Justin Free is a financial advisor with Schwab Wealth Advisory, holding CFP® and Series 66 credentials and 15 years of industry experience. His prior roles include positions at Morgan Stanley, Wells Fargo Clearing Services, Bank of America, and Merrill. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations utilizing Schwab’s proprietary research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its service model from many enterprise wealth managers.

William Prosser is a financial advisor with Valic Financial Advisors in Phoenix, AZ, holding Series 63 and Series 66 licenses and having six years of industry experience. His prior work includes positions at Usaa from 2013 to 2022 and Agia since 2022. Outside of his advisory role, he is an agent for Agia, involved in non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models to construct client portfolios.

Benjamin Tiller is a financial advisor at TLG Advisors, Inc. with 14 years of industry experience. He holds the Series 66 designation and has worked at LFI Advisory Inc from 2017 to 2021 and The Leaders Group Inc since 2011. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors, providing investment supervisory and portfolio management, comprehensive financial and estate planning, and ERISA fiduciary services.

Travette Keyes is a financial advisor at Empower Advisory Group with Series 66 and Series 63 designations and two years of industry experience. Prior to joining Empower, he worked at Charles Schwab & Co., Inc. and The Vanguard Group, Inc. His diverse background includes roles in insurance, retail, and community involvement. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants. The firm’s integrated model supports both point-in-time financial plans and optional managed account solutions, with a focus on long-term portfolio returns and client savings rates.

Joseph Kabaki is a CFP®-designated financial advisor with eight years of industry experience. He is currently with Steward Partners Investment Advisory, LLC and has previously worked at Ameriprise Financial Services, LLC, Raymond James Financial Services, Inc., and Jackson Roskelley Wealth Advisors, Inc. Outside of advising, Kabaki serves as Treasurer on a nonprofit board. Steward Partners Investment Advisory, LLC is an enterprise-scale, SEC-registered RIA managing approximately $36.7 billion in assets. The firm serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations, offering diverse investment advisory and financial planning services through both discretionary and non-discretionary portfolio management.

Charles Pascu is a CFP®-certified financial advisor at Eagle Strategies (NY Life) with 31 years of industry experience. He has been with Eagle Strategies and affiliated entities since 2013. From 2017 to 2018, he was employed at Uber. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individual investors and institutional sponsors. The firm emphasizes tailored recommendations and offers multiple program types, managing the majority of assets on a non-discretionary basis through its integrated relationship with New York Life.

Jared Christensen is a financial advisor with Empower Advisory Group and holds Series 63 and Series 66 designations. He has 21 years of industry experience, including extensive tenure at Fidelity Investments before joining Empower in 2026. Jared is based in Gilbert, Arizona. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage clients. The firm’s integrated approach leverages proprietary planning tools and emphasizes long-term portfolio returns within plan lineups selected by plan sponsors.

Charles Carter is a financial advisor with Commonwealth Financial Network in Phoenix, AZ, holding the ChFC® designation and Series 63 license. He has 30 years of industry experience and has been with Commonwealth and Camelback Retirement Planners since 2013. Carter is also a co-owner of DMCC, LLC, a private entity involved in securities, advisory, and insurance business operations. Commonwealth Financial Network is a national registered investment adviser supporting approximately 2,950 advisors with a range of advisory programs and services. The firm provides operational, trading, technology, investment management, compliance, and practice-management support, enabling advisors to offer customized portfolio solutions and discretionary model portfolios.

David Bonar is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and 10 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2015, including roles at Charles Schwab Bank SBB and Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools. The firm delivers annual financial reviews and investment recommendations while leaving final trading decisions to clients.

Taylor Thompson is a CFP®-certified financial advisor with 12 years of industry experience. He currently works at Schwab Wealth Advisory, Inc. and has previously held roles at The Vanguard Group and various Charles Schwab entities. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews and investment recommendations using Schwab’s proprietary research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees or manage accounts on a discretionary basis.

Eric Verhulst is a financial advisor at Rockefeller Financial LLC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Bank of America and Merrill. Outside of his advisory role, he is involved in managing several LLCs related to vehicle sharing. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides portfolio management, financial planning, and consulting through a Private Advisor model and a consolidated investment platform that includes discretionary and non-discretionary solutions across equities, fixed income, and alternatives, while also operating as a registered broker-dealer.

