Arlene Mendez Nouel is a financial advisor with UBS Financial Services in West Palm Beach, FL, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. She previously worked at Credit Suisse Securities (USA) LLC for eight years and Lehman Brothers Inc. for one year. Outside of her advisory role, she is involved in property management through CF Tolbert Aviation, Inc. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor investment plans to clients' goals and risk tolerances.

John Domenico is a financial advisor at Merrill with 25 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2009. Outside of his advisory role, he is a board member of the PGA Corridor Association in Palm Beach Gardens, Florida, where he contributes to community and charitable initiatives. Additionally, he is connected to a charter boat business in Cape Cod, Massachusetts, inherited from his father and operated by a licensed captain. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Brian Lowenthal is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services for 12 years. Lowenthal serves on the board of directors of the Morse Geriatric Center, a nonprofit organization in West Palm Beach, Florida. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate financial planning agreements.

Lauren Conlon is a financial advisor at Morgan Stanley in Palm Beach, FL, holding a Series 66 designation with eight years of industry experience. Her career includes five years at Merrill followed by four years at Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools, including simulation models, to support its financial planning process.

Jeffrey Zemito Jr. is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and possessing 29 years of industry experience. His prior work includes 17 years with MML Investors Services Inc. and Mass Mutual Life Insurance, followed by three years at Sagepoint Financial, Inc. He is involved in financial planning and wealth management through his ownership of Lakeview Wealth Management and serves as a voting board member for his office building’s homeowners association. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services. The firm employs a range of investment tools and strategies, including automated rebalancing and access to third-party managers, to manage portfolios incorporating stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Michael Rosenthal is a financial advisor with Morgan Stanley in Delray Beach, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior work includes ten years at Bank of America and Merrill before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning services both directly and through employer agreements.

Laura Haag is a financial advisor with Ameriprise in Boca Raton, FL, holding a Series 66 designation and 26 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team, emphasizing assets held in Ameriprise-managed accounts.

Bruce Robb is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA since 2016. He serves as a board member of the South Florida CFA Society, a nonprofit finance and investment industry association. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer, investment adviser, and commodity pool operator registrations, offering advisory services on a non-discretionary basis.

Keith Epstein is a CFP® with 32 years of industry experience, currently serving at Robert W. Baird & Co. since 2016. He previously worked at Wells Fargo Advisors for seven years. Epstein holds leadership roles outside of his advisory work, including serving as president of the Oakmont Village Homeowners Association and as a board member and investment committee member for Temple Beth Torah and The Arc of Palm Beach County. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individual, corporate, pension, and charitable clients through a range of financial planning, portfolio management, and advisory services. The firm employs a combination of internally researched investment strategies and strategic partnerships, managing approximately $394 billion in assets as of December 2025.

Harrison Karp is a financial advisor with J.P. Morgan Securities in Palm Beach, FL, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has worked at various J.P. Morgan entities since 2016, including J.P. Morgan Securities, LLC, and JPMorgan Chase Bank, N.A. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers non-discretionary advice through a select group of Wealth Advisors and focuses on funds and strategies approved via internal review processes.

Cynthia Jimenez is a financial advisor at Morgan Stanley with 23 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning services, and manages approximately $2.74 trillion in client assets.

Steven Scheichet is a CFP® professional with 26 years of industry experience, currently affiliated with Cetera. He has previously worked at Raff Financial Services, Inc. and Penn Equities Inc. Scheichet is also president of SFS Management LLC, a firm providing staff and office management services to support Cetera advisors. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a variety of portfolio management and consulting services through a nationwide network of independent advisors and utilizes a multi-manager platform with discretionary and non-discretionary options.

William Wood is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 35 years of industry experience. He has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2012. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients. The firm provides a range of investment advisory and financial planning services, relying on research and analytics to support its investment approach while offering both brokerage and advisory solutions.

Wayne Safro is a Series 66-credentialed advisor with UBS Financial Services in West Palm Beach, FL, where he has worked since 2016. He has 22 years of industry experience. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Heather Voss is a financial advisor at UBS Financial Services with 21 years of industry experience. She held prior roles at Morgan Stanley and Morgan Stanley & Co. LLC before joining UBS in 2012. Outside of her advisory work, she creates and sells handmade resin items through her sole proprietorship, Voss Allstar Designs, and is also an independent seller of home fragrance products with Scentsy. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services aided by proprietary research and model-based asset allocations.

Joseph Moore is a financial advisor at Osaic with 34 years of industry experience. He holds the ChFC® and Series 63 designations and previously worked for Lincoln Financial Advisors Corporation for 33 years. In addition to his advisory role, he is an insurance agent offering life insurance, accident and health coverage, disability insurance, fixed and equity-indexed annuities, and health savings accounts. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with comprehensive portfolio management tools and access to a wide range of investment options.

Wendy Coppola is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. Her prior roles include positions at Morgan Stanley and Morgan Stanley Private Bank. She is also a partner in Konolds Pond LLC, a business owning an undeveloped piece of real estate. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser network.

Robert Barber is a Series 66 licensed financial advisor at J.P. Morgan Securities with one year of industry experience. Before joining J.P. Morgan Securities in 2025, he worked at JP Morgan Chase Bank, N.A. for three years and at First Republic Bank for five years. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Timothy Mc Graw is a financial advisor with Edward Jones in Boynton Beach, FL, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large national network of advisors and branch offices.

Barbara Wooden is a financial advisor with Primerica Advisors, holding a Series 66 designation and 18 years of industry experience. She has been with PFS Investments Inc. and Primerica Financial Services since 2013. Outside of her advisory role, she is President and CEO of Agape Marine Ventures and works as a Medicare agent with Senior Services of NA. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.