Michael Naab is a financial advisor with PNC Wealth Management in Carmel, Indiana, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. He has been with PNC Investments Inc. since 2010 and also has a role at Indiana University starting in 2005. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an invitation-only digital discretionary model account for employees that uses algorithmic risk assessment to guide investment selections managed via mutual funds and ETFs.

Amber Morris is a financial advisor with Valic Financial Advisors in Carmel, IN, holding a Series 66 designation and 14 years of industry experience. She has been with Valic Financial Advisors since 2012 and also works as an agent for Agia. Outside of her advisory work, Morris serves as the treasurer and a board member of Mercy Road Church Northeast. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth clients, and supports corporate and retirement-plan participants. The firm offers managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models and operating at scale with over 1,200 advisors.

Christopher Ortiz is a financial advisor at PNC Wealth Management in Indianapolis, holding a Series 66 designation with three years of industry experience. His prior work includes positions at Bank of America, Merrill, and PNC Investments LLC. Ortiz has also worked in various roles outside the financial sector, including at Kiewit Construction and educational institutions such as Indiana University and Indiana University Purdue University Indianapolis. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio strategy for PNC Bank employees that uses algorithmic risk assessment and third-party managed investment models.

Zachary Babcock is a Certified Financial Planner (CFP®) with 10 years of industry experience. He has worked at Schwab Wealth Advisory Inc. since 2018 and has been with Charles Schwab & Co., Inc. since 2016. He holds Series 63 and Series 66 licenses and is based in Indianapolis, IN. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools, with final trading decisions made by clients.

Douglas Voight is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 licenses. He has 27 years of industry experience, including over a decade at Schwab Wealth Advisory and more than 20 years with Charles Schwab. He is based in Indianapolis, Indiana. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice primarily to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and tailored investment recommendations. The firm uses Schwab’s asset allocation models and research tools, with advisors recommending allocations while clients retain final trading decisions.

Angela Davis is a financial advisor with Key Investment Services LLC in Indianapolis, IN, holding Series 63 and Series 66 designations and 12 years of industry experience. Her prior work includes roles at JP Morgan Chase Bank, JP Morgan Securities LLC, American United Life, and OneAmerica Securities. Outside of her advisory work, she shares ownership of a property management business serving traveling nurses. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a variety of advisory programs and model portfolios, emphasizing client-directed investment choices combined with ongoing monitoring and due diligence.

Annie Kruzel is a Certified Financial Planner® with 18 years of industry experience. She has been with The Huntington Investment Company since 2010 and also worked at Ameriprise starting in 2026. The Huntington Investment Company serves individuals, charitable organizations, corporations, and other business entities with advisory and brokerage services through multiple wrap-fee programs on the Envestnet MAS platform. The firm combines third-party and proprietary investment models and provides a range of portfolio management and custodial services.

Thomas Waterway is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and six years of industry experience. His career includes roles at Lantern Global Advisors, LPL Financial, and Pentera Group Inc. He provides investment advisory services through Private Advisor Group, an independent registered investment advisor. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting, utilizing various advisory programs, third-party managers, and a proprietary separately managed account platform.

Allyson Bolinger is a CFP® with five years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. She has worked with Charles Schwab & Co., Inc. since 2019 and previously held roles at Indiana Mills and Manufacturing and Farm Credit Mid America. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab & Co., focusing on client-directed trading decisions and conducting annual account reviews without discretionary trading authority.

William Collins is a Series 66-registered advisor at Schwab Wealth Advisory with 18 years of industry experience. He has worked at Schwab Wealth Advisory and Charles Schwab since 2017, and previously held positions at JPMorgan Chase, J.P. Morgan Securities, and Morgan Stanley. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations. The firm uses Schwab’s asset allocation models and research tools, with final trading decisions made by clients, and generally does not exercise discretionary trading authority.

John Kitlinski is a financial advisor with Valic Financial Advisors in Carmel, IN, holding Series 63 and Series 65 licenses with 11 years of industry experience. He previously worked at Axa Advisors LLC and has served as an agent for Agia, involved in non-securities insurance products. Valic Financial Advisors primarily serves U.S. individuals, including high net worth clients and employer-sponsored retirement participants, through a large network of advisors offering portfolio management, financial planning, and unified managed accounts utilizing Envestnet’s platform.

