Michael Rozofsky is a financial advisor with Morgan Stanley in Bethesda, MD, holding a Series 66 designation and 26 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009, including Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs with an emphasis on structured financial planning supported by proprietary tools and research from its Global Investment Committee.

Nicole Hefner is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. Her prior roles include positions at Fidelity Personal and Workplace Advisors, Strategic Advisors LLC, and Fidelity Brokerage Services LLC. She is also employed by JPMorgan Bank, where she offers a range of bank products and services. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a non-discretionary, data-driven process that incorporates ESG criteria and centralized due diligence.

Kylie Jenkins is a CFA® charterholder and financial advisor with J.P. Morgan Securities, based in Washington, DC. She has six years of experience with JPMorgan Chase and its affiliated entities, including roles at JPMorgan Chase Bank NA and JPMorgan Securities LLC. Prior to her current position, she held various roles at the University of Richmond. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations to deliver a comprehensive range of investment services.

Elisebeth Driscoll is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2009. Prior to that, she has held a long-term role at Bank of America. She is also an owner of a family investment business. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Benjamin Eisemann is a financial advisor with J.P. Morgan Securities in Washington, DC, holding Series 63 and Series 65 licenses and with 13 years of industry experience. He has been with JPMorgan Chase Bank NA and J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in their recommendations.

Samah Adem is a financial advisor at Wells Fargo Clearing with two years of industry experience. She holds the Series 63 and Series 66 designations. Adem previously worked at HSBC Securities (USA) Inc. and HSBC Bank (USA) NA, and she also has experience driving for Uber. She is a part owner of Rise and Shine daycare, a childcare business that has not yet started operations. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions.

Stephen Lo is a financial advisor with Charles Schwab in Bethesda, MD, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank Ssb since 2008. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by centralized custody and order-routing services.

Riley Ellis is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity Investments, he worked at The Maryland Club and the University of Maryland, and has experience with Norbeck Country Club. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies, using a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also manages fund advisory services and model portfolios delivered to intermediary platforms.

Jack Lvovsky is a financial advisor with Merrill based in Washington, DC. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles at Merrill Lynch, Trustar Bank, and employment at Penn State University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Garrett Mc Auliffe is a financial advisor with J.P. Morgan Securities in Washington, DC, holding a Series 66 designation and two years of industry experience. His background includes roles at JPMorgan Chase Bank and positions at Georgetown University, Alteryx Inc, Turnto Networks, and Automatic Data Processing (ADP). J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Mitchell Hailey is a financial advisor at Morgan Stanley with 47 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, National Association. Prior to that, he was with Citigroup Global Markets for 16 years. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates various analytical tools and investment committee insights.

Daniel Chun is a financial advisor with Morgan Stanley in Bethesda, MD, holding a Series 66 license and having 12 years of industry experience. He has been with Morgan Stanley Smith Barney since 2014 and affiliated with Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured discovery processes and quantitative tools to develop financial plans and provides a range of advisory programs alongside broad retail and institutional services.

Christopher Caskin is a financial advisor with J.P. Morgan Securities in Washington, DC, holding Series 63 and Series 65 credentials and six years of industry experience. His career includes seven years at B. Riley Securities and various roles within JPMorgan Chase entities. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its offerings.

Jonathan Jay is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves on the Board of Trustees for Severn School in Severna Park, MD, where he participates in investment committee meetings overseeing endowment and scholarship funds. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, utilizing an IPS-driven approach grounded in modern portfolio theory. The firm offers both discretionary and non-discretionary advisory services, including a Plan Level Investment Selection 3(38) option, and features a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Darwin Alfaro is a financial advisor with Merrill in Silver Spring, MD, holding a Series 66 designation and seven years of industry experience. He has been associated with both Merrill and Bank of America N.A. since 2006. Outside of his advisory role, he is involved with Frenchman Creeks Condo, an outside business based in New Carrollton, Maryland. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Michael Kirvan is a Managing Director and Wealth Management Advisor at Merrill Lynch Wealth Management with over 35 years of experience in the financial service industry. He leads the Kirvan Pierce Sweeney Group, a ten-member team focused on holistic wealth management centered around comprehensive planning. Michael specializes in working with multi-generational families, business owners, and retirees to preserve and grow wealth across generations. He provides tailored strategies that align with long-term financial goals, assisting clients in managing liquidity events, planning for retirement, and creating lasting legacies. Michael works closely with a team of specialists to offer customized financial planning, investment management, tax-efficient strategies, and estate planning services. Utilizing the extensive resources of Merrill and Bank of America, he delivers a holistic approach designed to address clients' immediate needs and long-term objectives. Michael holds several professional designations including Certified Plan Fiduciary Advisor (CPFA) and Certified Private Wealth Advisor (CPWA). He earned a bachelor's degree from Loyola University Maryland. In addition to his professional commitments, Michael is involved in community activities such as serving as Chair of the National Day of Service at Gonzaga College High School. His affiliations include Gonzaga College High School, Loyola University Maryland, and the Boy Scouts of America/Scouts BSA. He resides in Kensington, Maryland with his wife Kathy, who works with the team three days a week.

Richard Didden Jr. is a financial advisor at Cetera with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Cetera and Cetera Wealth Services, LLC since 2013. He also serves as Executive Vice President at National Capital Bank, where he oversees retail non-deposit investment products, and is a board member of the bank. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various program options, including discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Catherine Slocum is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds the Series 66 designation and has previously worked at JP Morgan Chase Bank N.A. Prior to her financial services career, she was employed at Gails Seafood and Westwood Pharmacy. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a program that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers customized investment solutions delivered on a non-discretionary basis by a specialized group of Wealth Advisors.

George Seals Jr. is a Senior Vice President and Wealth Management Advisor with Merrill Lynch Wealth Management in Washington, DC. Since 2000, he has provided financial advice to individuals, families, business owners, and corporate executives. He specializes in guiding clients through liquidity events, executive compensation, retirement planning, charitable giving, and multigenerational wealth transfer. Additionally, as a designated Merrill Sports & Entertainment Advisor, George works with athletes, entertainers, coaches, agents, and industry executives to address the unique financial considerations in their careers. George earned both his Bachelor's and Master's degrees from the University of Virginia and completed advanced financial coursework at Georgetown University. He holds the CERTIFIED FINANCIAL PLANNER (CFP®), Chartered Retirement Planning Counselor (CRPC™), and Certified Plan Fiduciary Advisor (CPFA®) designations. He is also affiliated with the Virginia Athletic Foundation. Residing in Arlington, Virginia, George is involved in his community through coaching youth sports and volunteering with scouting programs. He and his wife, Laura, have four children.

Justin Wasfy is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2006 after completing an internship during college. Justin offers financial strategies to high net-worth individuals and business owners, focusing on understanding their financial priorities and creating customized strategies to pursue their financial and life goals. Justin's approach is grounded in a goals-based wealth management process that incorporates time-tested investment principles while allowing flexibility to adapt to changing economic conditions. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor’s degree in Economics from Trinity College. Beyond his professional role, Justin has been involved in community activities such as volunteering for Big Brothers Big Sisters and coaching youth lacrosse teams. He serves as an alumni board member of his high school and conducts an annual financial literacy seminar at a local high school. Justin resides in Great Falls, Virginia with his wife, children, and their dog.