Robert Seeley is a financial advisor with Valic Financial Advisors in Houston, TX. He holds Series 63, 65, and 66 licenses and has one year of industry experience. Prior to joining Valic Financial Advisors, he owned and operated a trucking business and has worked in various roles including self-study for securities licensing and positions at Agia. Outside of finance, he is a professional scuba diver affiliated with Sport Divers of Houston, providing volunteer diving support and instruction assistance. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts using Envestnet’s platform, operating at scale with over 1,200 advisors and nearly 300,000 clients.

David Barnes is a financial advisor with Valic Financial Advisors in Houston, TX, holding Series 63 and Series 65 credentials and possessing 24 years of industry experience. He has worked at Valic Financial Advisors since 2009 and has been associated with Agia since 2022, where he is involved in non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, along with corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Alan Brubaker is a financial advisor with VOYA Financial Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with VOYA Financial Advisors since 2014 and previously worked at Voya Financial Partners, LLC. In addition to his advisory role, Brubaker operates as an independent insurance agent selling fixed insurance products and serves as a notary public. VOYA Financial Advisors, Inc. is an enterprise-scale firm that provides financial planning, portfolio management, and retirement advisory services to individuals—including high-net-worth clients—pension plans, charitable organizations, and corporations. The firm combines model portfolios, both in-house and external strategists, with technology-enabled tools, managing many accounts on a non-discretionary basis while also offering limited discretionary management through wrap and unified managed account programs.

Yonghui Huang is a CFP® credentialed financial advisor with 10 years of industry experience. He is currently with Corient in Houston, TX, where he has worked since 2023. His prior experience includes roles at Purshe Kaplan Sterling Investments and Stavis & Cohen Private Wealth. Corient provides investment advisory and financial planning services to individual and high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and specialized alternative investment platforms.

Donald Zabak is a financial advisor with Valic Financial Advisors based in Houston, TX, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has worked at Valic Financial Advisors since 1999 and is also associated with Agia, where he operates as an agent for non-securities insurance products. Valic Financial Advisors primarily serves U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts, utilizing centralized technology and model solutions to manage assets for a large client base.

Rexsor Gonzalez is a financial advisor with Truist Advisory Services, holding a Series 66 designation and bringing 11 years of industry experience. His prior roles include positions at J.P. Morgan Chase, Merrill, and Bank of America. Outside of advising, he serves on the board of directors for a nonprofit focused on preventing violence against women. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing both discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Lori Bennett is a financial advisor at Oppenheimer with 36 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Oppenheimer since 2015. The firm serves individuals, corporations, pension and profit-sharing plans, and charitable organizations through a range of advisory and brokerage services. Oppenheimer offers programs including asset management, consulting, and retirement services, using both discretionary and non-discretionary approaches across various portfolio types.

Michael Ferraro is a financial advisor at Valic Financial Advisors with 17 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including BlackRock Investments, Envestnet, and Sanford C. Bernstein. Based in Houston, TX, he joined Valic Financial Advisors in 2026. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors and emphasizes centralized technology and model solutions to serve a broad client base.

Jon Urruzuno is a financial advisor with Oppenheimer, holding a Series 66 designation and 13 years of industry experience. He previously worked at UBS Financial Services from 2013 to 2022 before joining Oppenheimer in 2022. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a range of advisory programs and manages equity, balanced, and fixed-income portfolios with both discretionary and non-discretionary approaches.

Charles Luke is a financial advisor at RBC Rochdale, LLC in Houston, TX, holding the CFA® designation along with Series 66 and Series 63 licenses. He has 15 years of industry experience, including eight years at City National Rochdale and eight years at Avalon Advisors LLC. RBC Rochdale serves a diverse client base including high net worth individuals, investment companies, corporations, charitable organizations, and government entities. The firm employs an active, multi-strategy investment process combining quantitative screening and fundamental analysis, utilizing proprietary tools like the Galaxy asset-allocation system and Monte Carlo simulations to construct tailored portfolios across various asset classes.