Thomas Warren is a CFP® professional with 10 years of industry experience. He is currently with Schwab Wealth Advisory and has prior experience at Morgan Stanley and various Charles Schwab entities dating back to 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, focusing on financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates within the Schwab ecosystem and does not charge clients directly, distinguishing its approach from many enterprise wealth managers.

Jacob Khairallah is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and four years of industry experience. He has worked at Schwab Wealth Advisory since 2025 and has been affiliated with Charles Schwab & Co., Inc. since 2021. Prior to his career in financial services, Jacob held various roles at Hilton Hotels & Resorts and Carson Pirie Scott & Co. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s standard asset allocation models and research tools, while clients retain final trading decisions.

Randall Clark is a CFP® with 43 years of industry experience, currently serving at Corient since 2023. He previously worked at Crown Capital Securities, LP for 14 years and Windsor Wealth Management for 37 years. Outside of his advisory role, he is the owner of a property management business, SDC Property Management LLC. Corient provides investment advisory and financial planning services to individual and high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach combining in-house strategies with third-party manager solutions and employs risk management tools to align portfolios with client objectives.

Rodney Smith is a financial advisor at Fifth Third Securities, Inc. in Indianapolis, IN, holding Series 63 and Series 65 licenses with 31 years of industry experience. He has been with Fifth Third Securities since 2012. Fifth Third Securities, Inc. provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate and business clients, and institutional investors. The firm offers multiple discretionary managed-account programs combining third-party portfolio managers, strategist portfolios, and advisor-managed sleeves, with features such as direct indexing and tax-overlay services.

Michael Zinser is a financial advisor with The Huntington Investment Company, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has worked at Huntington in various capacities since 2007 and joined Ameriprise Financial Services, LLC in 2026. Zinser serves as Vice President and Board Member of the Southport High School Alumni Association, a nonprofit that awards scholarships to graduating seniors. The Huntington Investment Company, doing business as Huntington Financial Advisors, provides advisory and brokerage services to individuals, charitable organizations, corporations, and other business entities. The firm offers a range of wrap-fee programs through an open-architecture model combining third-party and proprietary investment strategies, with portfolio management, trade execution, and other services delivered under percentage-of-assets wrap fees.

Thomas Hosty is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. His prior experience includes roles at Northwestern Mutual Wealth Management Company and MARK WISE Financial. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations. The firm uses Schwab’s asset allocation models and research tools, with final trading decisions made by clients, and operates as an internal advisory unit within the Schwab ecosystem.

Kyle Nelson is a CERTIFIED FINANCIAL PLANNER™ professional with 12 years of industry experience. He is currently with Schwab Wealth Advisory, Inc. and has worked at various Charles Schwab entities since 2016. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem and does not exercise discretionary trading authority, with discretionary management generally handled by affiliated or third-party managers.

John Geshay is a financial advisor with FIFTH THIRD SECURITIES, Inc. in Carmel, Indiana. He holds Series 63 and Series 65 licenses and has six years of industry experience. His work history includes positions at FIFTH THIRD SECURITIES since 2019, Fifth Third Bank since 2018, Morgan Stanley in 2017, and Hope College from 2016 to 2018. Outside of his advisory role, he is involved in managing rental properties in Indianapolis. FIFTH THIRD SECURITIES, Inc. serves a diverse client base including individuals, high-net-worth clients, and institutions through investment advisory and brokerage services. The firm offers multiple program types on its Passageway Managed Account platform, allowing clients to select strategies based on their risk profiles, and operates as a subsidiary of Fifth Third Bank with comprehensive advisory and broker-dealer activities.

Amelia West is a CFP® with 21 years of industry experience, currently serving at CWM, LLC. Her career includes roles at Carson Wealth, Total Wealth Planning, Howell Financial Advisors, and Goldstein Group Financial Advisors. Outside of her advisory work, she volunteers as an administrator and treasurer for Saint Ambrose Academy. CWM, LLC is an SEC-registered adviser that serves individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm offers portfolio management, financial planning, and retirement-plan services utilizing discretionary management and a combination of fundamental and technical analysis alongside third-party sub-advisors.