Beth Griffin is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation and with 20 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs including tailored financial planning, with a process using structured discovery and firm-approved tools to model outcomes, and manages approximately $2.74 trillion in client assets.

Justin Lang is a financial advisor with Vanguard Advisers, holding a Series 66 designation and based in Scottsdale, AZ. He has experience in mortgage lending and financial services, having previously worked at Rocket Mortgage, HouseKeys, Veritas Funding, Interfirst, Supreme Lending, and Crest Mortgage. Lang joined Vanguard Advisers in 2026. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and eligible employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach, constructing portfolios primarily from Vanguard funds and ETFs with tax-aware features and customization options.

Tristan Starkweather is a financial advisor at Vanguard Advisers with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Thrivent Financial and The Vanguard Group, Inc. Outside of advisory work, he maintains an Arizona insurance producer license. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants, using a goal-based, algorithm-driven approach to personalize asset allocations. The firm combines digital delivery with a large advisor team and manages portfolios primarily through Vanguard funds and ETFs with tax-aware features.

Suzanne Miesse is a financial advisor at OSAIC with 35 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Securities America Advisors, The Wealth Advisory Group of DiLauro Wracher & Thomas, and Raymond James Financial Services. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing tools such as asset-allocation models, risk-tolerance questionnaires, and automated rebalancing to manage portfolios across multiple asset classes.

Anthony Cerciello is a financial advisor at OSAIC with 20 years of industry experience. He holds the CFA® designation and Series 66 license. His prior work includes roles at Park Avenue Securities and Guardian Life Insurance. OSAIC Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services utilizing a range of investment tools and platforms, managing portfolios across multiple asset classes with options for discretionary or non-discretionary management.

Robert Dugan is a CFP® professional with 13 years of experience in the financial industry. He is currently with Wells Fargo Clearing and has prior experience at The Vanguard Group and Charles Schwab. Outside of his advisory role, he serves as head of the architectural committee for the Summerfield Place HOA in Gilbert, Arizona. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Michael Hansen is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Bank since 2004, including roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Case Wilson is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Edward Jones since 2020. His prior roles include positions at Position Sports, Scottsdale National Golf Club, Angel Medflight, Grand Canyon University, and Wedding Day Catering. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Cesar Martinez is a financial advisor at Merrill with Series 66 credentials and one year of industry experience. He has previously worked at Bank of America, LoanDepot, Wells Fargo, J.P. Morgan Chase and Co, and other financial institutions. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional fiduciaries. The firm integrates with Bank of America’s corporate platform, providing access to a wide range of products and services.

Ejigayehu Mesfin is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 designations and 25 years of industry experience. She has worked at FSC Securities Corp. since 2001 and has been with OSAIC since 2023. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides a range of integrated brokerage and advisory services, utilizing various investment platforms, asset-allocation tools, and third-party managers to construct portfolios across multiple asset classes.

Jane Lichtsinn is a financial advisor at OSAIC with 22 years of industry experience. She holds the Series 66 designation and has worked at several firms, including Sagepoint Financial, LPL Financial, CX Institutional, and Lincoln Financial Advisors. OSAIC serves a diverse client base of retail and institutional investors, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm employs a range of portfolio construction tools and supports both discretionary and non-discretionary account management.

Charles Nicholson IV is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds the Series 63 designation and has been affiliated with Wells Fargo Bank since 2013. Outside of his advisory role, he works as a food delivery driver for DoorDash. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, and participant education, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

Jonathon Scott is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has been with The Vanguard Group, Inc. since 2013. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, with a focus on personalized asset allocation and tax-aware strategies.

Charles Choe is a financial advisor at Charles Schwab with 17 years of industry experience. He holds a Series 66 credential and has worked at Charles Schwab and Charles Schwab Bank since 2010, including a brief period at TD Ameritrade. Outside of advising, he owns a commercial property through CCMC Holdings LLC. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed accounts. The firm combines non-discretionary advisory services with access to discretionary portfolios and offers integrated brokerage, custody, and cash-sweep services.

Matthew Woudstra is a financial advisor at Merrill with 16 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for nine years before joining Merrill in 2025. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates its asset management with broader Bank of America services, providing access to a wide array of investment products.

Corey O'boyle is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has worked with The Vanguard Group, Inc. since 2013. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and primarily constructs portfolios from Vanguard funds and ETFs.

Philip Wong is a financial advisor at Vanguard Advisers with 15 years of industry experience. He has been with The Vanguard Group, Inc. since 2011 and holds Series 63 and Series 66 designations. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages a large client base through a combination of digital platforms and advisor support.

Sevag Hagopian is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 credential and previously worked at Rocket Mortgage for eight years. Outside of his advisory role, he co-owns and manages the business operations of The Beauty Fix Med Spa in Scottsdale, AZ. Charles Schwab serves a large client base primarily composed of high- and ultra–high-net-worth individuals through Schwab Wealth Advisory’s wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary advice and access to discretionary separatley managed accounts, supported by a multi-asset model portfolio approach and a distinctive integrated operational structure.

Michael Penney is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 14 years of industry experience. He previously worked at Bank of America and Merrill from 2010 to 2022. Outside of his advisory role, Penney owns Penney Ventures LLC, a business related to his rental property holdings. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations and functions, delivering advisory services on a non-discretionary basis.

Robert Foster is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Vanguard Advisers in Scottsdale, AZ. He has been with The Vanguard Group since 1996. Vanguard Advisers provides investment advice through both automated and human-supported services, catering primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios mainly from Vanguard funds and ETFs, offering a range of customization options and managing a high volume of client relationships through its digital platform.