James Harkey is a financial advisor at Merrill based in Jacksonville, FL, with 25 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2005, also working at Bank of America, N.A. since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader corporate platform, enabling access to a wide set of products and services.

Hana Elliston is a financial advisor at Fidelity with the Series 66 designation and four years of industry experience. She previously worked at Zieg Hospitality, operating Hotel Indigo Jacksonville for eight years before joining Fidelity. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios.

Nicole Lowbridge is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and over 22 years of industry experience. She has worked at Merrill for multiple periods totaling over 22 years, with a three-year tenure at Lincoln Financial Distributors in between. Lowbridge maintains a Florida real estate license for personal property purchases. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, and corporate fiduciaries.

Joel Newman is a Series 66–licensed financial advisor at Merrill with 11 years of industry experience. He has been with Merrill and Bank of America since 2014. Outside of his advisory role, he is a financial partner and part-owner of BackNine Golf, a for-profit entity based in Jacksonville, Florida. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional accounts. The firm integrates with Bank of America’s broader corporate platform, providing access to a wide array of investment products and services.

Dina Pryor is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with nine years of industry experience. She previously worked at Merrill from 2012 to 2023 before joining BofA Securities, Inc. Pryor is also the owner of Florida Roots LLC, a business through which she sells personal artwork and photography. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm is integrated into Bank of America’s broader corporate platform, providing access to a wide range of products and services beyond typical investment management.

Joseph Trainor is a financial advisor with Ameriprise in St. Johns, Florida, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its related entities since 2005. Ameriprise offers retirement-income planning services targeted at individuals nearing or in retirement who meet specific asset criteria, providing detailed recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm delivers a range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Joseph Reyes is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior roles include positions at J. A. Reyes & Co., P. A., Equitable Financial Life Insurance, and Blaze Pizza. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering advisory services alongside affiliated brokerage and investment management capabilities.

Darren Lupari is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been part of the financial services industry since 1999, starting his career at Merrill in the Retirement Benefits Group. Darren has held multiple roles within the firm and, between 2005 and 2010, worked as a Client Relationship Manager at ING, overseeing multi-billion dollar 401(k) plans for corporate clients. He rejoined Merrill Lynch as a Wealth Management Advisor in 2010. Darren’s expertise includes corporate benefit programs such as equity compensation, defined benefit, defined contribution, and nonqualified deferred compensation plans. He focuses on helping corporate executives integrate their corporate benefits into comprehensive long-term financial strategies. His client focus areas also include personal retirement planning, portfolio management services, women and wealth, and retirement income. Darren holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Central Florida. A resident of Jacksonville since 1999, Darren lives in the Southside area with his wife and three children. He enjoys boating, fishing, football, traveling, and spending time outdoors with his family.

Gregory Morrow is a financial advisor at Fidelity with two years of industry experience. He holds a Series 66 designation and has previously worked at First Command Insurance Services, First Command Advisory Services, First Command Brokerage Services, H&R Block, and Ecolab. Outside of his advisory role, he serves as an uncompensated board director for a property owners association and remains an inactive licensed real estate agent. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory role to multiple registered investment companies and use of advanced systematic methodologies in portfolio management.

Steven Mcneal is a financial advisor at Fidelity with the Series 66 and Series 63 licenses and four years of industry experience. His prior work includes roles at Champion Brands Inc and Indianhead Biomass Services. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and employs algorithmic portfolio construction, managing both proprietary and delegated assets.

Evan Pingel is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and three years of industry experience. His work history includes roles at Bank of America, Merrill, Publix Supermarkets, and Florida State College at Jacksonville. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors.

Daniel Granados is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with four years of industry experience. He has worked at Merrill since 2016 and previously at Bank of America N.A. since 2021. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates its services within Bank of America’s broader platform, giving clients access to a wide array of products and lending, custody, and trading services.

Thomas Forbes is a financial advisor with Wells Fargo Advisors in Jacksonville, FL, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has worked with Wells Fargo Advisors and related entities since 2009. Forbes serves as a power of attorney and trustee for family trusts and has ownership interests in several investment-related entities. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory recommendations with other financial products and referral channels.

Brian Krawsczyn is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. Before joining Merrill in 2025, he served in the United States Navy for ten years and worked at Florida State College at Jacksonville for two years. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other fiduciaries. The firm is integrated into Bank of America’s broader platform, enabling access to various financial products and services.

Michael Caceres is a financial advisor at Merrill with 12 years of industry experience. He holds the Series 66 designation and has worked at both Merrill and Bank of America, N.A. since 2012 and 2014, respectively. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm integrates its investment approach within Bank of America’s broader corporate platform, providing access to a wide set of products and services.

James Fiallo is a financial advisor at Merrill with Series 63 and Series 66 credentials and 10 years of industry experience. He has been with Merrill since 2015 and also worked at Bank of America, N.A. for the past five years. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America allows access to a broad array of financial products and services beyond managed accounts.

Charles Hofmann is a financial advisor at Wells Fargo Advisors with 43 years of industry experience. He holds a Series 63 designation and has worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC prior to his current role. He is based in Jacksonville, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and sports & entertainment planning, using proprietary research and tools to develop tailored recommendations.

David Mehler is a financial advisor at Merrill with 26 years of industry experience. He holds Series 63 and Series 66 securities licenses and has worked at Merrill since 1999 and Bank of America, N.A. since 2016. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader platform, which includes access to lending, custody, and various trading services.

John Deming is a Series 66-licensed financial advisor with Merrill in Charlotte, NC, having four years of industry experience. His prior roles include positions at Bank of America, The Vanguard Group, Amerisource Bergen, and other firms. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Austin White is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he spent ten years working in the landscaping industry. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and maintains regulatory registrations and governance procedures uncommon among large institutional peers.