Jorge Flores is a financial advisor at AE Wealth Management, LLC with one year of industry experience. He holds a Series 65 credential and has previously worked at Ensign Wealth Management, Citi Bank, and Pharmaceutical Distributions SA. Flores is also involved in insurance sales and services through Ensign Wealth Management. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base, including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach that combines model portfolio solutions, discretionary asset management, financial planning, and consulting services.

Thomas Richardson is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding a CFP® designation and Series 63 and 66 licenses. He has four years of industry experience, with prior roles at Charles Schwab & Co., Inc., Arizona State University, and Starbucks Coffee Company. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across various asset classes using Schwab's research tools and standard asset allocation models.

Eric Swier is a CFP® professional with 10 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory, Inc. Prior to joining Schwab Wealth Advisory and Charles Schwab & Co., Inc., he worked at JPMorgan Chase Bank N.A., J.P. Morgan Securities LLC, Robinhood Markets, Inc., and The Vanguard Group, Inc. Outside of his financial advisory role, Swier operates two e-commerce businesses focused on jewelry and resale of thrifted items. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement planning, and investment recommendations utilizing Schwab’s proprietary research and standard asset allocation models, with final trading decisions made by clients.

Robert Pier is a financial advisor with Hightower Advisors in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His prior roles include positions at Success Property Brokers, Your Castle Real Estate, Advisor Group Inc, and United Planners Financial Services. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, and charitable organizations. The firm’s approach focuses on manager selection and multi-manager solutions, utilizing both affiliated and third-party managers alongside proprietary research and a wide range of investment vehicles.

George Klima is a ChFC® credentialed financial advisor with 43 years of industry experience, currently affiliated with Primerica Advisors and Park Avenue Securities. His career includes roles at Guardian Life Insurance Company and Primerica Advisors, among others. Outside of his advisory work, he is involved in restaurant ownership through the Nova Restaurant Group and Tavern 4 & 5 LLC, and he is a partner in Foster K Partners, LLP, which conducts Guardian business. Park Avenue Securities serves a diverse retail client base, offering brokerage and advisory services alongside financial and business consulting. The firm utilizes a combination of proprietary and third-party investment strategies, supporting both discretionary and non-discretionary account management across multiple asset types.

Charlotte Mc Gibbon is a financial advisor at Cerity Partners LLC with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Morgan Stanley and The Vanguard Group, Inc. Outside of finance, she has experience in the restaurant industry, having worked at Rocco's Pizzeria and STARR Restaurants. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, institutions, and charitable organizations. The firm provides customized portfolio management with a focus on diversified asset allocation and offers a broad range of services including financial planning, tax and insurance support, retirement plan services, and access to alternative and private-market investments.

Ann Stojanovic is a financial advisor at Schwab Wealth Advisory in Phoenix, AZ, with six years of industry experience. She holds the Series 63 and Series 66 designations and has been with Schwab Wealth Advisory since 2020, having been affiliated with Charles Schwab since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools, while leaving final trading decisions to clients.

James Cooney is a financial advisor with Focus Partners Wealth, LLC in Phoenix, AZ, holding Series 63 and Series 65 licenses and possessing seven years of industry experience. His career includes roles at The Colony Group, LLC, HoyleCohen, LLC, Stellar Capital Management, and Empirical Wealth Management. Focus Partners Wealth serves a diverse client base, including individuals, high-net-worth families, family offices, corporations, retirement plans, and institutions, offering a range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that integrates fundamental and quantitative analysis with external manager resources, alongside a broad platform of affiliated service companies providing insurance, lending, and real estate investment solutions.

Michael Frazier is a CFP® with 17 years of industry experience and currently practices at Empower Advisory Group. His prior roles include positions at The Vanguard Group, Merrill, Bank of America, and USAA Financial Advisors. He has also worked in education within the Phoenix Union and Paradise Valley School Districts. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing in its financial planning service and serves a large participant base with a higher client-to-advisor workload than many peers.