Jeffrey Romero is a financial advisor with Stratos Wealth Partners, Ltd. He holds Series 63 and Series 65 licenses and has 35 years of industry experience. His prior work includes positions at LPL Financial, Wells Fargo Clearing, UBS Financial Services, and Citigroup Global Markets. He serves on the board of the New Mexico Philharmonic, a nonprofit organization. Stratos Wealth Partners is an SEC-registered enterprise adviser with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a diverse client base including individuals, retirement plans, corporations, nonprofits, and institutional clients, offering a range of customized investment management and financial planning services through an open-architecture platform.

Eric Holt is a CFA charterholder with 14 years of experience in the financial industry. He is currently with Cerity Partners LLC and has previously worked at firms including The Milestone Group, Inc., SRS Capital Advisors, Inc., and AllianceBernstein L.P. based in Scottsdale, AZ. Cerity Partners advises a diverse client base ranging from high-net-worth individuals and families to institutional investors, providing customized wealth management services that include investment management, financial planning, and retirement plan consulting. The firm employs a client-specific investment framework that combines quantitative screening, manager selection, and access to alternative and private market solutions.

Nemanja Miljkovic is a financial advisor with Guardian Life and holds Series 63 and Series 66 designations. He has 13 years of industry experience and has worked with firms including Park Avenue Securities, Allstate Insurance, Bank of America, Merrill, and Morgan Stanley Smith Barney. Based in Scottsdale, AZ, Miljkovic is also engaged in insurance activities outside of Guardian Life. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and advisory services to individuals, corporate and retirement plan sponsors, charities, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, with access to proprietary programs, third-party advisory solutions, and integrated lending options.

Abe Bochner is a CFP® professional with 38 years of industry experience, currently affiliated with UNITED PLANNERS' FINANCIAL SERVICES of AMERICA as a Limited Partner. He has worked as an independent insurance agent since 1999 and has been associated with United Planners Financial Services for the same period. Bochner also owns a non-variable insurance business in Phoenix, AZ. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base, including individuals, retirement plans, corporations, and institutional clients. The firm administers approximately $12.77 billion in assets through a network of independent Investment Adviser Representatives and offers a combination of advisory and brokerage services with a focus on non-discretionary account management.

Ryan Garrison is a financial advisor with United Planners' Financial Services of America, holding a Series 66 designation and 14 years of industry experience. His career includes roles at multiple settlement-focused firms, including Garrison Settlements and Mass Tort Settlement Group, where he has been involved since 2015 and 2017 respectively. He serves as a board member of the Society of Settlement Planners, a national trade association related to structured settlement planning. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base with advisory and brokerage services, managing approximately $12.77 billion in assets through a combination of custodians, third-party money managers, and platform programs. The firm operates largely on a non-discretionary basis and is known for its limited-partnership ownership structure and support for advisor transitions.

Michael Kneip is a financial advisor with United Planners Financial Services of America, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior roles include positions at Allstate Insurance Company and Allstate Distributors LLC. He also maintains a life insurance license in Buckeye, Arizona. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, and institutional clients such as sovereign wealth funds. The firm offers financial planning, portfolio management, retirement plan services, and brokerage solutions through an open-architecture platform that supports both fee-based and commission-based options.

Jesus Soto is a financial advisor with United Planners Financial Services of America, holding a Series 66 designation and over 27 years of industry experience. His prior firms include Cambridge Investment Research Advisors, Silverstone Private Wealth LLC, and Retirement Consultants. In addition to his advisory work, he is an independent insurance agent through De Soto & Company. United Planners Financial Services is a national wealth-management enterprise serving a broad client base with advisory and brokerage services. The firm’s structure as a limited partnership includes approximately 364 advisors managing about $12.77 billion in assets, primarily on a non-discretionary basis.

John Nanni is a CFP®-certified financial advisor with 28 years of industry experience, currently affiliated with J.W. Cole Advisors, Inc. since 2010. He has also been involved in motivational speaking through Rippleinc.com since 2003 and works as a life and health insurance broker. Additionally, he serves as a substitute teacher in the public school system and owns a home remodeling company. J.W. Cole Advisors operates a large network of independent advisors providing fee-based portfolio management, financial planning, retirement plan services, and access to multiple investment platforms for individuals, high-net-worth clients, and institutions. The firm offers both discretionary and non-discretionary account management using a mix of fundamental and technical analysis as well as model and manager-based strategies.

Hillary Bouthillier is a financial advisor at OSAIC Institutions, Inc. with 14 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Ameriprise Financial Services, Inc. and Finemark Bank. OSAIC Institutions, Inc. serves individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure and a model that delegates investment management to its representatives while maintaining firm supervision.

Kevin Gotwalt is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 66 designation and 20 years of industry experience. His career includes longstanding roles at both Park Avenue Securities and Guardian Life Insurance Company since 2006. Outside of his advisory work, he provides insurance services including health, life, disability, annuities, and long-term care insurance to clients. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides tailored client solutions combining advisor-led discretionary management and model-based strategies, access to proprietary and third-party programs, and a range of financial planning and consulting services.

