Gabriel Nave is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 65 and Series 63 licenses and one year of industry experience. Prior to joining Hornor, Townsend & Kent in 2026, he worked at Northwestern Mutual in various capacities for one year. Before entering financial services, he spent several years at CalAmp and Everynet. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a range of advisory programs and financial planning services. The firm operates a dual-registered platform offering both advisory and broker-dealer services, managing approximately $8.37 billion in discretionary assets as of the end of 2025.

Ryan Mendoza is a Series 65-licensed financial advisor at Breckinridge Capital Advisors Inc with five years of industry experience. He has worked at Breckinridge since 2020 and previously held positions at Capital Dynamics and Hall Capital Partners. Breckinridge Capital Advisors manages over $50 billion in separately managed accounts and sub-advisory arrangements for a diverse client base, including high net worth individuals, nonprofits, corporations, and mutual funds. The firm employs a combination of top-down macro analysis and bottom-up fundamental research to implement fixed income and equity strategies, supported by proprietary technology and a team-based approach to portfolio construction and trade execution.

Riley Robinson is a financial advisor at Corient with Series 65 credentials and one year of industry experience. Before joining Corient, he served in the U.S. Navy for several years. Corient provides investment advisory and financial planning services to a diverse client base, including individual and high-net-worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and uses risk management tools to align portfolios with client objectives.

Benjamin Shepherd is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Mulligan Funding, MML Investors Services, and MassMutual Life Insurance Company. Based in San Diego, CA, he has a varied background that includes work outside financial services at San Diego State University and Stater Bros Supermarket. Independent Financial Group is a large, integrated advisory and brokerage firm serving individuals, trusts, corporations, business owners, and plan sponsors. The firm offers investment advisory programs, financial planning, and retirement plan services, utilizing both in-house and third-party model portfolios, with assets under management reported at approximately $12.9 billion.

Kimberly Gern is a financial advisor with Integrated Wealth Concepts LLC, holding a Series 66 designation and three years of industry experience. Her background includes roles at LPL Financial and Mohr Financial Group, as well as earlier experience with the University of College Dublin and the Irish Stock Exchange. Outside of her advisory work, she has operated Ambrose Business Consulting since 2014. Integrated Wealth Concepts LLC serves individuals, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, emphasizing customized portfolios primarily composed of mutual funds, ETFs, equities, and fixed income with a long-term investment approach.

Gagandeep Sahni is a financial advisor with Primerica Advisors and holds Series 63 and Series 65 licenses. He has 29 years of industry experience and has worked with Park Avenue Securities and Guardian Life Insurance Company since 2012. Outside of his advisory work, he serves as president and co-founder of The Sach Foundation, participates in interfaith community organizations, and is involved in local educational fundraising efforts. Park Avenue Securities serves a broad retail client base, including individual, high-net-worth, charitable, and corporate clients, offering both brokerage and advisory services along with financial and business consulting. The firm employs a mix of proprietary and third-party investment strategies and supports a range of account-level services such as lending and donor-advised funds.

Daniel Ortega is a financial advisor at Stratos Wealth Partners, Ltd with a Series 65 credential and one year of industry experience. Prior to joining Stratos Wealth Partners, he held roles at Mercer Global Advisors, San Diego State University, DoorDash Inc., Relionce Solar, Southwestern College, and Castle Park High School. Stratos Wealth Partners, Ltd is an SEC-registered enterprise wealth management firm managing approximately $18.6 billion in assets with around 366 advisors and over 24,000 clients. The firm offers a range of financial planning services and investment strategies through a network of independent adviser representatives, utilizing an open-architecture platform that integrates third-party managers and proprietary solutions.

Brian Howarth is a Series 66 licensed advisor with Principal Financial Services, based in Encinitas, CA, and has 16 years of industry experience. He has been with Principal Securities Inc. since 2016 and Principal Life Insurance Company since 2010. Outside of his advisory role, he is engaged in short-term consulting with AlphaSights, focusing on industry-level trends. Principal Securities provides brokerage and registered investment advisory services to a diverse clientele, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel stationed abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Robert Leach is a financial advisor with Stratos Wealth Partners, Ltd in San Diego, CA, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with Stratos Wealth Partners and LPL Financial since 2015. Stratos Wealth Partners provides advisory services to individual investors, trusts, charitable organizations, corporations, retirement plans, and other institutional clients through portfolio management, financial planning, and access to third-party advisory solutions. The firm’s Strategic Wealth Management platform offers an open-architecture approach that supports both advisor-managed and model-based portfolios.

