Kevin Chen is a financial advisor with J.P. Morgan Securities and holds Series 63 and Series 66 licenses. He has 11 years of industry experience, including roles at Veltek Inc and JPMorgan Chase Bank. Outside of his advisory work, he is involved with Veltek Inc, a manufacturing business specializing in power transformer parts, where he manages order placement and shipping. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support client decision-making.

John Koh is a CFP® with 24 years of industry experience, currently serving at J.P. Morgan Securities. His prior roles include positions at BMO Bank N.A., LPL Financial, Bancwest Investment Services, and Bank of the West. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Narvee Intarachote is a financial advisor at Edward Jones with 13 years of industry experience. He has been with Edward Jones since 2015 and holds the Series 63 and Series 66 designations. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households and corporate clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Tamara Fischer Larson is a financial advisor at Morgan Stanley in Brea, CA, holding Series 63 and Series 66 registrations with 30 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she owns and manages a rental property in Lake Havasu City, Arizona. Morgan Stanley Wealth Management provides a wide range of advisory programs for individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and comprehensive investment resources.

Cynthia Wong is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 30 years of experience in the financial services industry. She began her career in 1991 with the Los Angeles County Treasurer and Tax Collector's Cash Management Division and joined Merrill in 1993. Cynthia specializes in capital markets, risk-managed investing, long-term wealth planning, and serves a diverse clientele including individuals, families, executives, professionals, business owners, and first responders nearing or in retirement. Her work focuses on helping clients preserve and grow wealth, plan for retirement, fund education for children and grandchildren, navigate life transitions, and prepare for tax-efficient legacy planning. Cynthia holds a bachelor's degree in finance from California State University, Los Angeles, and has earned the CERTIFIED FINANCIAL PLANNER® (CFP®) and Chartered Retirement Plans Specialist™ (CRPS™) designations. She also maintains FINRA Series 7, 63, and 65 registrations and holds California insurance licenses for life, health, long-term care, and variable contracts. Cynthia contributes to the professional community through her involvement with the CERTIFIED FINANCIAL PLANNER® Scholarship Review Panel and membership in professional organizations such as the Certified Financial Planner Board of Standards Inc. Her approach centers on understanding clients' life priorities and creating personalized financial plans aligned with their goals and aspirations.

Dean Woehrman is a financial advisor with LPL Financial in Long Beach, CA, holding a Series 66 designation and 19 years of industry experience. He has worked at Linsco Private Ledger since 2007. Outside of his advisory role, he is involved with Legacy Retirement Planning, a business focused on investment and non-variable insurance services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services, utilizing various investment strategies and technology tools to support its large network of advisors.

Esha Chandra is a financial advisor at Fidelity with Series 63 and Series 66 licenses and one year of industry experience. Her prior roles include positions at BrightHouse Financial Insurance Company, MSC Wealth Management, and Nordstrom. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of model portfolios, AI-driven research methods, and its advisory role to multiple registered investment companies.

Lea Wada is a financial advisor with Merrill in La Palma, CA, holding Series 63 and Series 66 credentials and eight years of industry experience. She has worked at Merrill and Bank of America since 2019 and held positions at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA from 2015 to 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brian Fortman is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2008. He has been with Fidelity for over 19 years and has a total of 24 years of experience in the financial services industry. In his role, he supports clients in wealth planning, including investment strategies, retirement planning, and income planning. Prior to his current role, Brian held several positions within Fidelity, including Investment Representative and Financial Representative. His experience also includes roles at City National Bank, US Bank, Bank of America, and UBS, where he gained expertise in financial advisory and banking services. He holds a California Insurance License. Outside of his professional career, Brian enjoys spending time at the beach, attending concerts, cooking and baking, participating in family activities, parenthood, and skiing.

Brent Kanitra is a financial advisor with LPL Financial, holding a Series 63 license and bringing 39 years of industry experience. He previously worked at RBC Securities, Inc., and has been with Linsco/Private Ledger Corp. since 2009. Kanitra also operates a business under the name Benchmark Wealth Management and is involved in outside insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and institutional platforms, and supports its advisors with various investment tools and third-party management options.

Vivian Monahan is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. She previously worked at FSC Securities Corporation and The Advisory Group. Monahan is also a notary and acts in a fiduciary capacity through the William & Vivian Monahan Living Trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by advanced operational tools and oversight of substantial discretionary assets.

Nicholas Zahn is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and eight years of industry experience. He has worked at Cetera and its affiliates since 2018 and also serves as a registered representative and office manager at Zahn & Zahn, Inc., where he coordinates and implements office procedures. Cetera Investment Advisers LLC distributes services through a nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients with a range of portfolio management and retirement plan services. The firm offers access to multiple program platforms and third-party money managers, managing over $256 billion in assets.

Paul Ayd is a financial advisor with Stifel in Long Beach, CA, holding a Series 66 designation and 28 years of industry experience. He has worked at Stifel since 2005 and was previously affiliated with FSI Capital Holdings from 2015 to 2024. He serves as a trustee for non-family trusts. Stifel serves a broad client base, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Giovanni Delgado Peralta is a financial advisor at Merrill with three years of industry experience. He holds Series 63 and Series 66 credentials. His prior experience includes roles at Bank of America, Wells Fargo, loanDepot, Nissan of Tustin, Walt Disney Company, University of La Verne, and El Modena High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brandon Behrad is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked at several firms, including LPL Financial and Waddell & Reed. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools.

Mark Mooney is a financial advisor with Morgan Stanley in Brea, California, holding Series 63 and Series 66 licenses and with 39 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools combined with investment guidance from its Global Investment Committee.

Jessica Wang is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding Series 63 and Series 66 licenses and 10 years of industry experience. She has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Changhoon Oh is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 65 licenses. His prior roles include positions at MML Investors Services, MassMutual Life Insurance, and MSI Financial Services. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG framework in its recommendations.

Sarah Seo is a financial advisor at Morgan Stanley in Brea, CA, holding Series 63 and Series 65 licenses. She has been with Morgan Stanley since 2025 and has prior work experience in various roles including at In Home Supportive Services and Acuity Eye Group. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and firm-approved tools, and it offers comprehensive investment and advisory solutions across multiple asset classes.

James Miller is a CFP® and ChFC® with 52 years of experience in the financial services industry. He is currently affiliated with Royal Alliance Associates, Inc. and has prior experience spanning 45 years at Signator Investors, Inc. Miller also operates a sole proprietorship focused on insurance sales in Fullerton, CA. He works through Osaic Wealth, Inc., which serves a diverse client base including individual investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services using sophisticated asset-allocation tools and offers access to various investment vehicles and third-party management solutions.