Ronnyjane Goldsmith is a financial advisor with Steward Partners Investment Advisory, LLC in San Francisco, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. Her career includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, as well as Raymond James Financial Services. Goldsmith is also the author of a book profiling City College of New York alumni who have made significant social impacts, with proceeds supporting a student fund at CCNY. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in regulatory assets. The firm serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a range of portfolio management and financial planning services.

Timothy Alford is a CFP® with eight years of industry experience, currently serving at Money Concepts Capital Corp. His prior roles include positions at Consilium Wealth Management and Cetera Wealth Services, as well as operating as a self-employed advisor. Outside of his advisory work, he is employed at NorthPoint Tax, Wealth and Business Advisory, LLP and owns a non-investment-related business, Wheelhouse LLC. Money Concepts Advisory Services provides investment advisory and financial planning to a diverse client base, including individuals, pension plans, trusts, and corporations. The firm employs model-driven, asset-allocation strategies and uses a combination of proprietary and third-party portfolio programs, serving clients through a large network of advisors.

Vivian Tsai is a financial advisor with TIAA-CREF, holding a Series 66 designation and 24 years of industry experience. She has been with TIAA-CREF since 2014. Tsai serves as Treasurer and Executive Committee Member of the College Savings Foundation, an organization focused on promoting saving for higher education. TIAA-CREF Individual & Institutional Services provides financial planning and managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing discretionary management, using model portfolios and customized solutions within a fiduciary framework.

Raymond Gin is a financial advisor at Farther with seven years of industry experience. He holds a Series 66 designation and has previously worked at Citi, FSC Securities Corp., and The Retirement Group, LLC. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a digital platform and in-person meetings. The firm uses a Modern Portfolio Theory-based approach implemented via proprietary model portfolios and algorithmic rebalancing, offering diversified allocations across ETFs, mutual funds, individual equities, and fixed income.

Katherine Ryan is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 66 designation and bringing 10 years of industry experience. She previously worked at LPL Financial and Titus Wealth Management. Outside of her advisory role, she performs notary public services for clients. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement consulting, utilizing a strategic investment process that combines passive and active management guided by an internal Investment Committee.

Daniel Furhman is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at William Blair since 2018. Prior to joining William Blair, he worked at Wells Fargo Advisors LLC for nine years. William Blair’s Private Wealth Management division provides investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs an active, research-driven approach across multiple asset classes and offers proprietary models along with access to private funds and co-investment opportunities.

Galen Jang is a financial advisor with Citigroup Global Markets in San Francisco, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has worked at Citigroup since 2019 and was previously with Scottrade, Inc. Beginning in 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates with large institutional scale, including roles as a swap dealer and futures commission merchant.

Evor Vattuone is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Farther. Prior to joining Farther, he spent 21 years at Aspire Planning Associates, Inc. He holds Series 65 and Series 66 licenses. Farther provides discretionary investment management and advisory services mainly to individuals, trusts, and estates through a combination of digital platforms and in-person meetings. The firm employs a Modern Portfolio Theory-based approach, utilizing proprietary model portfolios and algorithmic rebalancing, and incorporates AI tools to assist advisors within a controlled framework.

Bradley Dillon is a financial advisor with CWM, LLC in San Rafael, CA, holding Series 63 and Series 65 licenses and 28 years of industry experience. His prior experience includes roles at Cetera Advisor Networks, Carson Wealth, LPL Financial LLC, Wells Fargo Clearing, and Prudential Equity Group. He serves as a board member of Marin MOCA, a museum of contemporary art, where he participates in voting on capital expenditures and educational programs. CWM, LLC is an SEC-registered investment adviser operating an enterprise platform with over 650 advisors managing approximately $50.6 billion. The firm offers discretionary asset management, financial planning, sub-advisory services, and retirement plan management, with investment decisions guided by an Investment Committee that utilizes fundamental and technical analysis to create model portfolios.

Anil Daryani is a CFA® charterholder with 16 years of industry experience. He is currently a financial advisor at Citigroup Global Markets, having previously worked at HSBC Securities (USA) Inc, HSBC Bank USA, N.A., and BNY Mellon Wealth Management. Outside of his advisory role, he serves as Chief Financial Officer for Auriga Corporation, an engineering consulting firm focused on transit and utility entities. Citigroup Global Markets serves individual and institutional clients across high-net-worth and workplace segments, offering multi-asset investment advisory programs combined with broker-dealer execution and custody services. The firm utilizes both discretionary and non-discretionary strategies with internal oversight to select and monitor investment managers.