Jenny Cao is a financial advisor at Transamerica Financial Advisors with eight years of industry experience. She holds Series 63 and Series 65 credentials and has a background that includes roles at Pavilion Surgery Center and ongoing work with F3 Insurance Services LLC. Outside of financial advising, she is a registered nurse at St. Joseph Hospital, where she has worked since 2001. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations. The firm offers both advisory and broker-dealer services through proprietary model portfolios and third-party managers, with program options that can be discretionary or non-discretionary.

Stephanni Sharp is a financial advisor with Commonwealth Financial Network in San Diego, CA, holding Series 63 and Series 65 licenses and having 10 years of industry experience. She previously worked at Independent Financial Group from 2016 to 2021 before joining Commonwealth in 2021. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing about $212.7 billion in client assets. The firm offers a broad adviser-support platform including discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and custody/clearing services.

Adam Maietta is a financial advisor at Breckinridge Capital Advisors Inc with 13 years of industry experience. He holds a Series 65 designation and has been with Breckinridge since 2014. Breckinridge Capital Advisors manages over $50 billion in separately managed accounts and sub-advisory arrangements for a diverse client base, including high net worth individuals, charitable organizations, corporations, and mutual funds. The firm employs a combination of top-down macroeconomic analysis and bottom-up fundamental research across fixed income and equity strategies, supported by proprietary trading systems and a team-based portfolio construction process.

Kristopher Lindley is a CFP® with 24 years of industry experience, currently serving at Integrated Wealth Concepts LLC since 2018. He also has a long tenure with LPL Financial, dating back to 2008. Outside of his advisory work, he is involved as a referee with the CASRA Referee Association. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a primarily long-term investment approach with customized portfolios that include mutual funds, ETFs, equities, and fixed income.

Linda Smith is a financial advisor with D.A. Davidson & Co. in Carlsbad, CA, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. She has been with D.A. Davidson & Co. since 2013. Outside of her advisory role, she serves as a notary public. D.A. Davidson & Co. offers investment advisory and brokerage services to a diverse client base, including retirement plans, high-net-worth individuals, charitable organizations, and corporate clients. The firm provides ERISA retirement plan advisory services, comprehensive financial planning, and a private wealth program for clients with over $20 million in net worth, operating under fiduciary standards and employing both qualitative and quantitative investment analysis.

Edward Watson is a financial advisor at Independent Financial Group, LLC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Independent Financial Group since 2011. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services, managing approximately $11.3 billion in regulatory assets through a national network of Investment Adviser Representatives.

Brian Dennen is a financial advisor at Independent Financial Group, LLC with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including LPL Financial, Ally Invest Advisors, and Compliance Risk Concepts. Outside of advisory work, Dennen assists with marketing and sales for Ramona Woodworx LLC, an outdoor furniture business. Independent Financial Group is a large advisory and brokerage firm serving individuals, trusts, corporations, business owners, and plan sponsors. The firm offers investment advisory programs, financial planning, and retirement services, utilizing a mix of in-house and third-party model portfolios across various investment platforms.

Beth Westburg is a financial advisor with Commonwealth Financial Network in Del Mar, CA, holding a Series 66 designation and 27 years of industry experience. She has been with Commonwealth since 2018 and concurrently involved with LS Investment Management since 2014. Westburg is also a 50% owner of Lipman-Westburg Inc, a private entity that facilitates securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and a broad client base. The firm provides a variety of managed-account programs, access to third-party asset managers, and comprehensive back-office services including trading, reporting, and custody.

Emmanuel Llanda is a CFP® professional at Schwab Wealth Advisory with two years of industry experience. His previous roles include positions at Scharf Investments and Hall Capital Partners. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations based on Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

Richard Gigliotti is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 65 credentials and 24 years of industry experience. He previously worked at Arbor Point Advisors and Securities America Inc. He also operates R.B. Financial Planning, LLC, a securities business he manages through an LLC structure. Osaic Advisory Services, LLC serves a diverse client base including individuals, pension plans, corporations, and nonprofits, offering investment management, financial planning, and retirement plan consulting through various program models. The firm utilizes multiple custodians and platforms, providing clients with access to proprietary guidance, third-party managers, and alternative investments.

Timothy Hayes is a CFP® with over 52 years of industry experience. He is currently affiliated with Independent Financial Group, LLC and has previously worked at Crown Capital Securities, LP for 25 years. Hayes is also the owner and president of Timothy Hayes Financial and Insurance Services, Inc., a business involved in the sale of fixed annuities and life insurance. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of advisory programs through its AccessPoint platform and third-party asset managers, managing approximately $11.3 billion in assets.