David Black is a financial advisor at Edelman Financial Engines with 10 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Merrill from 2014 to 2018. Since 2018, he has been with Financial Engines Advisors L.L.C., now part of Edelman Financial Engines. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Mark Dewane is a financial advisor with RBC Capital Markets in Phoenix, AZ, holding Series 63 and Series 65 credentials and possessing 41 years of industry experience. He has been with RBC Capital Markets since 2009. Dewane serves on the boards of several local organizations, including Maricopa Integrated Health System, Scottsdale Business Development Forum where he is chairman, and the Phoenix Police Reserve Foundation. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients through various advisory programs that offer portfolio management, financial planning, custody, and brokerage services. The firm employs a tailored investment approach using a combination of in-house and third-party managers with a range of options for portfolio structure, rebalancing, tax management, and responsible investing.

Michael Hefner is a financial advisor at LPL Financial with 42 years of industry experience. He holds a Series 63 designation and has worked at LPL Financial since 2025. Prior to joining LPL, he was with Western International Securities, Inc. for 22 years and UBS Financial Services for 14 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment services, including model portfolio programs and third-party asset management, supported by advanced research and operational tools.

John Kukich is a financial advisor with Wells Fargo Clearing in Peoria, AZ, holding a Series 63 designation and 38 years of industry experience. He has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Ryan Kidd is a financial advisor at LPL Financial with 21 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for nine years and Equitable Advisors for eight years. He is the author of the book *The Art of Retiring Whole*. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Bert Gass is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 65 credentials and 24 years of industry experience. He has been with Charles Schwab since 2008. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset portfolio approach supported by centralized custody and order-routing operations.

Timothy Loeffler is a financial advisor with Charles Schwab, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Ziprecruiter and Rosatis Pizza: Selke Management Company. He is currently based in Phoenix, AZ. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm integrates non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and due diligence on alternative investments.

Thomas Seros is a CFP®-certified financial advisor with Edward Jones in Surprise, AZ, and has 18 years of industry experience. He has been with Edward Jones since 2007. Outside of his advisory work, he is a silent partner in a commercial building venture in St. Clair, Michigan. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Kristen Beckbissinger is a CFP® and holds a Series 66 license, with 20 years of experience in the financial industry. She has been with J.P. Morgan Securities LLC since 2014. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Derek Hellerman is a financial advisor at Fidelity with three years of industry experience. He holds the Series 66 designation and has worked at The Vanguard Group and Good Day Financial in addition to his current role. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, and it serves in formal advisory roles for multiple registered investment companies.

Tyler Gilberg is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 16 years of industry experience. He previously worked at Edward Jones from 2010 to 2022 before joining Raymond James in 2022 and currently serves as CEO of Gilberg Private Wealth and Gilberg Wealth Management, where he advises individual clients. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and investment consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Samuel Marcus is a financial advisor with Mass Mutual Investors Services in Phoenix, AZ, holding a Series 66 credential and three years of industry experience. His prior roles include positions at Family First Life and Shield Co. Marketing, as well as work at the University of Arizona. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software and structured planning processes to deliver written recommendations, focusing on investment categories and strategies rather than specific product selections.

Connor Mackin is a financial advisor at Thrivent Investment Management with two years of industry experience and a Series 66 designation. Prior to joining Thrivent, he worked with Young Life at their Lost Canyon and Lake Champion locations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, focusing on holistic, goal-based analyses without discretionary trading authority. Their services include planning across a wide range of topics and allow clients to combine planning with managed-account programs under a consolidated billing option called WealthPlan.

Lori Hennesy is a financial advisor with Wells Fargo Clearing in Phoenix, AZ, holding a Series 63 designation and 24 years of industry experience. She has worked with Wells Fargo Advisors LLC since 2009 and Wells Fargo Clearing since 2016. Outside of her advisory role, she serves as power of attorney for her parents and is a 50% owner of Michael Hennesy Pump Services Consulting LLC, a water and wastewater treatment plant consulting business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research-driven investment strategies with a broad range of financial products and services, supported by over 14,000 financial advisors and substantial assets under management.

Marc Glass is a financial advisor with Wells Fargo Clearing in Peoria, AZ, holding Series 63, 65, and 66 credentials and 33 years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2016. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kirk Johnson is a financial advisor at UBS Financial Services with 47 years of industry experience. He holds Series 63 and Series 65 designations and has been with UBS since 2014. Based in Phoenix, AZ, his career has focused on delivering investment advisory and brokerage services. UBS Financial Services serves individual, corporate, and institutional clients with a range of offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans.

Christopher Kandas is a financial advisor with Ameriprise in Phoenix, AZ, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. He has been with Ameriprise Financial Services since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides tailored retirement planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Jesse Blaise is a financial advisor at Charles Schwab with six years of industry experience and holds a Series 66 designation. His prior roles include positions at Raymond James Financial Services and Wells Fargo Advisors. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, providing non-discretionary investment recommendations alongside access to discretionary separately managed accounts and alternative investments.

Michael Riccio is a financial advisor with Charles Schwab & Co., Inc. based in Phoenix, AZ, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has been with Charles Schwab since 2008. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a large-scale, integrated structure that supports extensive client coverage and centralized operations.

Ryan Barton is a financial advisor at Fidelity with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has been with various Fidelity entities since 2015, including Fidelity Personal and Workplace Advisors and Fidelity Investments. Fidelity’s Strategic Advisers LLC, where he is affiliated, provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage funds and model portfolios.