Sreeni Rao is a financial advisor with Raymond James Financial Services Advisors, Inc. in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His career includes roles at Raymond James Financial Services, Inc., Mission Federal Credit Union, and Cuso Financial Services, Lp. Raymond James Financial Services Advisors, Inc. serves a diverse client base, including individual investors, high-net-worth clients, pension and profit-sharing plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research to develop tailored financial plans and recommendations.

Daniel Elizondo is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked at various Fidelity entities since 2007. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified charitable funds and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs, and it maintains oversight through affiliated or unaffiliated sub-advisers.

Brian Suttle is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and seven years of industry experience. He previously worked at Edward Jones for six years and LEDVANCE for three years. Outside of his advisory role, he is associated with Thormahlen Holding Company as a borrower of a loan. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Robert Coronel is a financial advisor at Morgan Stanley with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2011, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

William Stern is a financial advisor with Morgan Stanley in La Jolla, CA, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Stern is involved as an advisory director in FM JAM and has a holding company named Chateau Rum Row. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutions, utilizing structured financial planning tools and serving clients through both direct and corporate financial planning agreements.

Karen Purvis is a financial advisor with Ameriprise in San Diego, CA, holding Series 63 and Series 65 designations and 29 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she serves as Secretary on the Board of Directors for the PLHS Golf Boosters. Ameriprise Financial Services is a diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides detailed recommendation reports and ongoing advice focused on income sources and tax-efficient withdrawal strategies.

Angelic Lemay is a financial advisor at LPL Financial in San Diego, CA, holding the Series 66 designation with 14 years of industry experience. She has been with LPL Financial since 2014, including a brief period at Commonwealth Financial Network in 2017. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a variety of advisory programs, financial planning, and consulting services, utilizing discretionary and non-discretionary management supported by proprietary and third-party research.

Erica Del Rosario is a financial advisor at Morgan Stanley with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at multiple firms including LPL Financial, Ameriprise Financial, and Northwestern Mutual Wealth Management Company. Outside of her advisory role, she serves as a notary public for clients. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutions, providing tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery conversations and firm-approved tools to model outcomes, while clients remain responsible for implementing and updating their plans.

Joshua Camargo is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals and families to develop personalized wealth management, retirement planning, investment guidance, and legacy planning strategies tailored to their unique needs. Joshua holds a Bachelor's Degree from San Diego State University and has earned the Personal Investment Advisor (PIA) designation. His approach centers on understanding clients' goals and priorities, simplifying complex financial concepts, and providing ongoing advice to adapt portfolios as clients' situations change. In addition to his professional work, Joshua is involved with the San Diego Food Bank.

Martha Alonso Hara is a financial advisor with UBS Financial Services in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has been with UBS Financial Services since 2010 and has been associated with UBS International Inc. since 2006. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client strategies.

Raymond Dexter is a financial advisor with LPL Financial, holding a Series 63 designation and over 41 years of industry experience. He has been with LPL Financial since 1990. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement consulting, offering both discretionary and non-discretionary management with access to model portfolios and research.

Adam Arthur is a financial advisor with Morgan Stanley in San Diego, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he worked at Cetera and has experience in various roles including education and entrepreneurial ventures. Outside of finance, he has participated in several businesses such as TalentLink dba RemoteLink Solutions and Blue Ocean Harumama. Morgan Stanley Wealth Management provides investment advisory and brokerage services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm offers tailored financial planning supported by structured discovery processes and firm-approved tools, serving a wide range of clients through both direct and corporate financial planning agreements.

Cynthia Penner is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She previously worked at UBS Financial Services from 2007 to 2019 and has been with RBC Capital Markets and City National Bank since 2019. RBC Wealth Management serves a diverse client base that includes individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management and financial planning services, utilizing both in-house and third-party investment managers.

Ronald Hidayat is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 23 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory work, he coaches tennis for the City of Temecula Community Services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, performance reporting, and participant education. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes both discretionary and non-discretionary services, with a notable inclusion of insurance-related investment options and bank deposit sweep programs.

Cody Rose is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2018, including a role at Morgan Stanley Private Bank, N.A. He previously worked at UBS and has a background at Northern Kentucky University. Outside of his advisory role, Rose serves as an assistant coach for the Cathedral Catholic High School girls varsity volleyball team. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning for both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and firm-approved tools, with a focus on advisory services rather than individual security recommendations.

Erik Anderson is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with LPL Financial since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management along with model portfolios and research.

Samuel Alt is a financial advisor with Mass Mutual Investors Services in San Diego, CA, holding a Series 66 credential and six years of industry experience. His prior roles include work at Morgan Stanley, Wells Fargo Clearing, and The Prudential Insurance Company of America. Outside of financial services, he is involved as a brand ambassador for a waterless skincare product company and works as a server at a restaurant/bar. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring client engagements as annual, collaborative relationships focused on goals analysis and written recommendations.

Nicolette Dal Porto is a financial advisor with LPL Financial based in San Diego, CA, holding a Series 66 designation and three years of industry experience. Her prior roles include positions at Fremont Bank Investment Services and California Polytechnic State University, San Luis Obispo. She is also a commissioned Notary Public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, with both discretionary and non-discretionary management options supported by in-house and third-party research.

Jocelyn Senaha is a financial advisor at Morgan Stanley with 29 years of industry experience. She holds Series 63 and Series 65 registrations and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors. She is based in San Diego, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services through a wide array of financial and estate planning strategies.

Paola Leal Cervantes is a financial advisor at UBS Financial Services with one year of industry experience. She holds a Series 66 designation and previously worked at Via Capital and Banana Republic. Paola’s background also includes roles in healthcare and education. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, using model-based asset allocations and research from its Chief Investment Office and global resources to tailor client plans. The firm combines institutional trading capabilities with wealth management services across a broad platform.