Ryan Sprowls is a CFP®-credentialed financial advisor with 27 years of industry experience. He is currently with Wells Fargo Advisors and has worked within the Wells Fargo organization since 2009 in various capacities. Outside of his advisory role, he holds ownership interests in several investment-related LLCs, including a commercial real estate investment company and entities connected to his financial practice. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad planning menu that includes specialized services such as business-owner transition planning and special-needs analysis, using proprietary research and tools to develop tailored recommendations for clients.

Andrew Di Ferdinando is a financial advisor with Fisher Investments, holding Series 65 and Series 63 designations and 11 years of industry experience. He has been with Fisher Investments since 2017 and previously worked at Northwestern Mutual in various capacities from 2015 to 2017. Fisher Investments manages discretionary portfolios for a diverse global client base, including institutional and high-net-worth investors. The firm employs a centralized investment approach combining quantitative and qualitative research, offers tax-aware strategies, and provides sub-advisory and retirement plan services.

Michelle Pathrose is a financial advisor at UBS Financial Services holding a Series 66 designation. She has prior experience at Scotiabank and BDO USA, PA, and completed her education at Northeastern University. Michelle is based in Washington, DC. UBS Financial Services serves individual, corporate, and institutional clients, combining brokerage and investment advisory offerings with proprietary research and model-based asset allocations to tailor strategies to client goals and risk tolerances. The firm provides a range of services including financial planning, portfolio management, and capital markets activities.

Tracey Gentry is a financial advisor at Morgan Stanley with seven years of industry experience and holds a Series 66 designation. She has been with Morgan Stanley Smith Barney LLC since 2000. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by firm-approved tools and stochastic modeling to help clients evaluate potential outcomes.

Barton Trenk is a financial advisor with Morgan Stanley in Washington, DC, holding the Series 63 and Series 65 designations and bringing 41 years of industry experience. He previously worked at UBS Financial Services for 23 years before joining Morgan Stanley in 2021. Outside of his advisory role, he is a sole proprietor in real estate property management. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm emphasizes a structured planning process supported by proprietary tools and offers both retail and institutional investment solutions.

Brandon Feldman is a financial advisor with Stifel in Washington, DC, holding a Series 66 designation and 14 years of industry experience. He has been with Stifel since 2015. Outside of his advisory work, he serves as Co-President of the American Heart Association’s PULSE Committee, a young professionals volunteer group focused on fundraising. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Michael Timothy is a financial advisor with Morgan Stanley in Washington, DC, holding Series 63 and Series 66 credentials and possessing 25 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2018, with prior experience at the Hovde Group, LLC from 2014 to 2017. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, focusing on tailored financial planning through structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers planning services both directly and through corporate agreements.

Martha Kim is a Financial Advisor with Merrill Lynch Wealth Management, specializing in personalized wealth management strategies. She works directly with clients to develop financial plans that align with their long-term goals, adapting these plans as clients' situations evolve. Her client focus areas include college education planning, family wealth management strategies, personal retirement planning, women and wealth, tax minimization, and retirement income. With 18 years of experience, Martha helps individuals navigate complex financial decisions across various life stages, including pre-retirement planning, major purchases, and education funding. She holds professional designations such as Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Martha earned her Master of Business Administration degree from Sungkyunkwan University and a bachelor's degree from Duksung Women's University. She conducts her advisory services in both Korean and English. Outside of her professional role, Martha enjoys activities such as chess, music, painting, photography, reading, and spending time with her family.

Charlotte Huger is a financial advisor with LPL Enterprise, holding Series 65 and Series 63 licenses and six years of industry experience. Her career includes roles at Prudential Insurance Company of America and Pruco Securities, LLC, among others. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage services. The firm offers financial planning, model portfolio programs, third-party asset management, and a range of brokerage and insurance products supported by an integrated platform of advisor programs and financial product sales.

Jeffrey Kiley is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 26 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with options for discretionary management and a broader set of financial products than typical for large institutional advisers.

William Watters is an Investment Consultant at Fidelity Investments, a position he has held since 2026. In this role, he partners with individuals and organizations to co-create comprehensive financial plans and tailored investment strategies. Prior to this, he held several positions at Fidelity Investments, including Workplace Planning Consultant II from 2025 to 2026, Workplace Planning Consultant I from 2024 to 2025, and Workplace Planning Associate in 2024. Before joining Fidelity, he worked as a Financial Representative at Western & Southern Financial Group from 2023 to 2024.

Timothy States is a financial advisor at LPL Financial with 38 years of industry experience. He holds Series 63, 65, and 66 designations. His prior roles include positions at Securities America Advisors, USAdvisors Wealth Management, Lifemark Securities Corp., and OSAIC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Joseph Howard is a Series 66 licensed financial advisor with Morgan Stanley in Washington, DC, where he has worked since 2014. He has 11 years of industry experience. Outside of advising, he is a sole proprietor of a real estate business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs supported by advanced modeling tools and a large asset base.

Bryan Farfan Estrada is a financial advisor with Wells Fargo Clearing in Arlington, VA. He holds Series 65 and Series 63 licenses and has just over one year of industry experience. His prior work includes positions at Citibank, J.P. Morgan Securities, and The PNC Financial Services Group. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Nicolas Cortes Godoy is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, Nicolas focuses on helping clients pursue their personal financial goals by tailoring plans that align with their unique priorities and circumstances. He emphasizes a transparent approach to wealth planning, assisting with a range of needs including retirement planning, education funding, and managing unexpected financial challenges. With professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA), Nicolas combines his expertise with a commitment to understanding what matters most to each client. He strives to provide ongoing advice and guidance that adapts as client needs evolve. Nicolas communicates fluently in both English and Spanish. Nicolas holds a Bachelor's Degree from George Washington University and earned his high school diploma from Eastern Christian High School. Beyond his professional work, he is involved in community organizations such as Touch The World and YouthQuest.

Salvatore Timperio is a financial advisor with Fisher Investments, holding a Series 66 designation and 19 years of industry experience. He has worked at Fisher Investments since 2019 and previously owned Investtellect, LLC, a consulting and software reseller business. Outside of securities trading, he is also a co-owner of a commercial real estate business. Fisher Investments serves a global client base including institutional and private investors, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm utilizes a centralized investment approach with a five-member Investment Policy Committee and incorporates tax-aware strategies and risk management techniques.

Gianna Ruffino is a financial advisor at UBS Financial Services with four years of industry experience. She holds a Series 66 designation and has worked at UBS since 2020. Her prior roles include positions at Virtual Service Operations, Catholic University, Boston Children's Hospital, Body Bronze, and Parisian Day Spa. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, utilizing proprietary research and model-based asset allocations. The firm combines institutional trading capabilities with wealth management services and operates as a broker-dealer, investment adviser, and futures commission merchant.

Robert S. Wright is a financial advisor at UBS Financial Services with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2009. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm blends institutional trading capabilities with wealth management services, providing a broad range of capital markets, research, and lending solutions.

Trevor Nelson is a Certified Financial Planner (CFP®) with 32 years of industry experience. He is currently with Morgan Stanley, where he has worked since 2021, following roles at Bank of America and Merrill. Nelson holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through employer-sponsored plans.

Mathew Freeman is a financial advisor at J.P. Morgan Securities in Washington, DC, with 19 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2019, following roles at Morgan Stanley and Morgan Stanley Private Bank from 2013 to 2019. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.