Ian Ott is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 licenses and four years of industry experience. He is a co-owner of Warmen & James Private Wealth, a private entity involved in securities, advisory, and insurance business. Ott has worked at several firms including Commonwealth Financial Network, Royal Alliance, and Mountain West Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a variety of financial planning and investment management solutions, combining scale with a broad range of financial activities and oversight of significant discretionary assets.

Conor Devany is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2012, also working at Bank of America since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Lexie Jimenez is a financial advisor at Merrill with Series 63 and Series 66 licenses and three years of industry experience. She has worked at Merrill since 2026 and previously held positions at J.P. Morgan Securities and Safe Credit Union. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Isaac Morales Osuna is a financial advisor at Morgan Stanley with seven years of industry experience. He previously worked at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA. Outside of his advisory role, he is the owner of a rental property. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm emphasizes structured financial planning supported by firm-approved tools and serves clients through both direct and corporate financial planning agreements.

Hayley Beard is a CFP® with 18 years of industry experience and has been with Edward Jones since 2015. She holds the Series 63 and Series 66 licenses and is based in Coronado, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Susan Boas is a financial advisor at Merrill with 30 years of industry experience. She has held her position at Merrill since 2007 and holds Series 63 and Series 65 designations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Hankin is a CFP®-designated financial advisor with 31 years of industry experience. He is currently with Cetera, where he has worked since 2013, including time at Cetera Advisors LLC. Outside of his advisory role, he serves as a committee member for the Willow Creek Homeowners Association, reviewing property improvement applications to ensure compliance with guidelines. Cetera Investment Advisers LLC is an SEC-registered adviser supporting individuals, retirement plans, corporate and charitable clients, and institutional accounts through a multi-manager platform. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party money managers.

Greg Stafford is a financial advisor at LPL Financial based in San Diego, CA, with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Commonwealth Financial Network and The Gensler Group. Stafford was also the owner of a private entity facilitating securities, advisory, and insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Helena Xu is a financial advisor with UBS Financial Services in San Diego, CA, holding a Series 66 designation and 13 years of industry experience. She has been with UBS Financial Services since 2010. Outside of her advisory role, she is involved with the San Diego Women's Foundation in community service. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor client plans.

Karla Camarena Villarreal is a financial advisor with Merrill in San Diego, CA, holding a Series 66 credential and 18 years of industry experience. She has worked at Merrill since 2019 and previously spent five years at RBC Capital Markets. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies managed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Diana Canales is a financial advisor at Edward Jones with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Bank NA and JP Morgan Securities LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Christoph Scholz is a Financial Consultant at Fidelity Investments, a role he has held since 2024. Prior to this, he served as a Planning Consultant, Relationship Manager, and Financial Representative at Fidelity Investments between 2021 and 2024. His earlier experience includes positions as a Service Support staff member at Citizens Business Bank and Lead Teller at Wells Fargo. In his current role, Christoph works with clients to support them in pursuing their financial goals by utilizing Fidelity's resources and tools. He emphasizes a flexible, professional, knowledgeable, and relationship-focused approach to financial planning. Christoph holds a California Insurance License. Outside of his professional career, Christoph has interests in baseball, cars, football, social events with friends, skiing, and traveling.

Nils Clark is a Certified Financial Planner (CFP®) and holds a Series 66 license with 25 years of industry experience. He has been with UBS Financial Services in San Diego since 2015. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and delivers advisory services supported by proprietary research and model-based asset allocations.

Steven Davis is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 credentials and possessing 38 years of industry experience. His prior roles include seven years with Morgan Stanley DW Inc. and seven years at Independent Financial Partners. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services supported by technology and research, overseeing over $819 billion in discretionary assets through a large network of advisors.

Adrian Prado is a financial advisor at Cetera with 15 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Cetera, he worked at Planmember Securities Corporation for eight years. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individual, corporate, retirement plan, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and provides access to various third-party money managers and program platforms.

Robert Shultz is a financial advisor at Edward Jones with 17 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households of varying net worth, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 advisors and offers a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and tax-efficient services.

Matthew Stratton is a financial advisor with Edward Jones in San Diego, CA, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Business Acceleration Strategies and Movement Mortgage. He also registered a sole proprietorship intended for vlogging and blogging, which remains dormant. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates through an extensive network of financial advisors and branch offices nationwide.

Rebecca Kamiura is a financial advisor at Fidelity with six years of industry experience. She has worked at Fidelity Investments since 2022 and previously held roles at Wells Fargo Clearing and Wells Fargo Bank, N.A. Kamiura holds the Series 66 credential. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop systematic model portfolios across various investment vehicles.

Peter Bell Jr. is a CFP®-credentialed financial advisor with 33 years of industry experience. He is currently with Cambridge Investment Research Advisors and has held prior roles at Cetera, LPL Financial, Stifel, Wells Fargo Clearing, and A.G. Edwards & Sons. He is also involved in an insurance and benefits agency, The Katz Nassau Agency, Inc. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services across multiple platforms and custodians.

Anthony Ricci is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. His prior roles include positions at Sagepoint Financial, Inc. and American General Securities Incorporated. Ricci is also a licensed agent for non-variable insurance since 1980. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced operational tools.