Paul Apodaca is a financial advisor with Money Concepts Capital Corp in Brea, CA, holding a Series 66 designation and 10 years of industry experience. He has worked with Money Concepts Capital Corp since 2015 and also serves as a tax advisor and preparer at NorthPoint Tax, Wealth & Business Advisory, LLP. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to individuals, pension plans, trusts, charitable organizations, and corporations. The firm offers multiple managed programs utilizing model portfolios, third-party sub-advisers, and a combination of fundamental and technical analysis to manage assets for approximately 14,700 clients.

Daniel Aytekin is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds Series 63 and Series 66 credentials and has worked at several major firms, including JPMorgan Chase and Wells Fargo. Outside of finance, he was involved with RTR Bakery DBA Pandor Boulangerie & Cafe for five years. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with oversight committees and manages both discretionary and non-discretionary portfolios.

Erin Voisin is a CFP®, ChFC®, and holds a Series 66 license with 13 years of industry experience. She has worked exclusively at EP Wealth Advisors since 2016 in various capacities. Outside of her advisory role, she is involved with the CFP Board’s WIN Council, focusing on the promotion and advancement of women in financial services. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans with customized wealth management and financial planning. The firm combines fundamental, technical, and cyclical analysis in portfolio management and offers additional services such as tax preparation and estate-document preparation for qualified clients.

Richard Bean is a CFA® charterholder with over 30 years of industry experience. He is currently with EP Wealth Advisors, LLC and has previously worked at CornerCap Investment Counsel. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm provides discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, employing a suitability-driven process and a range of investment vehicles.

Christopher Toro is a financial advisor at EP Wealth Advisors with four years of industry experience. He holds Series 65 and Series 63 credentials and previously worked at Hennion & Walsh Inc. Prior to his advisory career, he held positions at several other companies including Costco and Mphasis Tech. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning. The firm uses a combination of fundamental, technical, and cyclical analysis to construct customized portfolios and provides additional services such as tax preparation and estate-document assistance for qualifying clients.

Katherine Salter is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. She previously worked at Sagepoint Financial, Inc. for nine years before joining her current firm in 2018. Salter serves as a board member of St. Jude's Memorial Hospital, a nonprofit organization. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser providing brokerage, portfolio management, financial planning, and retirement plan services to individuals, charities, corporations, and plan sponsors. The firm offers advisory programs through its AccessPoint platform and third-party asset managers, serving a diverse client base with both discretionary and non-discretionary account management options.

Rita Reggio is a financial advisor with PlanMember Securities Corporation, holding a Series 63 designation and bringing 36 years of industry experience. She has been with PlanMember since 2002 and also works as a substitute teacher in the Long Beach Unified School District. Additionally, she is licensed to sell life, disability, and long-term care insurance. PlanMember provides retirement-plan advisory services to employers and participants, acting as a fiduciary for many plans and offering a range of risk-based mutual fund portfolios. The firm emphasizes education and support for plan sponsors and participants through seminars, personalized planning, and a strategic asset allocation investment process.

Zornitsa Santiago is a financial advisor with Capital Group Private Client Services, Inc., holding Series 65 and Series 66 licenses and bringing 11 years of industry experience. She has been with Capital Group Private Client Services since 2021 and has concurrently worked at Capital Bank & Trust Company since 2015. Capital Group Private Client Services, Inc. provides discretionary investment management and related services primarily to high-net-worth individuals and charitable organizations, managing approximately $42.7 billion in discretionary assets as of mid-2025. The firm employs a long-term fundamental research approach using multiple portfolio managers and typically invests client assets in affiliated pooled funds and separately managed account programs.

Michael Barber is a financial advisor with EP Wealth Advisors holding a Series 65 credential and six years of industry experience. His prior work includes roles at Executive Wealth Management and Private Client Services. Outside of advisory work, he is a member of MRB Professional Services, a tax and accounting firm. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning services. The firm employs a customized investment approach combining fundamental, technical, and cyclical analysis, and provides additional services such as tax preparation and estate-document support for qualifying clients.

