Chase Puente is a financial advisor at UBS Financial Services with five years of industry experience. He previously worked at TD Ameritrade and operated a real estate business, Chase Puente, Real Estate, for one year. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor investment plans according to clients’ goals and risk tolerances.

Daniel Sponseller is a financial advisor with J.P. Morgan Securities in Oceanside, CA, holding Series 63 and Series 66 licenses and having 12 years of industry experience. He has worked at J.P. Morgan Securities and JPMC Bank NA since 2016, and previously at Edward Jones from 2013 to 2014. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm supports its advisory process with centralized due diligence and employs an investment approach that includes quantitative and qualitative research, ESG considerations, and broader derivatives and commodities capabilities.

Richard Tuton is a financial advisor at Fidelity with two years of industry experience. He holds a Series 66 designation and has previously worked at Reliant Direct Insurance Services and the American College of Financial Services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary portfolios, fund advisory, and model portfolios.

Kevin Aufmann is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding a Series 66 designation and 18 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at UBS Financial Services and Morgan Stanley. Outside of his advisory role, he is involved in ticket selling for sporting events through a personal venture. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Neilrey Ochoa is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Roohi Darugar is a Series 66-licensed financial advisor with LPL Financial in San Diego, CA, bringing 23 years of industry experience. Their career includes multiple tenures at Waddell & Reed and work with various insurance carriers before joining LPL Financial in 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a network of over 22,800 investment adviser representatives. The firm offers a broad range of financial planning and investment management solutions, including model portfolios, third-party asset management, and institutional platforms.

John Johnson is a financial advisor with Charles Schwab who holds the Series 63 and Series 66 designations and has 33 years of industry experience. He has worked at Charles Schwab since 2003 and at Charles Schwab Bank, SSB since 2005. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios, with centralized custody and operational support.

Scott Sims is a financial advisor with Merrill in San Diego, CA, holding a Series 66 designation and 20 years of industry experience. He has worked at Bank of America and Merrill Lynch since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Cassandra Walsh is a financial advisor with UBS Financial Services in San Diego, CA, holding a Series 66 designation and three years of industry experience. Her prior work includes roles at Robert Half and self-employment, along with various positions during her time at San Diego State University. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans and portfolio management.

Eric Dimino is a CFP®-designated financial advisor with 36 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2017 and previously at Wells Fargo Clearing for one year. Outside of his advisory role, he teaches skiing to children at Big Bear Mountain Resort. Stifel serves a diverse client base including individuals, institutional clients, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach is guided by a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

Julia Tutarinova is a Series 66-licensed financial advisor with Wells Fargo Clearing in San Diego, CA. She has six years of industry experience, all with Wells Fargo Clearing since 2018 following a six-year employment gap. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, using an IPS-driven approach grounded in modern portfolio theory. The firm offers both discretionary and non-discretionary services, including investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking.

Lorna Louie is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A. since 2023. Her prior experience includes roles at Keller Williams San Francisco and Rodrigo P Feliciano. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates both quantitative and qualitative research and includes a framework for ESG eligibility.

Nic Trounce is a financial advisor at Morgan Stanley with six years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at E*TRADE Securities LLC and Globaltranz/Apex Logistics. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Rosanne Muschenheim is a financial advisor at Morgan Stanley with a Series 66 designation and over a decade of experience in the industry. Her prior work includes roles at Bessemer Trust Company, Coastal Legacies APC, and several law firms. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning using firm-approved tools and methodologies.

Anjanie Sriram is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 65 and Series 63 licenses and has worked at JPMorgan Chase Bank, N.A. since 2013. Since 2022, she has been with J.P. Morgan Securities in San Diego, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process combines quantitative and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting.

Craig Danker is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 35 years of industry experience. He worked at UBS Financial Services for 14 years before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, offering both brokerage and advisory solutions at a large scale.

Kelly S. Garton is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He serves as the senior member of The Garton Group, a Merrill Lynch Wealth Management team based in San Diego, California. Kelly's client base includes high-net-worth individuals and families, professional athletes, pension funds, endowments, foundations, corporations, and not-for-profit organizations. Kelly began his career in 1989 as a Financial Representative with Fidelity Investments and joined Merrill Lynch Wealth Management in 1993. He has over 35 years of experience in the financial services industry, with a primary focus on wealth management strategies for affluent individuals and organizations. He has been recognized nationally, having been named to Forbes' "Best-in-State Wealth Advisors" list for eight consecutive years as of 2026. He earned a Bachelor of Arts degree in Business Finance from the University of Utah's David Eccles School of Business. Kelly holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Investment Management Analyst® (CIMA®), and CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA®). He is also involved in community activities, including associations with The Kyoto Symposium Organization and The Monarch School San Diego. Kelly resides in San Diego with his wife and three children and has personal interests in skiing, snowboarding, running, mountain biking, biking, genealogy, hiking, racquetball, table tennis, and watching movies.

Timothy Shea is a CFP® practitioner affiliated with LPL Financial, based in San Marcos, CA, with 33 years of industry experience. He has held roles at LPL Financial since 2020 and previously worked with Lucia Securities, Lucia Capital Group, and Raymond J. Lucia Companies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a network of over 22,800 investment adviser representatives.

Steven Trifoglio is a financial advisor with UBS Financial Services, holding a Series 66 designation and 29 years of industry experience. He has been with UBS Financial Services since 2006. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.

Michael Frey is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. He previously worked at Bank of America and Merrill Lynch from 2022 to 2025. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios alongside a formal alternative investment onboarding process.