Parker Gray is a financial advisor at Merrill with Series 63 and Series 66 credentials and five years of industry experience. His prior roles include positions at Bank of America, Baltimore-Washington Financial Advisors, and the Ulman Foundation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kathleen Boldt is a financial advisor at Merrill with 20 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2006, continuing through its affiliation with Bank of America. Outside of her advisory role, she consults part-time for Norwex, a company specializing in chemical-free cleaning supplies. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Roy Longanecker III is a financial advisor with Morgan Stanley in Hunt Valley, MD, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at Citigroup Global Markets and Legg Mason Wood Walker, Incorporated, before joining Morgan Stanley in 2009. He has been with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and structured analysis. The firm manages approximately $2.74 trillion in client assets and offers planning services both directly and through corporate agreements.

Christopher Holcombe is a financial advisor at Robert W. Baird & Co. with nine years of industry experience. He has held his current position since 2018 and previously worked at Primary Residential Mortgage Inc. from 2015 to 2018. He holds Series 63 and Series 66 designations. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The team provides a range of consulting and portfolio services tailored to client goals and risk tolerances, utilizing both in-house and third-party managers across various investment strategies.

Marcello Difrancesco is a financial advisor with LPL Financial, holding a Series 66 designation and having eight years of industry experience. Prior to joining LPL Financial in 2020, he worked at The Prudential Insurance Company of America and Pruco Securities, LLC from 2018 to 2020. He also has experience in the hospitality industry, including roles at Nacho Mama's and The Cheesecake Factory. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a broad advisory and brokerage platform that includes financial planning, model portfolios, third-party asset management, and institutional programs.

Edward Kelly IV is a CFP® and Series 66 registered advisor with 17 years of industry experience. He is currently with LPL Financial and previously spent ten years at Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a range of services including financial planning, model portfolio programs, and institutional platforms to individuals, retirement plan participants, and institutions. The firm supports advisors with research-driven tools and provides access to various investment strategies on discretionary and non-discretionary bases.

Nailah Chowdhury is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has worked at Merrill since 2021 and has previous experience with organizations including Chemonics International, Inc. and the National Cherry Blossom Festival, Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Hopkins is a financial advisor with Raymond James & Associates in Hunt Valley, MD, holding a Series 66 designation and 25 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he serves as treasurer for Harford County Lacrosse Inc., where he assists with donation management. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a variety of portfolio management strategies supported by in-house research and affiliated sub-advisers.

Sarah Telljohann is a financial advisor with Wells Fargo Clearing, holding the ChFC® designation along with Series 63 and Series 65 licenses. She has 24 years of industry experience, including seven years at Wells Fargo Advisors LLC before joining Wells Fargo Clearing in 2016. Outside of her advisory role, she serves as power of attorney for a family member. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory and tailored to plan objectives and risk tolerances.

Sandra Liotta is a Wealth Management Advisor at Merrill Lynch Wealth Management with a career that began in 1985. She works closely with clients and their tax and legal advisors, providing a personalized, planning-based approach to family wealth management strategies, legacy planning, philanthropic planning, socially responsible and ESG investing, as well as women and wealth. Sandra and her team assist clients with financial matters ranging from income and estate planning to education savings, aligning portfolios to individual values and goals. Sandra holds a Bachelor's degree from Swarthmore College and a Master's degree from the University of Baltimore. She earned the CERTIFIED FINANCIAL PLANNER® designation in 2006 and also holds the Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA) credentials. She has been recognized on the Forbes "America's Top Women Advisors" and "Best-in-State Wealth Advisors" lists multiple times, reflecting her extensive experience and client-focused approach. In addition to her professional work, Sandra is actively involved in her community. She serves as President of the Board of Trustees at Baltimore Center Stage and participates in organizations such as LEAD for Women, the Merrill Hispanic Latino Advisory Council, and The Harbour Schools of Annapolis and Baltimore. Her personal interests include boating, gardening, golfing, hiking, music, reading, scuba diving, traveling, and spending time with her family.

Gary Adlington is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has worked extensively with Prudential Insurance Company of America since 1980 and joined LPL Enterprise in 2024. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and corporate entities. The firm employs model-driven investment implementation and offers financial planning, access to third-party asset managers, and other financial services.

Brian Walsh is a financial professional with 29 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 credentials and has worked at firms including Securian Capital of the Chesapeake and Minnesota Life Insurance Co. In addition to his advisory role, he is the owner of a fixed insurance sales business and a commercial real estate holding company. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers diversified portfolio management and financial planning services through a multi-manager platform, providing advisors with access to affiliated and third-party investment strategies across various program structures.

Haider Khokhar is a financial advisor at Merrill with Series 66 credentials and one year of industry experience. His work history includes roles at Bank of America and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Charles Sellman is a financial advisor at Edward Jones in Baltimore, MD, holding a Series 65 credential. He has three years of industry experience, including previous work at Morgan Stanley. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of investment strategies and affiliated services, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Shaun Weber is a financial advisor at LPL Financial with 12 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones, Merrill, and T. Rowe Price Advisory Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, wrap and model portfolio programs, third-party asset management, and institutional platforms, combining a broad range of advisory and non-advisory financial services.

Charles Swindell is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank since 2015, previously serving at Morgan Stanley Smith Barney, Citigroup Global Markets, and Legg Mason Wood Walker. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and applies a structured financial planning process supported by proprietary tools and modeling techniques.

Marjorie Adams is a financial advisor with Primerica Advisors in Randallstown, MD, holding Series 63 and Series 65 designations and nine years of industry experience. She has been with Primerica Advisors since 2016 and concurrently affiliated with Primerica Financial Services since 2015. Adams has also been involved with Morgan State University since 2006. In addition to her advisory role, she receives non-investment related compensation through referrals for home security, automation, and related services. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm uses a percentage-based wrap fee structure and curates third-party asset managers, delegating model implementation to BNY Mellon Advisors.

Joel Fenstermacher is an advisor with LPL Enterprise LLC, holding Series 63 and Series 65 designations and having over one year of experience in the financial industry. His prior work includes roles at Gateway Capitol Financial, LGS Financial LLC, and positions in education at Loyola University Maryland, Mount Saint Joseph High School, and Mount Airy Middle School. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach using portfolios developed by LPL’s Research Department and third-party strategists, offering financial planning, access to third-party asset managers, and participation in wrap programs.

Destiny Lucas is a financial advisor at Merrill with three years of industry experience. She holds a Series 66 designation and has a background that includes roles at Year Up and experience in education as a full-time homeschool instructor for middle and high school students. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tyler Sterner is a financial advisor at Merrill with two years of industry experience. He holds a Series 66 designation and previously worked at Bank of America, N.A. He has also held academic positions at Frostburg State University, Albright College, Towson University, and Lebanon Valley College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.