Raya Kulkarni is a CFP® and Series 66-licensed financial advisor with 21 years of industry experience. She is currently with Creative Planning and has prior experience at TIAA-CREF and Sunbelt Securities, Inc. Kulkarni is also president of POINT FRONTIER, LLC, a business consulting firm focused on operations efficiency and business planning. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, and retirement plans. The firm employs a financial planning–led investment process emphasizing low-cost indexing and offers a range of supplemental strategies, supported by a large advisory team and centralized investment infrastructure.

Jennifer Frazier is a financial advisor with Hightower Advisors, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. She previously worked at Frontier Investment Management Co from 2015 to 2020. Hightower Advisors serves a diverse client base including individual and institutional investors such as pension and profit-sharing plans, charitable organizations, and corporations. The firm offers a range of advisory services with an emphasis on manager selection and multi-manager solutions, utilizing both affiliated and third-party managers along with proprietary research and varied investment vehicles.

Stephanie Clay is a Series 66-licensed financial advisor based in Houston, TX, with eight years of industry experience. She has worked at Truist Advisory Services and Truist Investment Services since 2022, and previously held roles at Bank of America, Merrill, and Wells Fargo from 2016 to 2022. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate integration.

Ryan Smith is a financial advisor with PNC Wealth Management based in Houston, TX, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. His prior roles include positions at Merrill Lynch Pierce Fenner & Smith, Morgan Stanley, E*TRADE, and Scottrade. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online, discretionary model account available by invitation to employees. The firm employs algorithm-driven risk assessments and delegates portfolio execution and proxy voting to third parties, utilizing mutual funds and ETFs with annual rebalancing.

Jessica Lim is a financial advisor with Corient in Houston, TX, holding Series 65 and Series 63 licenses and bringing 19 years of industry experience. Her previous roles include positions at Avalon Wealth Management LLC, Avalon Investment & Advisory, and Levitt Capital Management LLC. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporations. The firm uses a goals-based, team investment approach that integrates in-house strategies with third-party managers, employing risk management and stress testing tools to align portfolio exposures with client objectives.

Cade Horton is a financial advisor with Valic Financial Advisors in Houston, TX, holding a Series 66 designation and two years of industry experience. He previously worked at Northwestern Mutual and Agia, where he is also appointed as an agent to sell non-securities insurance products. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and unified managed accounts using Envestnet’s platform and third-party model managers.

Constance Bolen is a Series 66-credentialed financial advisor with 11 years of industry experience, currently affiliated with Truist Advisory Services. Her prior roles include positions at Cetera and Hancock Whitney Bank. She serves as a board member and co-chair of the Volunteer and Mission Capacity Committee for the American Red Cross Louisiana Capital Area Chapter. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing both discretionary manager relationships and non-discretionary consulting supported by third-party platform arrangements.

Francisco Pastor is a financial advisor at Citigroup Global Markets with 12 years of industry experience. He holds the Series 65 and Series 63 designations. Prior to joining Citigroup in 2017, he worked at Wells Fargo Clearing and Stonex International Advisors Inc. Outside of his advisory role, he is a partner at PRXIMA Companies LLC, a technology consulting firm, and a manager at FERCAPA LLC, which focuses on property management and real estate investment. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains large institutional scale with specialized market roles, including derivatives and futures services.

Daniel Tiprigan is a CFP® and holds a Series 66 license with 14 years of industry experience. He has worked at Goldman Sachs & Co. LLC since 2021 and previously spent 11 years at The AYCO Company, L.P./Mercer Allied. He serves as Treasurer of Christ Our Hope Community Church in Houston, where he oversees investments and manages the church’s financial affairs. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individual and high-net-worth households, corporate participants, and institutional clients. The firm uses centralized investment resources and model portfolios, delivering services through both discretionary and non-discretionary managers while offering specialized programs such as Executive Wealth and Private Family Office support.

Melissa Christensen is a financial advisor at Empower Advisory Group with 19 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Fidelity Investments and Fidelity Personal and Workplace Advisors. Outside of her advisory role, she works as an independent contractor for DoorDash. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail clients. The firm emphasizes long-term portfolio returns and annual rebalancing through an integrated model tied to Empower’s recordkeeping and administrative platforms.