Nicholas Tessmer is a financial advisor with Primerica Advisors in Fort Worth, TX, holding Series 63 and Series 65 licenses and two years of industry experience. He previously served 11 years in the US Navy before joining Primerica Financial Services in 2021. Outside of advising, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and selectively offered separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap fee structure, offering investment models implemented by BNY Mellon Advisors.

Michael Burton is a financial advisor with Charles Schwab in Westlake, TX, holding Series 66 and Series 63 licenses and five years of industry experience. Prior to joining Schwab in 2024, he worked at TD Ameritrade and Stone Resources. Before entering the financial industry, he was employed in the automotive and flooring service sectors. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, using multi-asset model portfolios and alternative investment options supported by centralized supervision and custodian services.

Ryan Fann is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Brokerage Services LLC since 2019. Outside of his advisory work, he hosts a football podcast in his spare time. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to both retail and institutional clients, utilizing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios comprised of mutual funds, ETFs, and ETPs.

Gary Bryant is a financial advisor at Charles Schwab with 42 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Schwab in 2023, he worked at E*TRADE Capital Management LLC and E*TRADE Securities LLC from 2016 to 2023. Outside of his advisory role, he has worked part-time in retail customer service. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management with an integrated operational structure.

Jeremy Hansen is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. His prior work includes roles at Melaleuca, Prometierra LLC, BYU-Idaho, Aptive Environmental, and the Church of Jesus Christ of Latter Day Saints. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, managing model portfolios drawn from a broad range of mutual funds, ETFs, and ETPs.

Stephanie Cox is a financial advisor at Charles Schwab with 15 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at TD Ameritrade for 16 years before joining Charles Schwab in 2024. Charles Schwab & Co., Inc. serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management along with integrated custody and brokerage services.

Andrew Chase is a financial advisor with Charles Schwab in Westlake, TX, holding Series 66 and Series 63 licenses and two years of industry experience. His prior work includes roles at ESPN/VFL Films and in real estate sales and property management. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory with access to affiliated discretionary separately managed accounts and a formal alternative investment platform.

Sandra Mesteller is a financial advisor at OSAIC with two years of industry experience. She holds a Series 66 designation and has prior experience at Homans & Associates, Wealth Management, LLC, where she served as Operations Manager. Additionally, she assists with tax preparation through a sole proprietorship. OSAIC Wealth serves a wide range of retail and institutional clients, offering brokerage and advisory services across various programs including financial planning, advisor-managed portfolios, and retirement plan consulting. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization supported by risk-assessment tools, with a notable scale and complex affiliate network.

Christopher Juele is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, Charles Schwab, and TD Ameritrade. Prior to his advisory roles, he was involved with Professional Public Adjusters LLC and the Texas Quitters Club. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Its investment approach combines non-discretionary client relationships with access to discretionary separately managed accounts, using multi-asset model portfolios and research from the Schwab Center for Financial Research.

Ross Leonardi is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and bringing 15 years of industry experience. He has worked at Charles Schwab Bank and Charles Schwab and Co., Inc. since 2023, following a decade at TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains an integrated structure that supports centralized supervision and custody.

Kellee Neves is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. Her prior roles include positions at Clearcover, Inc., Goosehead Insurance Agency, and Schultz & Kellar, PLLC. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm employs a combination of fundamental research, quantitative analysis, and systematic methodologies in its investment approach.

Matthew Ruppe Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has worked at LPL Financial since 2012 and previously held positions at BMO Harris Financial Advisors and Uvest Financial Services Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management access, and institutional platforms, with advisory services delivered through a large network of investment adviser representatives.

Kayla Lippert is a financial advisor at Fidelity with nine years of industry experience. She holds Series 63 and Series 66 designations and previously worked at Brinker International, Inc. CHILI's. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional investors, including charitable funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction in managing a broad range of investment products.

Cody Hernandez is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has previously worked at Supreme Lending and Caliber Home Loans. Outside of advisory work, he is the sole proprietor of a sales business focused on setting up internet services for new residents on weekends. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, utilizing proprietary research and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is notable for its use of systematic methodologies, advisory roles to multiple registered investment companies, and integration of AI-driven research techniques.

James Crouch is a financial advisor with Primerica Advisors in Hurst, Texas, holding Series 63 and Series 65 licenses and seven years of industry experience. He has been affiliated with Primerica Advisors, Primerica Financial Services, and Christ Church Irving since 2019. Outside of his advisory role, he is the sole proprietor of A1 Handgun Training, LLC, a business unrelated to investments. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with approximately 3,700 advisors and $15.5 billion in assets under management, delivering advisory services primarily through model-based investment strategies managed by unaffiliated asset managers.

Kindel Burkett is a financial advisor at Charles Schwab with six years of industry experience. He holds the Series 63 and Series 66 licenses. Prior to joining Schwab, he worked at TD Ameritrade and has experience in various financial and non-financial roles. Outside of his advisory work, he is involved as an independent business owner with Amway, focusing on food and beverage product distribution. Charles Schwab serves a primarily high- and ultra-high-net-worth clientele through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management, leveraging multi-asset model portfolios and centralized operational support.

David Gillette is a financial advisor at Fidelity with 40 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. His prior work includes nine years at Ameriprise Financial Services and eight years with Fidelity Brokerage Services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies and fund-of-funds.

Elizabeth Beck is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 credentials and five years of industry experience. She has been with Fidelity since 2020 and previously worked at Encompass Health, Red7 Creative, Dex Media, and Vita Coco. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a range of clients, including retail and institutional investors, through a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm manages model portfolios built from mutual funds, ETFs, and ETPs, and has distinctive roles including registration as a commodity pool operator and advisory services to registered investment companies.

Abigail Serna is a financial advisor at Charles Schwab in Westlake, TX, holding a Series 66 designation with one year of industry experience. She has worked in various roles including positions at Charles Schwab Bank, Charles Schwab, and in customer service prior to entering the financial advisory field. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management services. The firm combines a large client base with integrated brokerage, advisory, and custody services.

Lauren Hutchins is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Fidelity, she worked in various educational roles over six years with Northwest ISD, Richardson ISD, and Frisco ISD. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to both retail and institutional clients using a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm manages a range of model portfolios and serves multiple registered investment companies, employing systematic methodologies and oversight controls.