Matthew Smith is a financial advisor at Voya Financial Advisors, Inc. with 19 years of industry experience. He holds a Series 66 credential and has previously worked at Massachusetts Mutual Life Insurance Company and Banc of America Investment Services. Outside of his advisory role, he volunteers with The Guardsmen, a group that raises funds to send at-risk children to summer camp. Voya Financial Advisors, Inc. provides financial planning, portfolio management, and retirement advisory services to individuals, pension plans, charitable organizations, and corporate clients. The firm uses investment policy statements and model allocations, combining in-house and external strategists with technology tools to implement recommendations, offering both non-discretionary and limited discretionary account management.

William Denler is a financial advisor with Eagle Strategies (NY Life) and holds Series 63 and Series 65 licenses. He has five years of industry experience, including prior roles at Edward Jones and several positions within New York Life entities. Denler also has an outside appointment as an insurance broker focusing on non-registered products. Eagle Strategies serves a broad mix of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm offers multiple program types tailored to client objectives, with the majority of assets managed on a non-discretionary basis and a focus on both individual investors and institutional plan sponsors.

Charles Bowes is a CFP® and holds a Series 65 license, with 21 years of experience in the financial advisory industry. He has worked at Beacon Pointe Advisors, LLC since 2025 and spent 16 years at Waypoint Wealth Partners prior to that. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients. The firm uses a manager-of-managers approach, allocating across independent managers selected through a formal due-diligence process, and offers a variety of services including discretionary wealth management, retirement plan consulting, and outsourced CIO solutions.

Sarah Rodriguez is a financial advisor with Capital Group Private Client Services, Inc. She holds Series 63 and Series 65 licenses and has three years of industry experience. Her background includes roles at Airbnb and Restoring Opportunity Investments LLC. Capital Group Private Client Services provides discretionary investment management primarily for high-net-worth individuals and charitable organizations, utilizing a multi-manager investment approach with separately managed accounts, mutual funds, ETFs, and access to private-equity and alternative strategy funds.

David Hudson is a CFP® and Series 65-registered financial advisor with 15 years of industry experience. He currently works at Cerity Partners LLC and previously held roles at Abbrea Capital, LLC, GFO Advisory Services, LLC, CSI Capital Management Inc, and Tamalpais Wealth Advisors. Cerity Partners advises a diverse client base, including high-net-worth individuals, families, trusts, foundations, and institutional investors, managing approximately $166.2 billion in assets. The firm offers customized wealth management services with an investment approach focused on client-specific profiles, asset allocation, and access to alternative and private market solutions.

Luca Stash is a financial advisor at Rockefeller Financial LLC with a Series 66 credential and one year of industry experience. Prior to joining Rockefeller Financial, he worked in educational roles at Santa Clara University, Bellevue High School, and Chinook Middle School. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides both discretionary and non-discretionary portfolio management, financial planning, consulting, and operates as a registered broker-dealer offering securities transactions, variable insurance products, and placement and investment banking services.

Haolun Zhang is a CFA® charterholder with nine years of industry experience, currently serving as a financial advisor at IEQ Capital, LLC since 2025. Prior to joining IEQ Capital, Zhang worked at Kestra Investment Management, LLC and Kestra Investment Services, LLC from 2022 to 2025, and Edward Jones Investments from 2017 to 2022. Zhang is a limited partner in investment ventures including a Texas multi-family residential complex and pre-IPO shares of Databricks. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals, families, and institutional clients. The firm’s investment process integrates centralized macroeconomic research with client-specific Investment Policy Statements, offering diversified portfolios that include liquid strategies, third-party managers, and private alternative investments.

Elizabeth Palomeque is a CFP® with 23 years of industry experience, currently advising at Rockefeller Financial LLC. She previously spent 19 years with First Republic Investment Management, Inc. and Trainer Wortham. Outside of her advisory role, she serves as president of her family real estate business, Tranquility, Inc. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers a range of portfolio management, financial planning, and consulting services, operating uniquely as both a registered broker-dealer and an integrated investment and advisory platform.

Craig Mckinlay is a financial advisor at Schwab Wealth Advisory with 14 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Schwab Wealth Advisory, Craig worked at Blackrock Investments, LLC for 10 years. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research, with client authorization required for trades.

Margaret Florcruz is a financial advisor at Citigroup Global Markets with 14 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. Margaret is based in San Francisco, CA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and security-pricing activities, supporting both discretionary and non-discretionary client solutions.