Olivia Bowles Kymer is a financial advisor with Morgan Stanley in Menlo Park, CA, holding a Series 63 designation and bringing 31 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory work, she owns and manages Precision Insight Consulting, where she performs accounting and payroll processing. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm employs structured planning tools and offers access to diverse investment and financial services through its extensive platform.

Ramin Sohrabi is a financial advisor with Merrill in San Mateo, CA, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Bank of America and the University of California, Davis. Outside of his advisory work, he works as a part-time delivery driver for a food delivery service. Merrill provides managed account services through the Select Portfolio Solutions program, serving a wide range of clients including individuals, high-net-worth clients, pension plans, and charitable organizations, with investment strategies implemented by Managed Account Advisors LLC and Merrill’s Chief Investment Office.

Revital Alon is a financial advisor with Ameriprise in Redwood City, CA, holding a Series 66 designation and totaling 23 years of industry experience. She has been with Ameriprise and its affiliated entities since 2009. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Patrick Quinn is a financial advisor with Mass Mutual Investors Services in Pacifica, CA, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Northwestern Mutual and Penske Truck Leasing, along with administrative experience outside the financial sector. He also works part-time as an administrative assistant at a physical therapy business. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative planning engagements using firm-approved tools and offers specialized programs including estate settlement and employer-sponsored planning.

Junior Castellanos is a financial advisor with J.P. Morgan Securities in Redwood City, CA, holding Series 63 and Series 66 credentials and 15 years of industry experience. His career includes multiple roles within J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2009, as well as brief periods at U.S. Bancorp and Wells Fargo. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework. The firm operates within the larger J.P. Morgan organization, offering a range of investment strategies with an emphasis on institutional consulting services delivered on a non-discretionary basis.

Jeffrey Ting is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing decades of industry experience to his role. He began his financial services career at Merrill Lynch Wealth Management in 1997 and joined his father, the late John Ting, in 1999. He specializes in wealth planning, retirement strategy, investment guidance, college savings, concentrated stock strategy, tax minimization, survivorship, and estate plan analysis, with a focus on providing guidance to small to medium-sized businesses in selecting 401(k) plans and estate planning services. Jeffrey holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a bachelor's degree from the University of California, Berkeley. He is a member of professional organizations such as the Investments & Wealth Institute™. In addition to his professional work, Jeffrey is involved in community activities and serves as an annual sponsor of The Guardsmen and the Mills-Peninsula Women's Center. He supports the San Francisco International Asian American Film Festival, the Cal Alumni Club of the Peninsula, and Kristi Yamaguchi's Always Dream. Jeffrey enjoys spending time with his wife and two sons, playing tennis, skiing, and attending Cal football games.

William Petit is a financial advisor at Morgan Stanley with three years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley since 2022. His background includes various roles outside of finance, including work in logistics and hospitality. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs that include tailored financial planning and access to institutional research and investment resources.

Shu Wei Ouyang is a financial advisor with Cetera in San Mateo, CA, holding a Series 66 designation and 17 years of industry experience. Prior to joining Cetera, Shu Wei worked at Merrill, Bank of America, and Charles Schwab. Outside of advising, Shu Wei owns multiple rental properties. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Stefan Jelev is a Financial Consultant at Fidelity Investments, where he has been serving since 2024. He has progressed through various roles at Fidelity Investments, including Investment Consultant, Workplace Planning Consultant III, II, and I, as well as Workplace Planning Associate, reflecting a continuous commitment to financial advisory services. Prior to joining Fidelity Investments, Stefan gained experience as a Financial Advisor Intern at Northwestern Mutual from 2018 to 2020. Stefan holds a California Insurance License, supporting his role in providing comprehensive financial planning and consulting. He approaches financial planning as a personalized, collaborative process rooted in trust, transparency, and long-term strategy, aiming to help clients achieve their goals with clarity and confidence. Outside of his professional life, Stefan has interests in cars, fitness, golf, hiking, photography, and skiing.

Paula Bai is a financial advisor with UBS Financial Services in Los Angeles, holding a Series 66 designation and nine years of industry experience. Her prior roles include positions at Morgan Stanley, RBC Capital Markets, and Wells Fargo. Outside of her advisory work, she owns a rental property in Florida. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory services, utilizing proprietary research and model-based asset allocations to tailor investment plans. The firm combines institutional trading capabilities with wealth management services and offers a range of financial planning and capital markets solutions.

Daniel Leder is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Wells Fargo Clearing since 2024. Prior to this, he was employed at JP Morgan Chase Bank, N.A. and JP Morgan Securities, LLC from 2018 to 2024, and at Cowlick, Inc. from 2013 to 2024. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable range of investment options including insurance-related vehicles and bank deposit sweep programs.

JJ Fajardo is a Financial Consultant currently working at Fidelity Investments since 2024. He has 15 years of experience in the financial services industry, during which he has focused on assisting clients in building financial plans and investment strategies aimed at achieving their life goals. JJ holds a Bachelor of Arts in Business Administration with a concentration in Finance from California State University, Fullerton, where he graduated magna cum laude. He also completed the university's Financial Planning Certificate program. Prior to his current role, he served as a Financial Advisor Assistant Vice President at Merrill Lynch, Pierce, Fenner & Smith Inc. from 2022 to 2024. He holds a California Insurance License.

Eric Lee is a financial advisor at Morgan Stanley with nine years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at First Republic Investment Management, CITIGROUP, and JP Morgan. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning through its network of Financial Advisors and the Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes firm-approved planning tools and investment models to support its financial planning process.

Laura Miri is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2009. She holds the Series 66 designation and is based in Menlo Park, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition planning and special-needs analysis, supported by proprietary research and planning tools.

Queenie Ngo is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding a Series 66 designation and six years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2004 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Isaac Feldstein is a financial advisor with Morgan Stanley in Menlo Park, CA, holding a Series 66 designation and four years of industry experience. His work history includes roles at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, Itamar Medical, and the Committee on Ways and Means in the U.S. House of Representatives. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and processes.

Brian Echeverria is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has been affiliated with Bank of America, N.A. and Merrill since 2014. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated with Bank of America’s broader corporate platform, providing access to a wide range of financial products and services.

Anna Levaggi is a financial advisor with Merrill in San Mateo, CA, holding a Series 63 designation and 30 years of industry experience. She has been with Merrill Lynch since 2013. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The program integrates investment options from Merrill’s Chief Investment Office and affiliated managers, supported by Bank of America’s broader financial platform.

Tyson Lai is a financial advisor with Wells Fargo Clearing in Los Altos, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jason Ting is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career in financial services in 2002, joining his family members at Merrill Lynch. Jason focuses on listening to and understanding each client to help craft wealth management strategies that address both short-term needs and long-term goals, with particular attention to philanthropic giving strategies. He has also served as an approved financial advisor spokesman for Merrill in national and local media. Jason has earned several professional designations, including Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He holds a bachelor's degree in Communications with a minor in Video Production/Public Relations from the University of California, San Diego. Community involvement is important to Jason; he has served on the boards of organizations such as the Samaritan House and the Mills–Peninsula Hospital Foundation, and is part of the Leadership Council of San Mateo County. He resides in San Mateo, California, with his wife and daughter, and his personal interests include tennis, theater, and cars.