Matthew Linscott is a Financial Advisor at Merrill Lynch Wealth Management, specializing in comprehensive wealth management strategies. He takes a client-centered approach, beginning with understanding each client's unique aspirations and financial situation to develop personalized strategies addressing their short-, mid-, and long-term goals. His expertise includes education planning, family wealth management, retirement planning, portfolio management, tax minimization, and retirement income strategies. Matthew holds a Bachelor's Degree from Grand Valley State University and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). He integrates the resources of Merrill Lynch and Bank of America to provide clients with investment insights and banking services. He also serves within Merrill Lynch Wealth Management: Farmington Hills & Associates. Beyond his professional role, Matthew is involved in community volunteering, reflecting Merrill's tradition of service. His personal interests include football, music, reading, running, singing, spending time with his family, swimming, and watching movies.

Amanda Scull is a Series 65-registered financial advisor with Edelman Financial Engines, based in Brentwood, TN. She has nine years of industry experience, including two years at Plante Moran Financial Advisors before joining Edelman Financial Engines in 2017. Edelman Financial Engines provides technology-enabled investment advisory services across workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios, supports a large client base through advisor-led and online platforms, and offers employer-facing retirement plan consulting and educational resources.

Eric Van Hevel is a financial advisor with Thrivent Investment Management in Plymouth, MI, holding a Series 66 designation and bringing 12 years of industry experience. He has been associated with Thrivent Financial and Thrivent Investment Management since 2014. Outside of his professional role, he serves as an independent contractor officiating high school football and basketball. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive goal-based financial planning without discretionary trading authority. The firm’s approach includes holistic analyses and the option to combine planning with managed-account programs under a consolidated billing system.

John Shmyr Jr. is a financial advisor at Raymond James & Associates with 34 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and previously worked at UBS Financial Services for 17 years. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension and profit-sharing plans, charitable organizations, and governmental entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Kevin Mcdevitt is a CFP® professional with 38 years of industry experience, currently serving as a financial advisor at UBS Financial Services in Troy, MI. He has been with UBS since 1987. In addition to his advisory role, he has acted as a trustee for a family trust for several years, overseeing its administration and asset distribution. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client solutions.

Timothy Smith is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been an investment professional since 2003 and utilizes a consultative approach focused on Goals Based Wealth Management. His practice serves business owners, professionals, and private families, offering personalized wealth management strategies as well as consulting on small business retirement plans. Tim began his career with Morgan Stanley Smith Barney and joined Merrill after 12 years, appreciating the firm’s rich history. He holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Private Wealth Advisor® (CPWA®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Tim is a member of the Financial Planning Association and the Investments and Wealth Institute™. A graduate of Western Michigan University with a Bachelor’s Degree in Business Administration, majoring in Finance, Tim resides in Northville, Michigan. Outside of work, he enjoys spending time with his wife and son, traveling, golfing, walking his Labradors, fitness training, and participating in community volunteer activities.

Bryce Hemker is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked for Securities America Advisors, Inc. for 14 years. Outside of his advisory role, he serves as President of MPA, Inc., which is involved in life insurance sales, and is principal at Midwest Pension Actuaries, Inc., focusing on pension plan design, compliance, consulting, and administration. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisers. The firm employs various tools and third-party platforms to construct and manage portfolios encompassing stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Raymond Trepanier Jr. is a CFP® professional at OSAIC with 20 years of industry experience. He has worked at OSAIC since 2018 and previously spent 12 years with Signator Investors Inc. Outside of his advisory role, he owns a sole proprietorship through which he maintains an active license used for personal projects benefiting from builder discounts. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing various tools to construct diversified portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Mark J. Sharkey is a financial advisor with UBS Financial Services in Livonia, MI, holding a Series 66 designation and 19 years of industry experience. He has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a range of capital markets and custody solutions.