Karlie Achenbach is a financial advisor at Beacon Pointe Advisors, LLC with one year of industry experience. She holds a Series 65 designation and has prior work experience outside finance, including roles in education and hospitality. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients, employing a manager-focused investment approach with both active and passive strategies.

Michael Rautiola is a CFP®-certified financial advisor with 25 years of industry experience. He is currently with Carson Wealth and has previously worked at firms including RLW Financial Advisors, Cetera Wealth Services, and Sammons Securities. Outside of advisory roles, he co-founded a fixed insurance business providing life, health, disability, annuities, and long-term care insurance solutions. Carson Wealth is an SEC-registered investment adviser operating an enterprise platform with over 650 advisors and approximately $50.6 billion in assets under management. The firm offers discretionary asset management, financial planning, retirement plan services, and utilizes an Investment Committee to construct and monitor model portfolios, integrating multiple custodial and technology platforms to support execution and reporting.

Thomas O'Brien is a financial advisor with TLG Advisors, Inc. based in Scottsdale, AZ. He holds Series 63 and Series 65 designations and has 25 years of industry experience. His prior roles include positions at Kestra Investment Services, WealthPoint LLC, OneAmerica Securities, and Polaris Insurance Advisors LLC, where he is involved in business development and operations management. TLG Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm provides investment supervisory services, portfolio management, and comprehensive financial planning, employing a manager selection process grounded in fundamental analysis and Modern Portfolio Theory.

Bryon Decker is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior experience includes a decade at Arbor Point Advisors and extensive tenure with Securities America Advisors, Inc. Decker also holds a long-standing role with the Millard Athletic Association. Osaic Advisory Services, LLC is an SEC-registered enterprise firm that serves a broad client base, including individuals, pension and profit-sharing plans, corporate and charitable entities, retirement participants, and sovereign wealth funds. The firm offers a variety of investment programs and planning services, employing both fundamental and technical analysis, tactical trading, and access to alternative investments through integrated platform relationships.

Taylor Bolm is a financial advisor at Focus Partners Wealth, LLC with one year of industry experience. He holds a Series 65 designation and has experience working at Kovitz Investment Group Partners, LLC. Outside of financial advising, he has been involved with Silverleaf Country Club since 2019. Focus Partners Wealth, LLC serves individuals, families, family offices, and institutional clients with wealth management, financial planning, and investment advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies, third-party managers, and private funds.

Paul Nacario is a financial advisor with Creative Planning holding Series 63 and Series 65 credentials and 32 years of industry experience. He previously worked at Innovest Portfolio Solutions, LLC and ICMA Retirement Corporation. Paul is based in Scottsdale, AZ. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals and institutional clients. The firm employs a financial-planning-led investment approach that combines low-cost indexing, buy-and-hold strategies, and selective private market exposure.

Bryce Webber is a CFP® professional with nine years of industry experience, currently serving as an advisor at Mariner Wealth Advisors since 2019. His prior experience includes roles at The Vanguard Group and a position at the University of North Carolina Wilmington. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations through investment management, financial planning, and retirement consulting. The firm combines in-house research with third-party manager allocations and offers integrated tax, accounting, and family office services alongside traditional portfolio management.

Jeffrey Poitras is a financial advisor with Voya Financial Advisors, Inc. based in Scottsdale, AZ. He holds Series 63 and Series 66 licenses and has 25 years of industry experience. His prior work includes roles at Fidelity Investments and The Vanguard Group. In addition to his advisory role, he is involved in the sales of fixed insurance products through Water Tower Financial. Voya Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate serving individuals, high-net-worth clients, pension plans, and corporate clients. The firm offers financial planning, portfolio management, unified managed account programs, and retirement-plan advisory services, employing both discretionary and non-discretionary strategies supported by technology-enabled tools and a broad selection of investment products.

Anthony Blair is a financial advisor with J.W. Cole Advisors, Inc. in Scottsdale, AZ, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has been with J.W. Cole Advisors since 2016 and is also involved with Agrandar Associates, Inc. outside of the firm. Blair is a limited partner in a dude ranch in Arizona and a partner in a low-income home building project in Puerto Penasco, Mexico. J.W. Cole Advisors is an SEC-registered investment adviser that serves individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm offers portfolio management, financial planning, access to third-party managers, and multiple managed account solutions, with investment decisions implemented on discretionary or non-discretionary bases.

Carol Joyce is a financial advisor with United Planners Financial Services of America and holds Series 66 and Series 63 designations. She has 17 years of industry experience, including roles at Bulman Wealth Group and Able Financial Group LLC. Joyce is also active as a non-variable insurance agent in Cave Creek, AZ. United Planners Financial Services is a national wealth-management firm serving a broad client base including individuals, retirement plans, and institutional clients. The firm manages approximately $12.77 billion in assets through a mix of advisory and brokerage services, with a focus on non-discretionary, client-directed account management.