tools and analyses but does not include individual security recommendations as part of standalone financial plans.

Nathan Schnurr is a Financial Consultant at Fidelity Investments, where he partners with clients and their families to understand their short- and long-term financial goals. He collaborates with clients to co-create comprehensive financial plans tailored to their unique needs. Nathan joined Fidelity Investments in 2023 and has held several roles within the company, including Financial Representative, Investment Consultant, and currently Financial Consultant. Prior to that, he gained experience as an Operations Intern at Family Financial Partners from 2022 to 2023.

Derek Bonifer is a CFA® charterholder with 18 years of industry experience, currently serving at Robert Baird & Co. He has held positions at Baird Trust Company, PNC Wealth Management, ARGI Investment Services, and PNC. Bonifer also works as an adjunct professor at Indiana University Southeast. He is part of The DDK Group at Robert W. Baird & Co., which provides tailored wealth management services to individuals, families, institutions, and charitable organizations, offering a range of portfolio management and financial planning solutions.

Carole Yates is a financial advisor with Raymond James & Associates in Louisville, KY, holding a Series 66 designation and 24 years of industry experience. She has been with Raymond James & Associates since 2014. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research resources.

Ramona Jenkins is a financial advisor with Morgan Stanley in Louisville, KY, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has worked at Morgan Stanley and its affiliates since 2007. Outside of her advisory role, she serves as a committee member for The Family Place, a child abuse treatment agency, and is involved in direct sales for Mary Kay Cosmetics. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs focused on tailored financial planning supported by structured discovery conversations and firm-approved tools.

Bradley Henderson is a financial advisor with Robert Baird & Co., holding a Series 66 designation. He has 15 years of industry experience, previously working at CSSI before joining Baird Trust in 2024. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers consulting and portfolio services tailored to client goals and risk tolerances, utilizing a range of investment strategies and management approaches.

Christopher Schoenfelder is a financial advisor with Equitable Advisors in Louisville, KY, holding Series 63 and Series 66 designations and 12 years of industry experience. He previously worked at JP Morgan Chase Bank and JP Morgan Securities LLC for eight years and was involved with the New Albany Lindy Blues and You organization. Schoenfelder is also an incorporator of Meyer Manor HOA, Inc. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by offering financial planning, retirement consulting, and various asset management programs. The firm utilizes a network of Investment Adviser Representatives and leverages third-party advisory programs and asset managers to deliver tailored investment solutions.

Paul Hogan is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2014. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional brokerage, distribution, and investment management capabilities.

Jonathan Butcher is a financial advisor at UBS Financial Services with 25 years of industry experience. He holds the Series 66 designation and has been with UBS since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans according to clients' goals and risk tolerances.

John Sousan is a financial advisor with Raymond James & Associates in Louisville, KY, holding Series 65 and Series 63 licenses and bringing 29 years of industry experience. His career includes roles at Stock Yards Bank and Trust, Stifel Nicolaus & Co Inc, Robert Baird & Co., and J.J.B. Hilliard W.L. Lyons LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipalities, offering financial planning, advisory consulting, and institutional fiduciary services with a range of portfolio management styles and affiliated research.

Jonathan Slevin is a financial advisor at Morgan Stanley with 14 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2012 and with Morgan Stanley Private Bank, National Association since 2015. He holds a Series 66 designation and is based in Louisville, KY. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Mark Naber is a financial advisor with Robert W. Baird & Co. in Louisville, KY, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has worked at Robert W. Baird & Co. since 2019 and has been with J.J.B. Hilliard, W.L. Lyons, LLC since 2009. Outside of his advisory role, he is involved in managing a partnership that consolidates University of Louisville sports tickets. The DDK Group at Robert W. Baird & Co., where Naber is based, serves individuals, families, pensions, corporations, and institutional clients with tailored financial planning and portfolio management services. Their approach includes a range of strategies from traditional equity and fixed-income allocations to more complex and non-traditional investments, supported by both in-house and third-party managers.

Jonathan Thompson is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing in 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Paul Cook is a financial advisor with Osaic Wealth, Inc. in Louisville, KY, holding Series 63 and Series 65 licenses with 26 years of industry experience. He has been with Osaic since 2000. Outside of his advisory role, Cook teaches Bible classes several times a year and serves as a corporate sponsor and advisory board member for a nonprofit organization. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through an extensive network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs proprietary tools and multiple platforms to construct diversified portfolios tailored to client needs.

Elizabeth Fields is a financial advisor with Robert Baird & Co. in Louisville, KY, holding a Series 66 designation and nine years of industry experience. She has worked at Robert Baird & Co. since 2019 and previously was with JJB Hilliard WL Lyons LLC from 2016 to 2018. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, discretionary and non-discretionary portfolio management, and separately managed account programs, supported by ongoing manager selection and internal research.

John Michael II is a CFP® professional with 34 years of experience in the financial services industry. He is currently with LPL Financial and has held prior roles at Cambridge Investment Research Advisors, Private Client Services, and Woodbury Financial Services. Outside of his advisory work, he is an author of the book *A Stand for Truth*. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by its extensive network of investment adviser representatives.

Jack Gapen is a Planning Consultant at Fidelity Investments, where he collaborates with clients to develop financial plans tailored to their individual planning needs. He has been serving in this role since 2026. Jack has been with Fidelity Investments since 2022, progressing through roles including Financial Representative and Relationship Manager before becoming a Planning Consultant. His experience encompasses client relationship management and financial planning within the firm.

Sherry Leavell is a financial advisor with Stifel in Louisville, KY, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She has been with Stifel since 1998. Outside of her advisory role, she is an author of devotional books and serves as a board member of the Midland Trail Golf Club, which she co-owns with her husband, and participates in a local charitable giving group called The 6:21 Experience. Stifel serves a diverse client base, including individuals, institutional clients, and municipalities, offering brokerage and investment advisory services supported by proprietary investment analysis and planning methodologies developed by its Investment Strategy Group.

Andrew Shoemaker is a financial advisor with Ameriprise in Louisville, KY, holding Series 63 and Series 65 credentials and six years of industry experience. Prior to joining Ameriprise in 2022, he worked at Mercurio Wealth Advisors and LPL Financial. His background also includes roles outside finance, such as employment at Starbucks and involvement with Zeggz Amazing Eggs. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Florence Chandler is a financial advisor with Raymond James & Associates in Louisville, KY, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Raymond James & Associates since 2012. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional advisory services.