Theodore Moorhead is a financial advisor at RBC Capital Markets with 35 years of industry experience. He holds the ChFC® designation and securities registrations including Series 63 and Series 65. Prior to joining RBC in 2024, he worked at Bank of America and Merrill. Moorhead serves on the boards of Bay Area Housing, Inc. and the Morgan Autism Center. RBC Wealth Management serves individual, institutional, pension, corporate, and charitable clients, offering customized advisory programs with discretionary and non-discretionary portfolio management and financial planning services. The firm utilizes a blend of in-house and third-party investment managers and provides integrated capital markets and affiliated asset management capabilities.

Gregory Lindahl is a financial advisor with LPL Financial based in San Jose, CA, holding a Series 66 designation and 18 years of industry experience. He has worked with LPL Financial since 2010. In addition to his advisory role, he dedicates part of his time to tax planning and consulting services through his separate business focused on retirement and college savings tax concerns. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, and institutions. The firm offers financial planning and various advisory programs that include discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Amir Enayati Shariat Panahi is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 66 designation and two years of industry experience. He previously worked at Bank of the West for seven years. Outside of his advisory role, he has an ownership interest in a real estate management business based in San Jose. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Grace Ma is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 66 and Series 63 licenses and possessing 27 years of industry experience. She has been with Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to both individual and institutional clients, including tailored financial planning services utilizing firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers planning through various channels, including corporate financial planning agreements.

Alan Williamson is a financial advisor at Equitable Advisors with 31 years of industry experience. He has been with Equitable Advisors since 2006, following a tenure at AXA Advisors. Outside of his advisory role, he serves as an ecclesiastical leader at The Church of Jesus Christ of Latter-day Saints in San Jose, CA. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, utilizing a variety of sponsored programs and third-party managers to deliver advisory and brokerage solutions.

River Li is a CFP® professional with 11 years of industry experience, currently affiliated with Morgan Stanley in Cupertino, CA. His prior experience includes roles at Wells Fargo and Charles Schwab. Outside of his advisory work, he is involved in property management as a sole proprietor of a real estate business. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process.

Thomas Fritze is a ChFC® with 27 years of experience in the financial services industry. He has been with MassMutual Investors Services since 2005 and has also been involved in life and health insurance sales through Creekside Insurance since 1995. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved analytical tools to develop collaborative, written recommendations tailored to client goals.

John Kettmann is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career as a Financial Advisor in 1991 and has since developed experience focusing on the 401(k) marketplace, investment management, tax minimization, and retirement assets and services. John works to craft strategies that help clients build, manage, and preserve wealth for both current and future generations. He holds the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) designation, as well as Personal Investment Advisor (PIA) and Retirement Benefits Consultant (RBC) credentials. John earned his Bachelor's Degree from Santa Clara University and his Master's Degree from Golden Gate University.

Carl Schreiber is a financial advisor with Charles Schwab in Campbell, CA, holding Series 63 and Series 66 licenses and six years of industry experience. His prior experience includes roles at J.P. Morgan Securities, JPMorgan Chase Bank, Bank of America, and Merrill Lynch. Outside of finance, he is also an actor with a sole proprietorship in the entertainment industry that remains open for residual income but is not active during market hours. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary investment guidance and access to discretionary managed accounts, supported by a large-scale, integrated operational platform.

Paul Martin is a financial advisor at Wells Fargo Advisors with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Advisors and its related entities since 2013. Outside of his advisory role, he is involved in managing an investment business, MPG Investments, based in Pleasanton, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning and investment services, utilizing proprietary research and planning tools to develop tailored recommendations for clients who meet a net-worth threshold.

Alberto Delgado is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has worked at Merrill since 2020 and Bank of America N.A. since 2022. Outside of his advisory roles, he has held positions in athletics and recreation at the University of California Santa Cruz. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Hansen is a financial advisor at Equitable Advisors with a Series 66 designation. He has professional experience at Flagship Services, Inc. and Dio Deka prior to joining Equitable Advisors in 2026. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to deliver tailored client services.

Andre Barde Jr. is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity Investments in 2025, he held positions at C2 Education and Charlie’s Place, among others. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management solutions.

Gary Pereira is a financial advisor with OSAIC based in San Jose, CA, holding Series 63 and Series 65 licenses and over 40 years of industry experience. He previously worked at Securities America Advisors, Inc. for 15 years and operated under his own practice from 2006 to 2016. Outside of his advisory role, Pereira is involved in residential real estate sales, insurance sales, personal training, and serves as an umpire for youth baseball games. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services. The firm employs various asset-allocation tools and provides access to third-party money managers and managed-account solutions.

Alyssa Chi is a financial advisor at Morgan Stanley in San Jose, CA, holding a Series 66 license with one year of industry experience. Prior to joining Morgan Stanley, she worked in educational roles at San Jose State University, Yonsei University, De Anza College, and Evergreen Valley High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and market simulations.

Marika Somorjai is a financial advisor with Cambridge Investment Research Advisors in San Jose, CA, holding Series 63 and Series 65 credentials and with 29 years of industry experience. She has been with Cambridge since 2010. Outside of advising, she owns Marika Skin Care, a retail sales business. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals using a variety of portfolio management strategies and custody platforms.

Steven Do is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at E*TRADE in various capacities from 2013 to 2022. Outside of his advisory work, he is a passive investor in a poke restaurant in Santa Cruz, California. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs supported by firm-approved planning tools and extensive asset management capabilities.

Haiqing Chen is a financial advisor with Merrill in San Jose, CA, holding Series 66 and Series 63 licenses and six years of industry experience. Their background includes roles at Bank of America, Guardian Life, MassMutual, and New York Life, among others. Chen serves as treasurer and board member for the US Chamber of Commerce Silicon Valley, where they assist with bookkeeping and event organization to support the Chinese American business community. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Hector Garza is a CFP® professional with 17 years of experience in the financial industry. He is currently with Wells Fargo Clearing and has previously worked at Mariner Independent Advisor Network, PFG Advisors, LPL Financial, and Stanford Federal Credit Union. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, providing tailored solutions that include a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Tyler Siegert is a financial advisor with Primerica Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked with Primerica Advisors since 2005 and The Bartlett Group Inc. since 2017. Outside of his advisory role, he serves as president of ADC Group. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm uses a tiered wrap-fee structure and collaborates with third-party asset managers and BNY Mellon Advisors for portfolio implementation.