Christopher Leone is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and one year of industry experience. His prior work history includes roles at MassMutual Life Insurance Company, CKL Global, and Quicken Loans. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses detailed client information and firm-approved software to provide written planning recommendations, focusing on investment categories and strategies.

Dennis Lavoy is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at OSAIC since 2023. He has previously worked at FSC Securities Corporation and Michigan Financial Advisors, and he also operates Telos Financial, his own insurance and annuity business. Lavoy is a board member of the Community Foundation of Plymouth and serves on the Board of Directors for Community Financial Credit Union, where he holds the roles of Secretary and Treasurer. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and nonprofits, providing integrated brokerage and advisory services through a large network of affiliated advisors and multiple platforms. The firm employs a variety of tools and third-party services to construct and manage portfolios, accommodating both discretionary and non-discretionary accounts.

Gilbert Toth is a financial advisor with Ameriprise, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. Prior to joining Ameriprise in 2022, he worked for Cambridge Investment Research Advisors and Genesis Financial Partners for over two decades. He is also vice president of Hycki Toth Incorporated, where he develops client financial plans and manages portfolio strategy. Ameriprise is an institutional firm serving clients primarily through retirement-income planning services, using a centralized consulting team to deliver non-discretionary recommendations that incorporate research, modeling, and tax-efficiency analysis. The firm offers a wide range of advisory, brokerage, and insurance solutions through affiliated entities.

Brock Becker is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since joining Merrill in 2003, he has focused on helping clients and their families develop goal-oriented strategies tailored to their personal and financial objectives. His areas of expertise include education planning, family wealth management strategies, personal retirement planning, small business strategies, and retirement income. Brock holds a bachelor's degree from Madonna University and holds several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He follows Merrill’s tradition of community engagement, volunteering with local organizations. Outside of his professional work, Brock enjoys biking, golfing, and soccer, and he and his family actively participate in soccer through playing, coaching, and volunteering.

Mircea Corches is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 65 and Series 63 credentials and has worked at J.P. Morgan and JPMORGAN Chase Bank since 2018. Prior to that, he held positions at AllState Financial Services and Prudential Advisors. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Jessica Pauly is a financial advisor at Osaic Wealth, Inc. with four years of industry experience. She holds a Series 66 designation and has worked at Osaic Wealth since 2026. Her prior experience includes nine years at LPL Financial and eleven years at Auto Warehousing Company. Osaic Wealth, Inc. serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to construct diversified portfolios across various asset classes.

Larry Wood is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on assisting individuals, families, and business owners through personalized financial planning and investment strategies, emphasizing long-term relationships built on trust and transparency. His client services include college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, retirement income, and portfolio management. Larry holds a Bachelor's Degree and a Master's Degree, both from Northwood University, and an MBA with a concentration in Finance from an accredited private business school. He has earned professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Prior to his financial career, Larry competed as a collegiate and semi-professional baseball player, an experience that influences his disciplined and committed approach to client service. Outside of his professional work, Larry is involved in community activities such as youth sports coaching and supporting organizations like the Bay Area Family YMCA, Northwood "Go M.A.D.", and the Salvation Army. He also has interests in baseball, basketball, camping, drawing/sketching, football, golfing, ice hockey, spending time with family, traveling, and yoga.

Nicholas Faiola is a financial advisor with J.P. Morgan Securities in Ann Arbor, MI, holding Series 63 and Series 66 licenses and 10 years of industry experience. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting, delivered through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Ryan Winkler is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 15 years of industry experience. He previously worked at Bank of America and Merrill from 2011 to 2019 before joining Raymond James in 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning and non-discretionary investment consulting through various advisory programs.

Patrick Ingram is a financial advisor at Raymond James & Associates with one year of industry experience. He previously worked at RFC Financial Planners and has been with Raymond James & Associates since 2024. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Curt Green is a financial advisor at Morgan Stanley with 36 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, following nine years at J.P. Morgan Securities. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to assist clients in financial decision-making.