Philip Baker is a CFP® professional at EP Wealth Advisors with one year of industry experience. He previously worked at CornerCap Wealth Advisors and Yeomans Consulting Group. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management and financial planning, using a suitability-driven process that incorporates mutual funds, ETFs, equities, fixed income, and alternative investments.

Alysha Haezaert House is a financial advisor at &Partners with six years of industry experience. She holds a Series 66 credential and previously worked at Wells Fargo Advisors and Huber Capital Management, LLC. &Partners serves a diverse client base including individuals, retirement plans, charitable organizations, foundations, universities, and sovereign wealth funds. The firm offers both investment advisory and brokerage services, utilizing a combination of proprietary models and third-party managers through the Envestnet platform.

Cameron Killeen is a CFA® charterholder and holds a Series 66 license with 14 years of industry experience. He is currently with Capital Group Private Client Services, Inc. and has prior experience at City National Bank, Fidelity Investments, and his own business ventures. Outside of advising, he co-owns a short-term rental property in Arizona. Capital Group Private Client Services, Inc. provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, using long-term fundamental research and multiple portfolio managers to build client portfolios. The firm manages approximately $42.7 billion in discretionary assets and typically allocates client assets among affiliated pooled funds and separately managed account programs.

James Holden is a CERTIFIED FINANCIAL PLANNER™ (CFP®) with eight years of industry experience. He currently works at EP Wealth Advisors and has held roles at firms including VP Distributors LLC, Kayne Anderson Rudnick Investment Management, Morgan Stanley, UBS Financial Services, and Stifel. EP Wealth Advisors is a registered investment adviser serving individuals, corporate and business clients, and retirement plans. The firm offers wealth management, financial planning, and ancillary services such as tax preparation and estate-document preparation for clients meeting certain asset thresholds, using customized model portfolios and a range of investment strategies.

Jay Eng is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He previously worked at Kinecta Financial & Insurance Services, LLC and LPL Financial, LLC from 2004 to 2020. Outside of his advisory role, he serves as a trustee of The Eng Family Trust, which is involved in real estate sales and property management. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national network of Investment Adviser Representatives and utilizes multiple advisory platforms and third-party asset managers.

Nicholas Hurdle is a financial advisor with Empower Advisory Group in Redondo Beach, CA. He holds Series 63 and Series 66 licenses and has five years of industry experience. His prior roles include positions at FSC Securities Corporation and McCarthy Wealth Management. Outside of finance, he has worked with Bark City Dog Daycare and the Orcutt Polo Association. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as select IRA and retail brokerage clients. The firm utilizes an integrated model connected to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates.

James Dwyer is a CFP® with 23 years of industry experience, currently serving as an advisor at EP Wealth Advisors since 2020. Prior to this, he worked at Providus Advisors, LLC for seven years. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, with a suitability-driven approach to portfolio construction and management.

Matthew Stojkov is a CFP® with five years of industry experience, currently serving as a financial advisor at EP Wealth Advisors in Brighton, MI. His prior roles include positions at Executive Wealth Management, Great Lakes Wealth, and Woodbury Financial Services. Outside of his advisory work, he assists with a cabinet refinishing business called Sophie's Home Restoration. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven approach to portfolio management and offers a range of services including financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.

David Devita is a CFP® and CFA® credentialed advisor with 12 years of industry experience. He is currently with EP Wealth Advisors and previously worked at Girard Advisory Services, Univest Bank and Trust Co, and Mercer Global Advisors. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document facilitation, employing a suitability-driven investment process across a broad range of asset types.

Michael Hamilton is a financial advisor with Centaurus Financial, Inc. in Anaheim, CA, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has been with Centaurus Financial since 2015 and also owns Eagle Tax Group, a tax preparation business. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse range of clients, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers various financial planning and portfolio management options, utilizing both discretionary and non-discretionary arrangements with multiple analytical approaches.

Brian Latorre is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. He previously worked at Charles Schwab Bank for 10 years and has been with Charles Schwab & Co., Inc. since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement and planning discussions, and a range of investment recommendations utilizing Schwab’s proprietary tools and standard asset allocation models.